ANZ Reloadable Prepaid Visa Card

ANZ Reloadable Prepaid Visa cards can be a great way for new cardholders to manage their funds without the costs and temptations of a credit card.

No longer offered in the market

The ANZ Reloadable Prepaid Visa Card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested. You can compare the current range of ANZ credit cards here.

Whether you're studying full-time and looking to manage your uni costs, have never owned a credit card and want to try a prepaid card first or are just looking to handle your funds without the costs of a credit card, an ANZ Reloadable Prepaid Visa could be the right card for you.

ANZ Reloadable Prepaid Visa Card review

ANZ Reloadable Prepaid Visa Cards offer cardholders convenient access to their cash without the costs usually associated with a credit card. As the card is only loaded with prepaid funds, rather than a line of credit, these cards can be useful budgeting tools to help keep your spending in control. Unlike credit cards, prepaid cards can be used at ATMs without incurring high cash advance fees.

If you're studying, a first-time cardholder or looking for a low-cost way to manage your funds, an ANZ Reloadable Prepaid Visa Card could come in handy.

Benefits of the ANZ Reloadable Prepaid Visa Card

  • No risk of debt. The card is prepaid so there's no risk of running up interest charges and other fees.
  • Reloadable cash. Reload the card whenever you or your child is running low on funds. If they get caught short on a night out simply load up, and there'll be back on the road. Just make sure they repay you!
  • Flexibility of Visa. Being a Visa card it can be used anywhere in the world that accepts Visa. It can even be used to shop online or over the phone.
  • Discounts. As a cardholder you'll automatically benefit from being a Student Rights Member. This gives you access to a range of exciting discounts and perks.
  • Financial learning tool. If you've never owned a credit card, a prepaid card can be a good way to learn how to manage your funds without incurring the costs that come with a regular credit card.

ANZ Reloadable Prepaid Visa Card features

  • Maximum limit. ANZ Reloadable Prepaid Visa Cards can only hold up to $999.99 at any time. You can only load up to $5,000 per 30 days and $50,000 per 12 months.
  • Overseas transaction fee. This card charges 3.0% of the transaction amount when spending overseas.
  • ATM fees. These cards don't charge ATM fees for both ANZ and non-ANZ cards. Please keep in mind that local ATM fees may apply.
  • Card reissue fee. If you lose your card, you'll be required to pay a $5.00 reissue fee.
  • Card closure fee. You'll need to pay $5.00 if you wish to close the card.
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10 Responses

  1. Default Gravatar
    KylieJune 21, 2018

    Hi
    I wanted to know what my options are for a reloadable prepaid Visa card for a teenage girl. I’d like her to learn how to use one wisely as most transactions are carried out using a card. However all the information I seem to find is old. As a teenage girl shopping at local fashion stores are a must, so my questions is would she be able to use it anywhere. As well as at Kmart, target etc as well? I get the fees and the possible delays in reloading it. I guess it’s the ease or use and what happens if it’s lost etc. any assistance would be great. Thanking you in advance.

    • finder Customer Care
      JeniJune 22, 2018Staff

      Hi Kylie,

      Thank you for getting in touch with finder.

      I can understand that you want to teach your teenager how to be smart with plastic without the temptation of reckless spending.

      Please be advised that this card is NO longer offered or available for new applications. If you are looking for reloadable or prepaid credit card for your teenage daughter, please check out this link.

      I hope this helps. Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  2. Default Gravatar
    KerinDecember 11, 2017

    I was wondering if there are any costs associated with getting an ANZ prepaid credit card.
    Thanks

    • finder Customer Care
      HaroldDecember 11, 2017Staff

      Hi Kerin,

      Thank you for your inquiry.

      While there is none application fee associated on ANZ prepaid credit card. The other fees that you may need to be mindful are the following:
      – Overseas transaction fee
      – ATM fees
      – Card reissue fee
      – Card closure fee

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    JillApril 11, 2013

    Do what are the fees for reloading money and can this be used on the net without being linked to an account?

    • finder Customer Care
      JacobApril 11, 2013Staff

      Hi Jill. Thanks for your question. ANZ do not offer this product for consumer to consumer use anymore. They offer a similar product which is designed for business to consumer use. They do offer pre-paid VIsa gift cards – there is a one time fee when you purchase the card and add value to it. Once the value of the card is used, you will have to purchase another card. These cards can be used without linking them to a bank account. Jacob.

  4. Default Gravatar
    CatherineMarch 15, 2013

    I would like to get a card and sent it to my son’s overseas (Taiwan). The card is going to be in his name so that I can reload it when needed. Can I apply for him?
    Please advise.

    • finder Customer Care
      JacobMarch 19, 2013Staff

      Hi Catherine. Yes, you can do this. It works like a normal pre-paid card, you can go purchase it, top it up with money and send it off. It doesn’t have a name on the front so anyone can use it. Thanks.

  5. Default Gravatar
    StephenMarch 14, 2013

    Is the prepaid visa card still available.
    I tried to organise one through my local branch, to be told that they did not exist.
    I wish to use one for a business account.

    • finder Customer Care
      JacobMarch 15, 2013Staff

      Hi Stephen. Search for ‘ANZ reloadable visa card’ in Google. Check the top result. Thanks.

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