Money Transfer Finder®

Keep your transfer costs down by comparing online money transfer services to find the best exchange rates and fees.

Top pick for buying a property abroad

TorFX


  • No transfer fees
  • Dedicated account manager assigned to you
  • Fix your exchange rate up to two years in advance

Top pick for large transfers

OFX


  • No transfer fees above $10,000
  • 25+ years’ experience in FX markets
  • Send money to over 170 countries

Top pick for business transfers

Xe Business Transfers


  • No card or bank transfer fees
  • Access over 130 currencies
  • Lock in target rates

Top pick for small transfers

Wise (TransferWise)


  • Government regulated
  • Supports 40+ currencies
  • Uses the mid-market rate

How we chose these services

Top picks are our selection of some of the best money transfer products and services on Finder, but we haven't compared every brand in the market. We've included them on some pages to help you make decisions faster, but keep in mind that our top pick may not always be the best fit for you. Read our full methodology here to find out more.

Compare more money transfer services

Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
20 of 38 results
Filter Values Finder Score Fastest Transfer Speed Fees (Pay by Bank Transfer)
TorFX logo
Finder Score
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000. Same-day transfers between AUD and NZD (under $100,000).
Xe logo
Finder Score
Within minutes
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 100 currencies.
Xe logo
Finder Score
Within minutes
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 130+ currencies.
OFX logo
Finder Score
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
TorFX logo
Finder Score
24 hours
$0
TorFX guarantees to match any competitor's exchange rate. T&Cs apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Wise logo
Finder Score
Within minutes
From 0.63%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
OFX logo
Finder Score
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Xe logo
Finder Score
24 hours
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 100 currencies.
Send Payments logo
Finder Score
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
OrbitRemit logo
Finder Score
Within minutes
$0-$4
Get a $0 fee and special promotional rate on your first transfer with OrbitRemit. T&Cs apply.
OrbitRemit sends to over 45+ countries for a flat fee and transparent exchange rate.
TorFX logo
Finder Score
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000. Same-day transfers between AUD and NZD (under $100,000).
OFX logo
Finder Score
24 hours
$15
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Remitly logo
Finder Score
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
WorldFirst logo
Finder Score
24 hours
From $0
Open bank accounts in Australia, the UK, US, Canada, Japan and Europe. Send and receive funds with zero fees for large sums, including same-currency supplier payments.
Rocket Remit logo
Finder Score
Within minutes
From $0 to $5
Send money instantly to friends and family in over 45 countries using just your mobile number.
Send Payments logo
Finder Score
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
MoneyGram logo
Finder Score
Within minutes
Varies
MoneyGram has fast cash pick-up transfers to more than 440,000 agent locations worldwide.
Send Payments logo
Send Payments
Finder Score
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
Revolut logo
Finder Score
Within minutes
From 0.15%
Sign up and get a AUD$15 top-up. For new customers only. T&Cs apply.
Send money with great rates and low fees in 40+ currencies. Plan fees apply.
More info
Qantas logo
Finder Score
Within minutes
$0
Earn 1 Qantas Point on every $1AUD equivalent converted in foreign currency. T&Cs apply.
Set up accounts in 11 different currencies and get rewarded for global business payments by earning Qantas Points.
More info
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Showing 20 of 38 results

Finder Score for money transfer

We review money transfer providers for different features to assign them a score out of 10. The higher the score, the more competitive the product.

Read the full methodology

Blue icon of a padlock
We only list licensed services that are overseen by a government regulator.
Finder's logo
Every service we compare has been assessed and reviewed by our editorial team.

Rosie Russell's headshot
Written by

Writer

Rosie Russell is a money transfers producer at Finder. She is on a mission to make personal finance easier to understand. Rosie has a Bachelor of Communication (Journalism) and Bachelor of Arts in International Studies from the University of Technology Sydney. See full bio

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20 Responses

    Default Gravatar
    PHILIPApril 2, 2025

    Who offers best overall rate to transfer Euro 500,000 to AUD ?

      Sarah Megginson's headshotFinder
      SarahApril 3, 2025Finder

      Hi Philip,

      At the top of this page we have noted OFX as a top provider for exchanging large sums of money. You may also want to consider using a broker to help you handle the transfer of such a significant sum.

      Hope this helps!

    Default Gravatar
    NatalieJanuary 21, 2025

    Do you send money from the Russian Federation to Australia?

      Angus Kidman's headshotFinder
      AngusJanuary 22, 2025Finder

      Hi Natalie, Because of federal sanctions, no money transfer providers in Australia offer the ability to send money to Russia.

    Default Gravatar
    IVANOctober 28, 2024

    I would like to send AUD$1,000 to Bhutan without converting here in Perth?

      Angus Kidman's headshotFinder
      AngusOctober 29, 2024Finder

      Hi Ivan, You’ll need to think carefully about how your recipient will receive and use the funds – while you can send Australian dollars through a number of services to Butan (Remitly is one example), they will usually be converted to the local currency for pickup.

    Default Gravatar
    JanMay 25, 2023

    Hi, my daughter worked in Canada until Covid prompted her return to Australia. The Canadian government have sent her a tax return cheque, but she cannot find any bank or financial institution that will accept it. Do you have any advice please?

      Sarah Megginson's headshotFinder
      SarahJune 28, 2023Finder

      Hi Jan,

      Unfortunately most banks have phased out processing foreign cheques. There may be some private services you can access where you pay a fee to process the cheque; alternatively you could contact the Canadian Revenue Agency and enquire about alternative ways to receive this payment.

      Best of luck!

    Default Gravatar
    bruceMarch 27, 2023

    i would like to send about 10 dollars to ukraine but I don’t know what to do
    I would like to use paypal

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