Finder makes money from featured partners, but editorial opinions are our own.
Calculate monthly home loan repayments from 20+ lenders
From big scary numbers, to real monthly ones. Check how much your home loan repayments will set you back.
Calculate your repayments now
Enter your borrowing amount, loan period and interest rate to get an estimate of your repayment costs.
You can use the calculator table below to figure out what your repayment would be across home loans from some of the leading lenders in Australia.
1 - 20 of 44
Your home loan details
Loan amount
$
Term
Repayment type
Interest rate
%
Interest only period
Payment frequency
Extra monthly repayments
$
Overview of your loan
Once the interest only period ends, your estimated repayments will be
(including extra )
Total loan repayments:
Total interest payable:
By making extra monthly repayments of
Your loan term could reduce by:
You could pay less interest, saving:
| Years remaining | Principal remaining |
|---|
Calculator Assumptions: The above calculations are worked out assuming you’re paying off a principal and interest or interest only home loan where the interest rate remains the same over the life of the loan. The repayment amounts do not take into account any additional fees or charges that may be charged to your loan (e.g. application fees or lenders' mortgage insurance premiums).
Disclaimer: Whilst every effort has been made to ensure the accuracy of this calculator, the results should be used as indication only. They are neither a quote nor a pre-qualification for a loan.
More resources on Finder
More guides on Finder
-
Savings accounts that earn Qantas Points: How much could you get?
Would you be better off with a high-interest option instead? I've crunched the numbers.
-
Xe Business Transfers review
Read Finder's review of Xe Business Transfers and see if it's right for your international business payment needs.
-
Can’t be sick: 1 in 2 Aussie workers feel pressured to work when ill
Millions of Aussies think they need to ‘tough it out’ at work when they’re sick, according to new research by Finder.
-
Google Pixel 8a review
Verdict: The Pixel 8a is everything you’d want in a mid-range phone and more.
-
The OKX Crypto Hub
SPONSORED: With OKX, you can get access to a huge crypto exchange, a Web3 Wallet and training tools to help you take your trading to the next level.
-
Wholesale energy prices surge – more power pain for households?
It's too soon to tell but things aren't looking good.
-
Get $1,000+ with a card sign-up offer | Dollar Saver tip #91
Get $1,000+ when you sign up for a frequent flyer credit card.
-
Ethereum ETFs hit US$1 billion volume in first day
Ethereum ETFs look set to hit US$1 billion volume on first day.
-
5 ways you can get a better (and cheaper) home internet set up this year
SPONSORED: Don't chuck your modem out the window! We'll show you some simple tips to help enhance your internet speed.
-
5 reasons to upgrade to high-speed nbn this July
SPONSORED: Take off into cyberspace at rocket speed with a faster connection!
Ask a question
Hi I have a 180000 home loan which I’m paying weekly with a 6.25% @ the moment. my question is with other lender could I get less interest around 4.% or 4.25% if I refinance.
Thanks
Hi Berthy,
Yes, you can. In November there are still some rates below 4%. Please visit our guide here to find mortgage refinance options.
Thanks,
Rebecca
I received the pre-approval for home loan today with 3.5% interest rate. Now, I found that the interest rate was cut to 1%. Is there any chance to get the new pre approval with 1% interest rate? I mean is there any chance to ask bank to change it ?
Thanks
Hi Fari,
Thank you for getting in touch with Finder.
For this info you have just found out, please get in touch with your bank/lender to verify the home loan rate you may have with your loan application.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni