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I want to check my credit rating
Hi Monika,
You can check your credit score for free on the Finder app, which you can learn more about here. Hope this helps!
Can I get loan,use my suncrop bank,help me,if not it’s ok .
Hi Muhamad,
Suncorp has stopped offering new Personal Loans to focus on other areas of lending, though they still support existing personal loan customers. Fortunately, many other banks offer personal loans, you can review some of them in this guide. Hope this helps!
I need help with emergency money now
Hi Charmaine,
I’m sorry to hear you’re in an emergency. We generally don’t compare short-term quick loans because of the high rates and risks associated with them. Getting fast money can be a slippery slope and end up costing you a lot more money.
You might be able to speak to your bank about accessing some of your pay early. If you don’t receive an income and are on government benefits, you may be able to receive an advance from Centrelink. Give them a call on 13 17 94.
You can also call 1800 007 007 to talk to a free and independent financial counsellor. The Government’s MoneySmart website also has options for anyone looking for small amount loans.
Rebecca
do you have to be a certain age to aquire a loan? does it have to be under my name is im underage?
Hi Nae, Legislation requires that you have to be over 18 years of age to take out a loan in Australia. This is because you generally need to be at least 18 years old to acquire a loan in Australia, as lenders require borrowers to be legally capable of entering into a contract, which requires you to be 18. If you have a parent or guardian who is willing to take out the loan in their name that might be an option? Best of luck!
I need a loan to buy a bobcat so I can start subcontracting to others. would I better applying for a business loan or a personal loan
Hi Neil,
One option is to contact a lender and ask what kind of business loan rate you’d get. Lenders don’t always advertise business loan rates.
If you don’t have an established business with some tax returns, business activity statements and income then you will struggle to get a business loan approved.