Australia Post Multi-currency Cash Passport review

Lock in exchange rates and spend in 10 currencies with the Multi-currency Cash Passport from Australia Post.

Whether you’re travelling overseas or shopping online with foreign merchants, the Australia Post Multi-currency Cash Passport could help you save on currency conversion fees. You can load the card with Australian dollars which you can then transfer to nine supported foreign currencies. The card has locked in exchange rates, no transaction fees for purchases or withdrawals and comes with 24/7 emergency assistance.

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Initial Load Fee


Reload fee


Available Currencies

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Multiple Currencies on One Card?Yes
Number of Cards Issued2
Minimum Load Amount$100
Maximum Load Amount$100,000
Maximum Load Amount (Annual)$100,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour Purchase (POS) Transaction Limit$15,000

What currencies can I load on the Multi-currency Cash Passport card?

The Multi-currency Cash Passport supports 10 international currencies including:

  • Australian dollars
  • New Zealand dollars
  • United States dollars
  • Canadian dollars
  • Euros
  • Great British pound
  • Thai Baht
  • Singapore dollar
  • Hong Kong dollar
  • Japanese Yen
You can load money on your Multi-currency Cash Passport at any participating Post Office (using cash or EFTPOS) or you can top up online via bank transfer or BPAY. You can load a minimum of AUD$100 in store or online. You need to load a minimum of AUD$100 when you first top up your card.

What if I make a purchase in a foreign currency that isn't loaded or supported on the card?

If you make a purchase in a foreign currency that isn't supported or loaded on the card, you'll be charged a currency conversion fee of 5.95% of the transaction value. The funds will be taken from the first loaded currency wallet in your default currency order.

Features of the Australia Post Multi-currency Cash Passport card

  • Locked in exchange rates. When you move funds into one of the supported currency wallets, it will be locked in at the exchange rate that's in place at the time. This means that your travel card balance won't change as exchange rates fluctuate, helping you stick to your budget.
  • ATM withdrawals. You can use this card to withdraw cash wherever Mastercard is accepted. While the card doesn't charge international ATM withdrawal fees, local ATM fees may apply.
  • Secondary card. You'll receive an additional card for free which can be used as a backup in case your primary card is lost or stolen.
  • Online account. The card comes with an online account which you can use to view your balances and transaction history, top up your account balance and transfer funds to supported currencies. You can also use the online account to find your closest Mastercard ATM locations.
  • 24/7 global emergency assistance. If your card is lost, damaged or stolen, you can find the contact details on the Australia Post Cash Passport website. The contact numbers are different depending on where you're calling from.

How much does the card cost?

This card doesn't charge an initial purchase fee, but some of the costs you can expect when using the card include:

Type of feeCostWhen you'll be charged
Reload fee$5When you load funds on your card after the initial load.
Domestic ATM withdrawal fee2.95% of the amount withdrawnThere are no international ATM withdrawal fees, so you'll be charged this fee if you use the card for domestic withdrawals.
Currency conversion fee5.95%If you spend in a foreign currency that isn't supported or loaded on the card.
Negative balance fee$20If your card falls into a negative balance
Monthly inactivity fee$4 per monthIf you haven't made any transactions on the account in the previous 12 months.
Cash out fee$10If you opt to cash out the remainder of your balance.

How to apply for the Multi-currency Cash Passport?

If you've compared your options and decided this is the right travel card for you, you can order the card online or purchase it in store at Australian Post. If you purchase your card online, it'll take between five to seven days to arrive. Once you've received your card, you'll need to register it online or by calling 1800 098 231 and following the prompts.

The Australia Post Cash Passport card is a convenient travel money option for cardholders looking to avoid ATM withdrawal fees and spend in multiple currencies. As there are many Multi-currency Cash Passports and travel cards on the market, make sure to compare your options before you apply.

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    Default Gravatar
    May 21, 2019

    Can I buy a Australia Post travel card and have it sent straight to UK for my daughter who is coming over here via Hong Kong in July?

      Avatarfinder Customer Care
      May 21, 2019

      Hi Polly,

      Thank you for getting in touch with Finder.

      You may have the option of receiving the travel card to your home or work address in Australia only.

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    November 26, 2018

    DO i need passport to purchase cash passport

      Avatarfinder Customer Care
      November 26, 2018

      Hi Melissa,

      Thank you for reaching out to finder.

      No, a passport is not a requirement to take out an Australian Post Multi-currency Cash Passport. Hope this helps!


    Default Gravatar
    September 7, 2018


    Can I load this card with AUD and use it in Bali at any ATM over there?


      Avatarfinder Customer Care
      September 7, 2018

      Hi Micky,

      Thank you for getting in touch with finder.

      Yes, you may load up this card with an AUD then use that in Bali. Please note that if you use this card to purchase in Bali, you’ll be charged a currency conversion fee of 5.95% of the transaction value.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


    Default Gravatar
    August 13, 2018

    Can I use this card in Nassau using USD loaded onto the card?

      Avatarfinder Customer Care
      August 16, 2018

      Hello Julie,

      Thank you for your comment.

      Multi-currency Cash Passport Prepaid MasterCard cannot be used in: Albania, Belarus, Bosnia Herzegovina, Burma (Myanmar), Congo, Cote d’Ivoire (Ivory Coast), Cuba, Democratic Republic of Congo, Ecuador, Ethiopia, Indonesia, Iran, Iraq, Kenya, Kosovo, Lebanon, Liberia, Libya, Macedonia, Montenegro, North Korea, Pakistan, Sao Tome Principe, Serbia, Somalia, South Sudan, Sudan, Syria, Tanzania, Turkey, Vietnam, Yemen, Zimbabwe. Therefore, you can use this card in Nassau.

      Yes, you can lock in USD on the card at the exchange rate that’s in place at the time you loaded the card. If the currency is not supported or loaded on the card, you’ll be charged a currency conversion fee of 5.95% of the transaction value. The funds will be taken from the first loaded currency wallet in your default currency order. I hope this helps.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


    Default Gravatar
    March 6, 2018

    How do you cancel the cash passport and is there a fee for doing so?

      Avatarfinder Customer Care
      March 8, 2018

      Hi Elise,

      Thank you for your inquiry.

      If you want to close your Australia Post Multi-currency Cash Passport, you need to contact Australia post on 1800 098 231. There’s a $10 fee when closing an account.


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