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Im currently not working im looking for a personal loan im not receiving child support im renting with one dependent shes 6 im staring to get behind in bills my car well basically got told to start looking for another im desperate and need to find out who will actually give me a personal loan while im not working atm and have one debt rather than owe money here and there help me please
Hi Mandylee,
Thanks for your question and sorry to hear about your situation.
We have a guide on borrowing while unemployed that you might want to take a look at, but you might want to consider the community financial assistance programs and alternative loan options listed in this guide first before applying for any loans. These are low and no interest loan schemes that are available to people receiving Centrelink or on low incomes. You might also benefit from calling the free financial advice line on 1800 007 007 who can offer you some personal advice for your situation.
I hope this information will be of use.
Thanks,
Elizabeth
I need a loan of about $2500.00. So as I can pay out some little loans and also to buy some whitegoods. I am on a disability pension and carers payment also. I would like it over a few years. I don’t know who can help me and I don’t know what my credit rating is ,but I would like to find out what it is also. Can you please help me????
Hi Cerfy,
Thanks for your question.
You might want to take a look at our guide and compare lenders who offer loans to Centrelink recipients. You can also see schemes and programs available to people on benefits and lower incomes. You can use these loans to buy essential household items and you can borrow up to $3,000 for a low-interest rate. Please ensure to compare your options and meet the criteria and kindly read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply for the loan.
I hope this information will be of use.
Thanks,
Elizabeth
which lender offers personal loans to 457 work visa longstay
Hi Bo,
Thanks for your question.
There are a few lenders who consider applications for personal loans from people that have a temporary resident visa. Most lenders will need you to meet higher minimum income criteria or show extra credentials. Also, you may need to meet the details of your visa before you are approved to ensure that the terms of the personal loan do not exceed the amount of time left on your visa.
You may compare personal loans for temporary residents. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Shirley