Get the Finder app 🥳

Track your credit score


Capify unsecured business loans

Last updated:  

Apply for up to $300,000 from Capify and enjoy a simple application process.

If you're looking for a flexible business loan, this unsecured financing option from Capify may be one to consider. You can apply for however much you need, with loans of between $5,000 and $300,000 available, and with same-day approval you can have your funds within 24 hours. Repayments can be flexible to suit your business' cash flow. Find out more about the benefits of a Capify Unsecured Business Loan in the review below.

3% origination fee

Upfront Fee


Max. Loan Amount

3 months to 1 year

Loan Term

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameCapify Unsecured Business Loan
Min. Loan Amount$5,000
Max. Loan Amount$300,000
Loan SecurityUnsecured
Upfront Fee3% origination fee
Loan Term3 months to 1 year

How does an Unsecured Business Loan from Capify work?

Check your business is eligible to apply – it needs to have been in operation for a minimum of six months and meet minimum monthly turnover requirements. The approval process is online and should only take 60 seconds to complete If the application is approved you can receive your funds within three business days.

The funds received from a Capify loan can be used for any business purpose. The repayment terms differ depending on your business, but can be between 3 to 12 months. When it comes to repaying your loan there is a fixed daily repayment schedule, but if your business is seasonal Capify has a Flex program to adjust to your business needs.

Features of a Capify Unsecured Business Loan

There are several benefits with Capify's business financing, including:

  • No security is required. Some business financing options require security which can be restricting for business owners that cannot provide it. No security is required for a Capify Unsecured Business Loan.
  • Quick application and turnaround time. The application only takes 60 second to complete and you can receive your approved funds within 24 hours.
  • Flexible loan repayments. This loan comes with a fixed daily payment schedule. However, payments can be more flexible for businesses that are seasonal using Capify's Flex program. Terms can extend up to 1 year.
  • Varying loan amounts. You can apply for a Business loan of between $5,000 and $300,000.
  • Costs. Capify does not set an interest rate for your loan, but rather establishes a total payback amount in your loan contract. This will be repaid through your ongoing repayments.

How you can apply for business financing with Capify

If you want to apply for a Capify loan for your business, you can submit an online application by clicking "Go to Site". To be eligible, the business needs to meet the following criteria:

  • Have been in operation for at least six months
  • Have a minimum turnover of at least $10,000 per month

You'll need the following details to apply:

  • Bank statements for the last six months or six to twelve depending on deal size
  • Merchant statements for the last four to six months
  • A driver's licence for the owner of the business

Capify offers a competitive financing option to consider for your business, but remember to compare your options before starting your application.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


  1. Default Gravatar
    September 6, 2017

    I have started this business in May. would I be able to get a loan from Capify if I can provide bank statements and also earn around 20k a month.

    • Avatarfinder Customer Care
      September 8, 2017

      Hi Ashan,

      Thank you for your inquiry.

      If you can meet all the eligibility requirements set out above, you may contact Capify to inquire about your loan options and eligibility. Just please note though as mentioned in the above list of requirements, you’d need to provide Bank statements for the last four to six months and Merchant statements for the last four to six months.

      Just in case you may want to check your other business loan options, you can visit this page.

      Hope this helps.


Go to site