Finder Rewards AHM Health Insurance Switching Promotion – March 2026 – Terms & Conditions

$300 Digital Visa Card Offer

Finder is offering a $300 digital Visa card to eligible customers who switch their hospital and extras health insurance cover to ahm through the Finder Comparison Service ("Reward").

This promotion is open to Australian residents aged 18 and over and runs from 16 March 2026 to 16 April 2026 ("Promotion Period"), unless withdrawn earlier. This Promotion is available while it remains visible on the Finder Comparison Service.

Terms & Conditions

1. Overview

The Promoter is Hive Empire Pty Ltd (ABN 18 118 785 121) ("Finder") of Level 10, 99 York Street, Sydney NSW 2000.

Finder provides customers with the ability to compare and switch health insurance policies through its website at www.finder.com.au ("Finder Comparison Service").

The $300 digital Visa card is provided and distributed by Finder’s supplier, Blackhawk Network (Australia) Pty Ltd ("Blackhawk") (the "Fulfilment"). Blackhawk’s terms and conditions and Finder’s Privacy Policy apply to this promotion.

If you decide to switch your health insurance policy to ahm using the Finder Comparison Service, please refer to ahm’s terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from, and do not form part of, ahm’s terms and conditions. Finder does not supply health insurance products and is not responsible for ahm policies. You must contact ahm directly for policy information.

Information on how to participate forms part of these Terms and Conditions. Participation constitutes acceptance of these Terms and Conditions.

2. Promotion Eligibility

Eligible Cover

The Reward is available to customers who purchase eligible ahm hospital and extras cover ("Eligible Cover").

To be eligible, you must:

• Be an Australian resident aged 18 years or over.
• Create or hold a valid Finder member account.
• Complete a health insurance quote via the Finder Comparison Service.
• Purchase and commence eligible combined ahm hospital and extras cover ("Eligible Cover") via www.ahm.com.au between 16 March 2026 and 16 April 2026 by clicking through the Finder promotional banner.
• Be a new ahm policyholder or not have held ahm health insurance in the previous 60 days (excluding dependents coming off a family policy).
• Maintain the Eligible Cover without cancellation, suspension, downgrade or change to a non-eligible product until the eligibility assessment date.
• Pay premiums via direct debit and ensure all payments are up to date at the time of the Fulfilment Eligibility Check.
• Use the same first name, last name and email address for both the Finder quote and the ahm policy purchase.
• Comply with all terms of this promotion.

The Reward does not apply to:

• Customers who are not Finder members.
• Policies purchased outside the Promotion Period.
• Policies that do not include both eligible hospital and extras cover.
• Corporate covers.
• Policies purchased or completed via phone or any channel other than the Finder Comparison Service. Eligible policies must be purchased online by clicking through the Finder promotional banner.
• Hospital-only cover.
• Extras-only cover.
• Accident Cover.
• Overseas Visitors Health Cover.
• Overseas Workers Health Cover.
• Overseas Students Health Cover.
• Ambulance-only cover.
• Other non-eligible or excluded products as determined by ahm.
• ahm employees.
• Current ahm policyholders or customers who have held ahm cover in the previous 60 days (excluding dependents leaving a family policy).
• Customers who cancel, suspend, lapse, downgrade or change their Eligible Cover before the eligibility assessment date.
• Customers who are not up to date with premium payments at the eligibility assessment date.
• Customers whose personal details do not exactly match between Finder and ahm records.
• Multiple rewards for the same policy or policyholder.

3. Fulfilment

Eligibility check date: 16 July 2026

Reward fulfilment date: On or before 14 August 2026

4. General

Finder reserves the right to amend, add to, suspend or end this promotion and its Terms and Conditions at any time without notice, subject to applicable laws.

Finder may verify eligibility and disqualify any participant who does not comply with these Terms and Conditions. Errors and omissions may be accepted at Finder’s discretion. Failure to enforce any right does not constitute a waiver of that right.

If this promotion is interfered with or cannot be conducted as reasonably anticipated due to circumstances beyond Finder’s reasonable control, Finder reserves the right to modify, suspend or cancel the promotion, subject to applicable laws.

Any costs associated with participating in this promotion are your responsibility.