The Finder Car Insurance Awards showcase the best car insurance products across three key categories; value, features and low cost. Our methodology has been curated specifically to help drivers find the best fit for their needs by comparing thousands of prices and hundreds of features.
Budget Direct Comprehensive Car Insurance received a 2026 Finder Award for Best Value Car Insurance. The policy is jam-packed with coverage, features flexible excess options and an online sign-up discount.
Budget Direct Comprehensive Car Insurance received a 2026 Finder Award for Best Value Car Insurance. The policy is jam-packed with coverage, features flexible excess options and an online sign-up discount.
Highly commended 
ING Car Insurance was a highly commended product, as it includes decent coverage with generous benefit limits and the option to slash 15% off your premium by signing up online.
ING Car Insurance was a highly commended product, as it includes decent coverage with generous benefit limits and the option to slash 15% off your premium by signing up online.
Coles Comprehensive Car Insurance received a Highly Commended Award for its generous 15% online discount and unique coverage benefits, including grocery replacement.
Coles Comprehensive Car Insurance received a Highly Commended Award for its generous 15% online discount and unique coverage benefits, including grocery replacement.
With comparable coverage to major insurers but at a competitive price, Qantas Comprehensive Car Insurance was a highly commended product for the Value category.
With comparable coverage to major insurers but at a competitive price, Qantas Comprehensive Car Insurance was a highly commended product for the Value category.
Bingle remains one of the cheapest car insurers in our database, earning its Comprehensive policy a Highly Commended Award for Value.
Bingle remains one of the cheapest car insurers in our database, earning its Comprehensive policy a Highly Commended Award for Value.
Ozicare Comprehensive Car Insurance was a highly commended product for its considerate payment options, allowing drivers to pay monthly at no extra cost.
Ozicare Comprehensive Car Insurance was a highly commended product for its considerate payment options, allowing drivers to pay monthly at no extra cost.
Youi Comprehensive Car Insurance was awarded the 2026 Finder Award for Best Features Car Insurance. The policy automatically includes roadside assistance and offers competitive cover limits.
Youi Comprehensive Car Insurance was awarded the 2026 Finder Award for Best Features Car Insurance. The policy automatically includes roadside assistance and offers competitive cover limits.
Highly commended
Budget Direct was Highly Commended for its feature-packed Comprehensive policy, providing handy benefits like a lifetime repair guarantee, flexible excess options and a 15% online sign-up discount.
Budget Direct was Highly Commended for its feature-packed Comprehensive policy, providing handy benefits like a lifetime repair guarantee, flexible excess options and a 15% online sign-up discount.
ING Car Insurance earned high praise for offering solid coverage, generous benefit limits and the ability to save 15% on your premium when you sign up online.
ING Car Insurance earned high praise for offering solid coverage, generous benefit limits and the ability to save 15% on your premium when you sign up online.
Coles Comprehensive Car Insurance offers an impressive combination of benefits and unique cover features like grocery replacement, making it a solid option for Aussie drivers.
Coles Comprehensive Car Insurance offers an impressive combination of benefits and unique cover features like grocery replacement, making it a solid option for Aussie drivers.
Qantas Comprehensive Car Insurance impressed our judges with major-insurer-level coverage at a competitive price, making it a highly commended product for features.
Qantas Comprehensive Car Insurance impressed our judges with major-insurer-level coverage at a competitive price, making it a highly commended product for features.
Ozicare Comprehensive Car Insurance earned high commendation for its customer-friendly payment options and cheaper than average premiums.
Ozicare Comprehensive Car Insurance earned high commendation for its customer-friendly payment options and cheaper than average premiums.
Budget Direct remains one of the best-value car insurers on the market, with its Comprehensive policy offering top-tier cover at an affordable price point.
Budget Direct remains one of the best-value car insurers on the market, with its Comprehensive policy offering top-tier cover at an affordable price point.
Highly commended
Bingle won the Highly Commended Low Cost award for offering affordable, no-frills car insurance. It regularly ranks as the cheapest option in Finder's research, making it ideal for drivers who need to keep to a budget.
Bingle won the Highly Commended Low Cost award for offering affordable, no-frills car insurance. It regularly ranks as the cheapest option in Finder's research, making it ideal for drivers who need to keep to a budget.
With impressive and affordable cover limits across a range of features, ING Comprehensive Car Insurance was a clear winner for a Highly Commended Finder Award.
With impressive and affordable cover limits across a range of features, ING Comprehensive Car Insurance was a clear winner for a Highly Commended Finder Award.
Coles Comprehensive Car Insurance earned high commendation for delivering excellent value, combining features like hire car cover and flexible excess choices with an affordable premium.
Coles Comprehensive Car Insurance earned high commendation for delivering excellent value, combining features like hire car cover and flexible excess choices with an affordable premium.
Qantas Comprehensive Car Insurance earned a Highly Commended Award for 2026 thanks to the policy's competitive level of coverage and generous sign-up benefits for customers who switch.
Qantas Comprehensive Car Insurance earned a Highly Commended Award for 2026 thanks to the policy's competitive level of coverage and generous sign-up benefits for customers who switch.
Hume Bank received a Highly Commended Low Cost Award for its Comprehensive policy. It was well priced in comparison to other insurers while going above and beyond in terms of features.
Hume Bank received a Highly Commended Low Cost Award for its Comprehensive policy. It was well priced in comparison to other insurers while going above and beyond in terms of features.
Ozicare Comprehensive Car Insurance was a top performing product within the Low Cost category. Its premiums were around $200 cheaper than average, plus drivers can pay monthly at no extra cost.
Ozicare Comprehensive Car Insurance was a top performing product within the Low Cost category. Its premiums were around $200 cheaper than average, plus drivers can pay monthly at no extra cost.
Finder's Car Insurance Awards recognises market-leading comprehensive car insurance products, using our proprietary ratings methodology. We compare products from 41 brands.
Piyush is an insights analyst at Finder and is responsible for developing the methodology for Finder's Product Awards. He holds an MBA from Macquarie University and a MSc in Banking and Finance from the University of London.
Ceyda Erem is Finder’s senior writer for insurance and has almost 10 years of experience writing about personal finance.
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