Westpac Travel Money Cards

Rates and Fees verified correct on March 29th, 2017

Save on international ATM fees with Westpac’s extensive global ATM alliance.


Proudly Australia’s first and oldest bank, Westpac also boasts one of the country’s most extensive ATM networks and, through its global ATM alliance, the largest international ATM network of any Australian bank. As a Westpac cardholder, you can make free withdrawals at selected ATMs in most continents around the globe. This makes Westpac an appealing travel money provider if you’re looking for a travel card, credit card or debit card to use on your next trip. Read on to compare Westpac travel money products to see if they’ll work for your next overseas trip.

Westpac Global Currency Card

Rates last updated March 29th, 2017
Available Currencies ATM Withdrawal Fee Reload Fee Initial Load Fee
Westpac Global Currency Card
Westpac Global Currency Card
AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD, ZAR AUD 2.00, USD 2.00, GBP 1.50, EUR 2.00, NZD 3.00, CAD 2.50, HKD 15.00, SGD 3.00, JPY 200, THB 75.00, ZAR 20.00

(Note: If you withdraw using a Global Alliance ATM, there will be no withdrawal fee.)

1% of AUD value loaded up to maximum $10 $0 More

 Travel card

The Global Currency Card is Westpac’s prepaid Visa card designed for overseas use. Load cash onto this travel card and hold multiple foreign currencies securely which you can spend overseas without incurring currency conversion fees. This card also benefits from free ATM withdrawals at over 50,000 ATMs via Westpac’s Global ATM Alliance partners. You can load up to five of the following 11 foreign currencies on the Westpac Global Travel Card at any one time: AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD, ZAR. This is a fairly competitive selection of foreign currencies compared to some of the other travel cards on the market. Do note however that you will be charged a 3% currency conversion fee when you spend in a currency that is not loaded on your card. The other fees related to using this card are the initial load fee and reload fee. While the card is free, the initial load fee if you load it at a Westpac branch is 1% of the loaded amount up to $10. This fee can be avoided if you load your card online or via mobile banking or BPAY. The reload fee is similarly 1% of the loaded amount up to $10. This card can be conveniently topped up via Westpac online banking, mobile banking or BPAY, and is easily managed using the Westpac Global Currency Card app. Find out more about the Westpac Global Currency Card

Traveller's cheques

Westpac offers traveller's cheques in partnership with American Express. You can pre-order amounts between $250 and $20,000 online at the Westpac Travel Centre, and collect them three working days after payment is made from a Westpac branch or American Express Foreign Exchange branch of your choice. The ordering process takes only a few minutes to complete, and you can make payment via BPAY using internet banking or telephone banking. American Express applies a fee of $4 to online orders. Westpac recommends that you make your order more than a week before departure, because if you miss the specified payment cut-off time, your order will be delayed an extra business day. For enquiries, call American Express directly on 1300 133 289.

 Currency exchange

It’s usually a good idea to have some of the destination currency on hand, including even your layover country’s currency. You never know when you might need the cash for a hot meal or a taxi, and you definitely want to avoid overpaying for your foreign currency at any airport exchange office. As with traveller's cheques, Westpac offers foreign currency through the Westpac website in partnership with American Express. The process for ordering foreign currency and traveller's cheques is similar. You can check the latest foreign exchange rates before placing an order for your chosen currency and denominations online. Payment must then be made through BPAY within 24 hours of placing your order, including a $4 online order fee levied by American Express. Again, Westpac recommends that you make your order more than a week before departure, because your order will be delayed an extra business day if you miss the specified payment cut-off time. You are to personally collect your order thereafter from the Westpac or American Express branch of your choice, bringing with you either your passport, drivers licence, birth certificate or other government-issued photo ID. See our frequently asked questions section below for a list of available currencies or call American Express directly at 1300 133 289 for further enquiries.

Travel insurance

The Westpac travel money product range would not be complete without its healthy travel insurance options. While complimentary travel insurance is a standard perk among Westpac premium and Platinum cards, you too can get complimentary overseas travel insurance by satisfying certain criteria: having an international return travel ticket before leaving Australia and having prepaid $500 of your international travel costs using an eligible card (e.g. return travel tickets, airport taxes, prepaid accommodation, prepaid tours). Otherwise, Westpac standalone travel insurance can also be purchased to cover international and domestic travel on both single and multiple trips.

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Find out more about the Westpac travel insurance

Westpac Travel Money frequently asked questions

What ATMs are part of the Westpac Global ATM Alliance?

