The buy now pay later sector is currently under an ASIC review. Find out more about this review.
Afterpay vs zipMoney
Not sure whether to shop with Afterpay or zipMoney? We compare both interest-free shopping platforms to help you decide.
Are you looking to take advantage of shopping with an interest-free finance platform? There are a few available and each offers varying costs and features. So, to help you narrow down your options, we've compared two prominent options: Afterpay and zipMoney.
Make sure you consider all aspects of each platform before you decide which provider may be right for you.
|Interest-free period||8 weeks||Minimum 3 months|
|Repayment term||8 weeks (fortnightly instalments)||Up to 36 months|
|Upfront and ongoing fees||None|
|Late payment fees|
|Signup||Can be done instantly online or in-store at participating merchants||You can apply directly through zipMoney or online or in-store at a participating zipMoney merchant|
|Find out more||Read the full review||Read the full review|
|Credit score||Afterpay reserves the right to report negative activity to credit providers||zipMoney will check your credit report when you apply and reserves the right to report negative activity to a credit reporting body|
|Availability||Full Afterpay store list||Full zipMoney store list|
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