Finder Rewards AHM Health Insurance Switching Promotion – June 2026 – Terms & Conditions

Up to $500 Digital Visa Card Offer

Finder is offering a digital Visa card to eligible customers who switch their health insurance cover to ahm through the Finder Comparison Service ("Reward") valued at:

• $500 for eligible combined hospital and extras cover;
• $250 for eligible hospital-only cover;
• $150 for eligible extras-only cover.

This promotion is open to Australian residents aged 18 and over and runs from 17 June 2026 to 30 June 2026 ("Promotion Period"), unless withdrawn earlier. This Promotion is available while it remains visible on the Finder Comparison Service.

Terms & Conditions

1. Overview

The Promoter is Hive Empire Pty Ltd (ABN 18 118 785 121) ("Finder") of Level 10, 99 York Street, Sydney NSW 2000.

Finder provides customers with the ability to compare and switch health insurance policies through its website at www.finder.com.au ("Finder Comparison Service").

The digital Visa card is provided and distributed by Finder's supplier, Blackhawk Network (Australia) Pty Ltd ("Blackhawk") (the "Fulfilment"). Blackhawk's terms and conditions and Finder's Privacy Policy apply to this promotion.

If you decide to switch your health insurance policy to ahm using the Finder Comparison Service, please refer to ahm's terms and conditions and privacy policy before making a decision. These Terms and Conditions are separate from, and do not form part of, ahm's terms and conditions. Finder does not supply health insurance products and is not responsible for ahm policies. You must contact ahm directly for policy information.

Information on how to participate forms part of these Terms and Conditions. Participation constitutes acceptance of these Terms and Conditions.

2. Promotion Eligibility

Eligible Cover

The Reward is available to customers who purchase eligible ahm cover ("Eligible Cover") as follows:

• Combined hospital and extras cover – $500 Reward;
• Hospital-only cover – $250 Reward;
• Extras-only cover – $150 Reward.

Eligible hospital-only and extras-only covers are only available for purchases made between 17 June 2026 and 30 June 2026.

To be eligible, you must:

• Be an Australian resident aged 18 years or over.
• Create or hold a valid Finder member account.
• Complete a health insurance quote via the Finder Comparison Service.
• Purchase and commence eligible cover via www.ahm.com.au by clicking through the Finder promotional banner during the Promotion Period (17 June 2026 – 30 June 2026).
• Be a new ahm policyholder or not have held ahm health insurance in the previous 60 days (excluding dependents coming off a family policy).
• Maintain the Eligible Cover without cancellation, suspension, downgrade or change to a non-eligible product until the eligibility assessment date.
• Pay premiums via direct debit and ensure all payments are up to date at the time of the Fulfilment Eligibility Check.
• Use the same first name, last name and email address for both the Finder quote and the ahm policy purchase.
• Comply with all terms of this promotion.

The Reward does not apply to:

• Customers who are not Finder members.
• Policies purchased outside the Promotion Period (17 June 2026 – 30 June 2026).
• Policies that do not include eligible cover types as specified above.
• Corporate covers.
• Policies purchased or completed via phone, webchat, online messaging, or any other assisted channel outside the Finder Comparison Service (including where a customer is redirected via a Finder banner but completes the purchase through an assisted support channel rather than the direct Finder flow).
• Accident Cover.
• Overseas Visitors Health Cover.
• Overseas Workers Health Cover.
• Overseas Students Health Cover.
• Ambulance-only cover.
• Other non-eligible or excluded products as determined by ahm.
• ahm employees.
• Current ahm policyholders or customers who have held ahm cover in the previous 60 days (excluding dependents leaving a family policy).
• Customers who cancel, suspend, lapse, downgrade or change their Eligible Cover before the eligibility assessment date.
• Customers who are not up to date with premium payments at the eligibility assessment date (30 September 2026).
• Customers whose personal details do not exactly match between Finder and ahm records.
• Multiple rewards for the same policy or policyholder.

3. Fulfilment

Eligibility check date: 30 September 2026

Reward fulfilment date: On or before 30 October 2026

4. General

Finder reserves the right to amend, add to, suspend or end this promotion and its Terms and Conditions at any time without notice, subject to applicable laws.

Finder may verify eligibility and disqualify any participant who does not comply with these Terms and Conditions. Errors and omissions may be accepted at Finder's discretion. Failure to enforce any right does not constitute a waiver of that right.

If this promotion is interfered with or cannot be conducted as reasonably anticipated due to circumstances beyond Finder's reasonable control, Finder reserves the right to modify, suspend or cancel the promotion, subject to applicable laws.

Any costs associated with participating in this promotion are your responsibility.