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Are you looking to take advantage of shopping with an interest-free finance platform? There are a few available and each offers varying costs and features. So, to help you narrow down your options, we've compared two prominent options: Afterpay and zipMoney.
Make sure you consider all aspects of each platform before you decide which provider may be right for you.
Afterpay | zipMoney | |
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Interest-free period | 8 weeks | Minimum 3 months |
Repayment term | 8 weeks (fortnightly instalments) | Up to 36 months |
Upfront and ongoing fees | None |
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Late payment fees |
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Payment flexibility |
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Signup | Can be done instantly online or in-store at participating merchants | You can apply directly through zipMoney or online or in-store at a participating zipMoney merchant |
Find out more | Read the full review | Read the full review |
Eligibility |
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Credit score | Afterpay reserves the right to report negative activity to credit providers | zipMoney will check your credit report when you apply and reserves the right to report negative activity to a credit reporting body |
Availability | Full Afterpay store list | Full zipMoney store list |
The buy now pay later sector is currently under an ASIC review. Find out more about this review.
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