YouTrip Travel Money Card Review
We currently don't have this product on Finder
- Initial Load Fee
- $0
- Reload fee
- $0
Summary
With no hidden fees, cashback opportunities and an easy to use app, YouTrip has everything you need for a seamless trip abroad.
This physical and virtual travel money card lets you spend in over 150 currencies with 0% foreign transaction fees and a highly generous free ATM withdrawal limit. The YouTrip Travel Money Card is suited to people who want a simple, "no-fee" way to spend abroad without worrying about hidden markups or other surcharges.
When you’re comparing this card to other travel money options, the YouTrip Travel Money card is a top pick for its $0 sign-up and card issuance fees. It also offers a much higher free overseas ATM withdrawal limit of $1,500 per month, though you should keep in mind that a 2% fee kicks in once you exceed that amount.
Details
Features
| Available Currencies | AUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, CHF |
| Multiple Currencies on One Card? | Yes |
| Maximum Load Amount (Annual) | $100,000 |
| 24 Hour ATM Cash Withdrawal Limit | $2,000 |
Fees
| Card Issue Fee | $0 |
| Initial Load Fee | $0 |
| ATM Withdrawal Fee | Free for up to AUD $1,500 per calendar month, then 2% fee per withdrawal |
| Card Replacement Fee | $5 |
Restrictions
| Minimum Age | 18 |
| Available to Temporary Residents? | Yes |
YouTrip Travel Money Card supported currencies
The YouTrip Travel Money app allows you to hold 10 different currencies. These are:
- Australian Dollar (AUD)
- United States Dollar (USD)
- Euro (EUR)
- Great British Pound (GBP)
- Japanese Yen (JPY)
- New Zealand Dollar (NZD)
- Singapore Dollar (SGD)
- Canadian Dollar (CAD)
- Hong Kong Dollar (HKD)
- Swiss Franc (CHF)
To keep things simple, YouTrip will automatically convert the currencies of your choosing with no FX fees at the point of purchase. For a full list of supported currencies, please visit the YouTrip website.
Features of the YouTrip Travel Money Card
- Supports over 150 currencies globally. No matter where you're heading, YouTrip helps you exchange cash in more than 150 currencies.
- Free ATM withdrawals per month. YouTrip don't charge any ATM fees for withdrawals for the first A$1,500 each month - after that, a 2% fee applies.
- Intuitive YouTrip app.
- Transparent exchange rates. YouTrip offers real-time wholesale exchange rates for more than 150 currencies around the world, with no hidden mark ups or FX fees.
- Zero FX, annual or sign-up fees. YouTrip helps you keep every dollar in your wallet (or card) with no hidden fees, making it a cost-effective option for budget-conscious travellers.
- Cashback introductory offer. To welcome you to the YouTrip community, new customers can earn a 2% cashback on international purchases for the first 5 months ($40 cap per month).
How much does the YouTrip Travel Money Card cost?
YouTrip aims to provide fuss-free, budget-friendly payments abroad. As a YouTrip customer, you'll pay zero fees across the following:
- Overseas transaction fees
- Currency exchange fees
- Card issuance and setup fees
- Annual fees
- Top-ups using Visa or Mastercard debit or credit cards
- Overseas ATM withdrawals (free up to $1,500 per month, then a 2% fee per withdrawal)
- Local ATM withdrawals (free for up to $400 per calendar month, then a 2% fee per withdrawal)
Just remember, some ATMs may also charge their own fees and that you will be charged a $5 card replacement fee if you need to order another physical YouTrip card.
How to apply for the YouTrip Travel Money Card
To apply for a YouTrip Travel Money Card, you'll first need to download the app to your phone. Once that's done, follow these steps:
- Create an account and verify your ID. You'll need to select 'Australia' as your place of residence, provide your mobile number, email address, residential address and Australian driver licence or passport.
- Once your account is approved, you'll automatically receive your ready--to-use virtual card.
- Your physical card will be mailed to your address within 4 - 8 days.
Frequently asked questions
Sources
Your reviews
Ceyda Finder
Senior writer
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com.au:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com.au is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.