Finder’s best balance transfer credit cards: Get 0% for up to 26 months
Get your card debt under control with a great balance transfer credit card deal.
If you're struggling with multiple unpaid credit card balances, then a 0% balance transfer offer gives you time and space to pay it off without interest charges.
Here are the best balance transfer offers on the market right now based on their Finder Scores.
1. ANZ Low Rate Credit Card
The ANZ Low Rate Card has a balance transfer Finder Score of 9.9.
ANZ's Low Rate card has the market's longest balance transfer offer. You get 26 months to repay your debt with 0% interest. And there's no annual fee in the first year.
There is a 3% balance transfer fee. So if you had a $5000 balance that would be $150.
Want more options?
Check out balance transfer offers from across the market.
2. Bankwest Breeze Classic Mastercard
The Bankwest Breeze Classic Mastercard has a Finder Score of 9.81.
This card has a balance transfer offer of 0% for 24 months with a 3% balance transfer fee. That's very comparable to the ANZ Low Rate offer, although this card does charge a small annual fee of $49.
3. Bankwest Breeze Platinum Mastercard
The Bankwest Breeze Platinum Mastercard has a Finder Score of 9.8.
This card has the same offer as the Breeze Classic: 0% for 24 months with a 3% balance transfer fee.
The annual fee is slightly higher at $59 but it does come with complimentary travel insurance.
4. Heritage Bank Gold Low Rate Credit Card
The Heritage Bank Gold Low Rate Credit Card has a Finder Score of 9.73.
This is a short but very cheap balance transfer offer. You get 0% for 12 months but there's no balance transfer fee and no annual fee.
If you can get your balance paid off in 12 months, this is likely the cheapest option.
And those are the 3 best balance transfer offers on the market right now.
Details of these cards are correct at time of publication and subject to change. All these cards were identified as the "best" cards using the Finder Score, a data-driven methodology that considers rates, fees and card features.
Sources
Ask a question