Not sure whether to shop with Afterpay or zipMoney? We compare both interest-free shopping platforms to help you decide.
Are you looking to take advantage of shopping with an interest-free finance platform? There are a few available and each offers varying costs and features. So, to help you narrow down your options, we've compared two prominent options: Afterpay and zipMoney.
Make sure you consider all aspects of each platform before you decide which provider may be right for you.
|Interest-free period||8 weeks||Minimum 3 months|
|Repayment term||8 weeks (fortnightly instalments)||Up to 36 months|
|Upfront and ongoing fees||None|
|Late payment fees|
|Signup||Can be done instantly online or in-store at participating merchants||You can apply directly through zipMoney or online or in-store at a participating zipMoney merchant|
|Find out more||Read the full review||Read the full review|
|Credit score||Afterpay reserves the right to report negative activity to credit providers||zipMoney will check your credit report when you apply and reserves the right to report negative activity to a credit reporting body|
|Availability||Full Afterpay store list||Full zipMoney store list|
The buy now pay later sector is currently under an ASIC review. Find out more about this review.