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ZipMoney vs Afterpay
Look out for repayment terms, late payment fees and flexible payments.
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Are you looking to take advantage of shopping with an interest-free finance platform? There are a few available and each offers varying costs and features. So, to help you narrow down your options, we've compared two prominent options: Afterpay and zipMoney.
Make sure you consider all aspects of each platform before you decide which provider may be right for you.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
|Interest-free period||8 weeks||Minimum 3 months|
|Repayment term||8 weeks (fortnightly instalments)||Up to 36 months|
|Upfront and ongoing fees||None|
|Late payment fees|
|Signup||Can be done instantly online or in-store at participating merchants||You can apply directly through zipMoney or online or in-store at a participating zipMoney merchant|
|Find out more||Read the full review||Read the full review|
|Credit score||Afterpay reserves the right to report negative activity to credit providers||zipMoney will check your credit report when you apply and reserves the right to report negative activity to a credit reporting body|
|Availability||Full Afterpay store list||Full zipMoney store list|
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