Finder makes money from featured partners, but editorial opinions are our own.

Finder Awards 2021 Best Personal Loan (Risk-Based)

AMB personal loan

Personal Loan (Risk-Based)

AMB

See the full list of Finder Awards 2021 winners

Methodology

Here's how our expert analysts assessed the Personal Loan (Risk-Based) category to pick the 2021 winner.

This award was judged based on the average comparison rate quoted across eight personas:

  • Persona 1: $100,000 income, $30,000 loan, 40 years old, married, 36 month loan term, credit score 1017
  • Persona 2: $100,000 income, $30,000 loan, 40 years old, married, 36 month loan term, credit score 779
  • Persona 3: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 1017
  • Persona 4: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 779
  • Persona 5: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 674
  • Persona 6: $80,000 income, $15,000 loan, 30 years old, married, 36 months loan term, credit score 566
  • Persona 7: $60,000 income, $5,000 loan, 20 years old, single, 36 months loan term, 2 scores, credit score 566
  • Persona 8: $60,000 income, $5,000 loan, 20 years old, single, 36 months loan term, 2 scores, credit score 674
Avatar

Written by

Anneka Diaz

Anneka Diaz is the PR specialist at Finder. She has a Bachelor of Arts (Communications) from The University of Technology Sydney. She has written about personal finance for the last three years and has her roots in the tech and telco space. More recently she has written about a broader range of topics including energy, credit cards and travel insurance. When Anneka isn't busy trying to help Aussies save money you'll find her scouring the Internet for cheap flights and daydreaming about her next holiday adventure.  See full profile

More guides on Finder

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site