Full list of stores with Zip Pay

The interest-free revolution is upon us and Zip Pay is one of the new players changing the way we think about credit. With a Zip Pay account, you're approved for a line of credit that you can use to shop at a huge range of stores.

This guide will tell you how Zip Pay works and what stores you can shop at.

Read our review of zipPay

How does Zip Pay work?

Zip Pay differs from some of the other interest-free providers in that you have an ongoing line of credit to use at certain stores. This is compared to the payment plans for each purchase you get with other interest-free payment providers.

When you sign up with Zip Pay, either online or at the checkout, your credit history may be checked to ensure you can afford the repayments. You can then sign in to your Zip Pay account at the checkout of any of the stores below to use your line of credit.

You can then make weekly, fortnightly or monthly repayments or make additional or lump sum payments to repay what you used. There is a fee-free period of up to 60 days. You will receive a statement on the first day of the month after you make your purchase, you will then need to pay off the balance by the end of this month. After this, you'll be charged $6 a month.

Zip Pay also offers a line of credit product for larger purchases called Zip Money – find out how Zip Money works and where Zip Money is offered. You can also read more about how Zip Pay works in our review.