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Get up to a $500 gift card with this mega HBF health insurance deal

Ceyda Erem

Posted: 12 March 2026 9:22 am

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If you've been looking for a sign to switch your private health insurance, this is it.

Finder is offering an exclusive deal for customers who sign up or switch to an eligible HBF health insurance policy.

Here's what's up for grabs when you purchase an eligible policy:

$500 digital Visa card (Combined Hospital and Extras policy)
$250 digital Visa card (Hospital Only policy)
$150 digital Visa card (Extras Only policy)

And it gets even better, in addition to a Visa card from Finder, you'll also be able to score a Prezzie gift card worth up to $200 from HBF, bringing the total reward up to a jaw-dropping $700!

This promotion is only open to Australian residents aged 18 and over, and starts on 11 March 2026 and ends 15 April 2026, unless withdrawn earlier.

Hospital
Extras

9 of 9 results

Finder Score	Treatments	Price
Finder score 9.2 Excellent Bronze Hospital Plus $750/$1500 Excess Bronze$750 excess	Finder score 9.2 Excellent	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +18 other treatments covered	$106.81 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.4 Great Basic Hospital Accident Only $750/$1500 Excess Basic$750 excess	Finder score 8.4 Great	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest	$79.78 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.8 Great Basic Hospital Plus $750/$1500 Excess Basic$750 excess	Finder score 7.8 Great	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest +1 other treatments covered	$88.39 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 9.2 Excellent Lite Bronze Hospital Plus $750/$1500 Excess Bronze$750 excess	Finder score 9.2 Excellent	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +15 other treatments covered	$93.33 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.7 Great Basic Hospital Plus Elevate $750/$1500 Excess Basic$750 excess	Finder score 7.7 Great	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest +11 other treatments covered	$93.92 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.7 Great Essential Silver Hospital $750/$1500 Excess Silver$750 excess	Finder score 8.7 Great	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +24 other treatments covered	$120.22 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.7 Great Silver Hospital $750/$1500 Excess Silver$750 excess	Finder score 8.7 Great	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +25 other treatments covered	$135.21 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.2 Great Silver Hospital Plus $750/$1500 Excess Silver$750 excess	Finder score 8.2 Great	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +26 other treatments covered	$193.14 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.8 Great Gold Hospital Elevate $750/$1500 Excess Gold$750 excess	Finder score 7.8 Great	Cataracts Joint replacements Palliative care Pregnancy and birth Sleep studies Weight loss surgery Rehabilitation Insulin pumps +30 other treatments covered Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	$295.56 per month	ENDS SOON! $250 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 6 weeks free after your first month of hospital cover. For new members who join by 31 Mar 2026 on eligible hospital cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading

Showing 9 of 9 results

9 of 9 results

Finder Score	Treatments	Price
Finder score 8.4 Great Urgent Ambulance Extras cover	Finder score 8.4 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$5.26 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.4 Great Smart Start Extras Extras cover	Finder score 8.4 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +1 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$16.45 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8.2 Great Basic Extras Extras cover	Finder score 8.2 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$20.85 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 8 Great Value 50 Extras cover	Finder score 8 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +1 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$31.45 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.2 Great Flex 50 Extras cover	Finder score 7.2 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +3 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$38.09 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.6 Great Core Extras Extras cover	Finder score 7.6 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +5 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$41.45 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 6.3 Standard Flex 60 Extras cover	Finder score 6.3 Standard	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +3 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$58.82 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 7.3 Great Complete 60 Extras cover	Finder score 7.3 Great	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +6 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$70.04 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading
Finder score 6.2 Standard Top 70 Extras cover	Finder score 6.2 Standard	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +6 other treatments covered Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	$122.55 per month	ENDS SOON! $150 VISA CARD REWARD 1 Click here 2 Buy an eligible HBF policy 3 Get card from Finder Ends by. T&Cs apply.	+	Get 4 weeks free after your first month of extras cover. For new members who join by 31 Mar 2026 on eligible extras cover. T&Cs apply.	Go to Site View details Compare product selectionCompare	loading

Showing 9 of 9 results

You could also unlock up to 12 weeks free, plus waits waived on eligible extras, depending on the policy you purchase.

For more information about this offer, check out the T&Cs.

Why Aussies should rethink their cover now

While up to $700 worth of perks is a fantastic way to treat yourself, the real value lies in what happens on April 1.

The Federal Government recently approved an industry-wide average premium increase of 4.41%, the highest jump we've seen in a decade.

According to Finder research, this means policyholders will be forking out an extra $126 a year.

However, HBF had the lowest average premium increase across 5 of the biggest health insurers at 2.15%.

Compare your health insurance policy and start paying less with a cheaper deal today.

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Get up to a $500 gift card with this mega HBF health insurance deal

If you've been looking for a sign to switch your private health insurance, this is it.

Get rewarded $$ for switching with Finder Rewards

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