ANZ Reloadable Prepaid Visa Card

Information verified correct on December 5th, 2016

ANZ Reloadable Prepaid Visa Card review

ANZ Reloadable Prepaid Visa Cards offer cardholders convenient access to their cash without the costs usually associated with a credit card. As the card is only loaded with prepaid funds, rather than a line of credit, these cards can be useful budgeting tools to help keep your spending in control. Unlike credit cards, prepaid cards can be used at ATMs without incurring high cash advance fees.

If you're studying, a first-time cardholder or looking for a low-cost way to manage your funds, an ANZ Reloadable Prepaid Visa Card could come in handy.

Benefits of the ANZ Reloadable Prepaid Visa Card

  • No risk of debt. The card is prepaid so there's no risk of running up interest charges and other fees.
  • Reloadable cash. Reload the card whenever you or your child is running low on funds. If they get caught short on a night out simply load up, and there'll be back on the road. Just make sure they repay you!
  • Flexibility of Visa. Being a Visa card it can be used anywhere in the world that accepts Visa. It can even be used to shop online or over the phone.
  • Discounts. As a cardholder you'll automatically benefit from being a Student Rights Member. This gives you access to a range of exciting discounts and perks.
  • Financial learning tool. If you've never owned a credit card, a prepaid card can be a good way to learn how to manage your funds without incurring the costs that come with a regular credit card.

ANZ Reloadable Prepaid Visa Card features

  • Maximum limit. ANZ Reloadable Prepaid Visa Cards can only hold up to $999.99 at any time. You can only load up to $5,000 per 30 days and $50,000 per 12 months.
  • Overseas transaction fee. This card charges 3.0% of the transaction amount when spending overseas.
  • ATM fees. These cards don't charge ATM fees for both ANZ and non-ANZ cards. Please keep in mind that local ATM fees may apply.
  • Card reissue fee. If you lose your card, you'll be required to pay a $5.00 reissue fee.
  • Card closure fee. You'll need to pay $5.00 if you wish to close the card.

How to apply for an ANZ Reloadable Prepaid Visa Card

You can apply for the ANZ Reloadable Prepaid Visa card online or in-store.

Before you apply, make sure you meet the following eligibility requirements:

  • Residential status. Cardholders must be permanent Australian residents.
  • Age. You'll need to be at least18 years old to apply.

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6 Responses to ANZ Reloadable Prepaid Visa Card

  1. Default Gravatar
    Jill | April 11, 2013

    Do what are the fees for reloading money and can this be used on the net without being linked to an account?

    • Staff
      Jacob | April 11, 2013

      Hi Jill. Thanks for your question. ANZ do not offer this product for consumer to consumer use anymore. They offer a similar product which is designed for business to consumer use. They do offer pre-paid VIsa gift cards – there is a one time fee when you purchase the card and add value to it. Once the value of the card is used, you will have to purchase another card. These cards can be used without linking them to a bank account. Jacob.

  2. Default Gravatar
    Catherine | March 15, 2013

    I would like to get a card and sent it to my son’s overseas (Taiwan). The card is going to be in his name so that I can reload it when needed. Can I apply for him?
    Please advise.

    • Staff
      Jacob | March 19, 2013

      Hi Catherine. Yes, you can do this. It works like a normal pre-paid card, you can go purchase it, top it up with money and send it off. It doesn’t have a name on the front so anyone can use it. Thanks.

  3. Default Gravatar
    Stephen | March 14, 2013

    Is the prepaid visa card still available.
    I tried to organise one through my local branch, to be told that they did not exist.
    I wish to use one for a business account.

    • Staff
      Jacob | March 15, 2013

      Hi Stephen. Search for ‘ANZ reloadable visa card’ in Google. Check the top result. Thanks.

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