You can locate your nearest Global ATM Alliance & Westpac Group Partner ATM with the Global ATM Finder, which is available via the Westpac website and mobile banking app. Here’s a list of the ATMs included in the Westpac Global ATM Alliance:

CountryMasterCard/ Cirrus ATM network
New ZealandWestpac NZ
Fiji, Vanuatu, Cook Islands, Samoa, Tonga, PNG, Solomon IslandsWestpac Pacific Banking
France, Italy (under the BNL Brand)BNP Paribas
Germany, Spain, PolandDeutsche Bank
UK, Portugal and Gibraltar, Africa - Botswana, Ghana, Kenya, Mauritius, Seychelles, Tanzania, Uganda, Zambia and ZimbabweBarclays Bank
South AfricaABSA
USABank of America
Canada, Chile, Guyana, Mexico, Peru, Caribbean - Anguilla, Antigua & Barbuda, Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica Grenada, Jamaica, Netherland Antilles (St Maarten), St Kitts-Nevis, St Vincent & The Grenadines, Trinidad & Tobago, Turks & Caicos and the US Virgin Islands.ScotiaBank
 UkraineUkrsibbank - Private Bank
 ChinaBank of Nanjing
 Singapore DBS, POSB

Will I be charged a fee if I use other ATMs?

If you make a balance enquiry or withdrawal at an ATM that is not part of the Westpac Global ATM Alliance, you will be charged an international ATM fee by Westpac and a fee by the local ATM operator on top of that. Bear in mind that unless you’re using the Westpac Global Travel Card, a currency conversion fee will also apply on the withdrawal— this fee is contained in the Australian dollar amount debited from your account.

What happens if I lose my card or it’s stolen?

Just give the Westpac customer service team a call and they will block your account and arrange for a replacement card to be sent to you if necessary. If you are using the Westpac Global Travel Card, a Westpac representative will be able to block the first card and activate the second (these accounts come with two cards in case of an event like this). Even if you lose both cards, you can still get a replacement card at no cost. Visa and MasterCard can also make arrangements to get you some emergency cash. The Westpac customer service team will be able to guide you in the right direction. Check your Westpac Mobile Banking app or online banking facility for contact numbers and steps on how to report your card as lost or stolen.

Can I use my other Westpac cards while I’m overseas?

Australian credit, debit and travel cards are accepted at most international ATMs and merchants. Visa and MasterCard cards (with a chip) work pretty much everywhere. The MasterCard international payment network sometimes goes by a different name overseas, but includes over one million ATMs in 93 countries. If an ATM accepts Cirrus cards, your Westpac MasterCard will work there too.

Can I still use my travel card to pay if I haven’t loaded the specific currency?

Yes you can, but a 3% currency conversion fee applies whenever your card is used for a transaction in a currency that is not previously loaded or not supported.

What foreign currencies can I order online?

If you’re looking to order foreign cash or traveller's cheques, you can pre-order the following international currencies through the Westpac website: Note that some bank notes may not be available when you purchase foreign currency.

CountryCurrencyForeign bank notesTraveller's cheques
United StatesDollarsYesYes
United KingdomPoundsYesYes
Canada DollarsYesYes
Hong KongDollarsYesYes
New ZealandDollarsYesYes
South AfricaRandYesYes
French PacificFrancsYesYes
Brunei DarussalemDollarsYesYes
Saudi ArabiaRiyalsYesYes

Call American Express directly at 1300 133 289 for further enquiries.

What is the maximum length of Westpac’s travel insurance policy?

Westpac Holiday Travel Insurance Policies cover trips up to 12 months in length. There’s a Multi-Trip/Frequent Traveller Policy which provides cover for an unlimited number of trips (up to 3 months in length) within a 12 month period.
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This page was last modified on 16 November 2016 at 5:45pm.

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2 Responses to Westpac Travel Money Cards

  1. Default Gravatar
    | May 30, 2016

    Hello! I just wanted to know if you have to pay a fee when purchasing things online from overseas sellers? such as making bookings to overseas hotels or companies that are not based in Australia. Thanks a lot!

    • Staff
      Sally | May 31, 2016

      Hi Gabi,

      Thanks for your question.

      If you have the local currency you’re making the booking in loaded on your card, you won’t be charged a foreign currency conversion fee. However, if you’re spending in a currency that isn’t supported or loaded on the card, you’ll pay a currency conversion fee of 3%.

      I hope this has helped.



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