Money Transfer Finder®

Keep your transfer costs down by comparing online money transfer services to find the best exchange rates and fees.

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By

Rosie Russell

Updated

Fact checked

Top pick for buying a property abroad

TorFX

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  • No transfer fees
  • Dedicated account manager assigned to you
  • Fix your exchange rate up to two years in advance

Top pick for large transfers

OFX

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  • No transfer fees above $10,000
  • 25+ years’ experience in FX markets
  • Send money to over 170 countries

Top pick for business transfers

Xe Business Transfers

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  • No card or bank transfer fees
  • Access over 130 currencies
  • Lock in target rates

Top pick for small transfers

Wise (TransferWise)

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  • Government regulated
  • Supports 40+ currencies
  • Uses the mid-market rate

How we chose these services

Top picks are our selection of some of the best money transfer products and services on Finder, but we haven't compared every brand in the market. We've included them on some pages to help you make decisions faster, but keep in mind that our top pick may not always be the best fit for you. Read our full methodology here to find out more.

Compare more money transfer services

Our table below lets you compare services you can use to send money abroad. Compare fees, exchange rates and discounts from different money transfer services, and when you have made your choice, click Go to site.
20 of 38 results
Updated regularly
Filter Values Finder Score Fastest Transfer Speed Fees (Pay by Bank Transfer)
TorFX logo
TorFX
Finder Score
8.7 Great
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000. Same-day transfers between AUD and NZD (under $100,000).
Go to site More info
Xe logo
Xe Money Transfers
Finder Score
9.4 Excellent
Within minutes
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 100 currencies.
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Xe logo
Xe Business Transfers
Finder Score
Within minutes
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 130+ currencies.
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OFX logo
OFX
Finder Score
9.3 Excellent
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
Go to site More info
TorFX logo
TorFX Business Transfers
Finder Score
24 hours
$0
TorFX guarantees to match any competitor's exchange rate. T&Cs apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
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Wise logo
Wise (TransferWise)
Most Loved
Finder Score
8.9 Great
Within minutes
From 0.63%
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.
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OFX logo
OFX Business Transfers
Finder Score
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
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Xe logo
Xe Large Transfers
Finder Score
9.3 Excellent
24 hours
$0
Xe has fast transfers, low fees and a range of foreign currency tools. Send money to 200 countries in 100 currencies.
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Send Payments logo
Send Payments
Finder Score
8.4 Great
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
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OrbitRemit logo
OrbitRemit
Finder Score
9 Excellent
Within minutes
$0-$4
Get a $0 fee and special promotional rate on your first transfer with OrbitRemit. T&Cs apply.
OrbitRemit sends to over 45+ countries for a flat fee and transparent exchange rate.
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TorFX logo
TorFX
Finder Score
8.8 Great
24 hours
$0
TorFX sends money overseas in 40+ currencies, with competitive rates for transfer amounts over $2,000. Same-day transfers between AUD and NZD (under $100,000).
Go to site More info
OFX logo
OFX
Finder Score
9.1 Excellent
24 hours
$15
OFX has no maximum limit transfers, with competitive exchange rates for 50+ currencies.
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Remitly logo
Remitly
Finder Score
9.3 Excellent
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
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WorldFirst logo
WorldFirst
Finder Score
24 hours
From $0
Open bank accounts in Australia, the UK, US, Canada, Japan and Europe. Send and receive funds with zero fees for large sums, including same-currency supplier payments.
Go to site More info
Rocket Remit logo
Rocket Remit
Finder Score
7.4 Great
Within minutes
From $0 to $5
Send money instantly to friends and family in over 45 countries using just your mobile number.
Go to site More info
Send Payments logo
Send business
Finder Score
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
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MoneyGram logo
MoneyGram
Finder Score
8.3 Great
Within minutes
Varies
MoneyGram has fast cash pick-up transfers to more than 440,000 agent locations worldwide.
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Send Payments logo
Send Payments
Finder Score
8.1 Great
24 hours
$0
Send provides no Send payments fee transfers via its 24/7 multi-currency payments platform with real-time quotes.
Go to site More info
Revolut logo
Revolut
Finder Score
8.7 Great
Within minutes
From 0.15%
Sign up and get a AUD$15 top-up. For new customers only. T&Cs apply.
Send money with great rates and low fees in 40+ currencies. Plan fees apply.
More info
Qantas logo
Qantas Business Money
Finder Score
Within minutes
$0
Earn 1 Qantas Point on every $1AUD equivalent converted in foreign currency. T&Cs apply.
Set up accounts in 11 different currencies and get rewarded for global business payments by earning Qantas Points.
More info
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Showing 20 of 38 results

Finder Score for money transfer

We review money transfer providers for different features to assign them a score out of 10. The higher the score, the more competitive the product.

Read the full methodology

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We only list licensed services that are overseen by a government regulator.
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Every service we compare has been assessed and reviewed by our editorial team.
Rosie Russell's headshot
Written by

Writer

Rosie Russell is a money transfers producer at Finder. She is on a mission to make personal finance easier to understand. Rosie has a Bachelor of Communication (Journalism) and Bachelor of Arts in International Studies from the University of Technology Sydney. See full bio

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20 Responses

    Default Gravatar
    IRENEJune 7, 2025

    I was wanting a name of a business where I can send money over to the philippines for my grandson

      Sarah Megginson's headshotFinder
      SarahJune 9, 2025Finder

      Hi Irene,

      Wise is a really good option for this. Their fees are very low compared to other options, and if you download the app you can transfer funds easily and quickly. Our review guide explains more. Hope this helps!

    Default Gravatar
    LesJune 5, 2025

    I have 29432 american in a Turkish bank inheritance from my father how do I get it transferred to me in Australia

      Sarah Megginson's headshotFinder
      SarahJune 6, 2025Finder

      Hi Les,

      Most banks in Turkey and Australia offer international bank transfers using the SWIFT/BIC code. Your best bet is to contact the bank directly to see what’s required to transfer.

    Default Gravatar
    MarkMay 22, 2025

    hi, I want to send money from Indonesia to australia. Amounts around $5-10k, and unimpressed with indo banks’ charges! I see with Wase $AU is not supported, is that a general thing with non bank transfers?

    Default Gravatar
    ZoricaMay 19, 2025

    Hi,
    I need to transfer EUR560 via Intermediary bank to the beneficiary bank in Serbia.
    Can you do this transfer and how long it takes for the beneficiary to receive the money?
    Thanks

      Richard Whitten's headshotFinder
      RichardMay 22, 2025Finder

      Hi Zorica,

      At Finder we can help you compare money transfer services. But we do not provide the services directly ourselves. So you’ll need to get in touch with a money transfer service like the ones listed in this guide.

    Default Gravatar
    JoeMay 16, 2025

    What is the best site to send money to a family member in Cuba I am from Australia thanks

      Richard Whitten's headshotFinder
      RichardMay 26, 2025Finder

      Hi Joe,

      I looked around but it doesn’t look like there are any ways to send money directly to Cuba from Australia.

Read more on International Money Transfers

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