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A company is on my credit score detail saying it is for $65. I have never heard of this company. How do I find out why?
Hi Annette,
You’ll need to contact the credit reporting agency (Experian or Equifax) for more information. There may be steps you can take to get this credit enquiry removed, if you believe it’s listed in error. Hope this helps!
I have horrible credit so will this actually help me get approved of something so I can catch up and fix my credit in general?
Hi Birdie,
Have you reached out to the National Debt Helpline? They can assist with financial counselling, managing your debts and even negotiating with some of your debtors. You can reach them on 1800 007 00 or https://ndh.org.au/. Hope this helps.
I want to check my credit rating
Hi Monika,
You can check your credit score for free on the Finder app, which you can learn more about here. Hope this helps!
Can I get loan,use my suncrop bank,help me,if not it’s ok .
Hi Muhamad,
Suncorp has stopped offering new Personal Loans to focus on other areas of lending, though they still support existing personal loan customers. Fortunately, many other banks offer personal loans, you can review some of them in this guide. Hope this helps!
I need help with emergency money now
Hi Charmaine,
I’m sorry to hear you’re in an emergency. We generally don’t compare short-term quick loans because of the high rates and risks associated with them. Getting fast money can be a slippery slope and end up costing you a lot more money.
You might be able to speak to your bank about accessing some of your pay early. If you don’t receive an income and are on government benefits, you may be able to receive an advance from Centrelink. Give them a call on 13 17 94.
You can also call 1800 007 007 to talk to a free and independent financial counsellor. The Government’s MoneySmart website also has options for anyone looking for small amount loans.
Rebecca