Save on international ATM fees with Westpac’s extensive global ATM alliance.
Proudly Australia’s first and oldest bank, Westpac also boasts one of the country’s most extensive ATM networks and, through its global ATM alliance, the largest international ATM network of any Australian bank. As a Westpac cardholder, you can make free withdrawals at selected ATMs in most continents around the globe. This makes Westpac an appealing travel money provider if you’re looking for a travel card, credit card or debit card to use on your next trip. Read on to compare Westpac travel money products to see if they’ll work for your next overseas trip.
Westpac Global Currency Card
The Global Currency Card is Westpac’s prepaid Visa card designed for overseas use. Load cash onto this travel card and hold multiple foreign currencies securely which you can spend overseas without incurring currency conversion fees. This card also benefits from free ATM withdrawals at over 50,000 ATMs via Westpac’s Global ATM Alliance partners. You can load up to five of the following 11 foreign currencies on the Westpac Global Travel Card at any one time: AUD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD, ZAR. This is a fairly competitive selection of foreign currencies compared to some of the other travel cards on the market. Do note however that you will be charged a 3% currency conversion fee when you spend in a currency that is not loaded on your card. The other fees related to using this card are the initial load fee and reload fee. While the card is free, the initial load fee if you load it at a Westpac branch is 1% of the loaded amount up to $10. This fee can be avoided if you load your card online or via mobile banking or BPAY. The reload fee is similarly 1% of the loaded amount up to $10. This card can be conveniently topped up via Westpac online banking, mobile banking or BPAY, and is easily managed using the Westpac Global Currency Card app. Find out more about the Westpac Global Currency Card
Westpac offers traveller's cheques in partnership with American Express. You can pre-order amounts between $250 and $20,000 online at the Westpac Travel Centre, and collect them three working days after payment is made from a Westpac branch or American Express Foreign Exchange branch of your choice. The ordering process takes only a few minutes to complete, and you can make payment via BPAY using internet banking or telephone banking. American Express applies a fee of $4 to online orders. Westpac recommends that you make your order more than a week before departure, because if you miss the specified payment cut-off time, your order will be delayed an extra business day. For enquiries, call American Express directly on 1300 133 289.
It’s usually a good idea to have some of the destination currency on hand, including even your layover country’s currency. You never know when you might need the cash for a hot meal or a taxi, and you definitely want to avoid overpaying for your foreign currency at any airport exchange office. As with traveller's cheques, Westpac offers foreign currency through the Westpac website in partnership with American Express. The process for ordering foreign currency and traveller's cheques is similar. You can check the latest foreign exchange rates before placing an order for your chosen currency and denominations online. Payment must then be made through BPAY within 24 hours of placing your order, including a $4 online order fee levied by American Express. Again, Westpac recommends that you make your order more than a week before departure, because your order will be delayed an extra business day if you miss the specified payment cut-off time. You are to personally collect your order thereafter from the Westpac or American Express branch of your choice, bringing with you either your passport, drivers licence, birth certificate or other government-issued photo ID. See our frequently asked questions section below for a list of available currencies or call American Express directly at 1300 133 289 for further enquiries.
The Westpac travel money product range would not be complete without its healthy travel insurance options. While complimentary travel insurance is a standard perk among Westpac premium and Platinum cards, you too can get complimentary overseas travel insurance by satisfying certain criteria: having an international return travel ticket before leaving Australia and having prepaid $500 of your international travel costs using an eligible card (e.g. return travel tickets, airport taxes, prepaid accommodation, prepaid tours). Otherwise, Westpac standalone travel insurance can also be purchased to cover international and domestic travel on both single and multiple trips.
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Westpac Travel Money frequently asked questions
What ATMs are part of the Westpac Global ATM Alliance?
|Country||MasterCard/ Cirrus ATM network|
|New Zealand||Westpac NZ|
|Fiji, Vanuatu, Cook Islands, Samoa, Tonga, PNG, Solomon Islands||Westpac Pacific Banking|
|France, Italy (under the BNL Brand)||BNP Paribas|
|Germany, Spain, Poland||Deutsche Bank|
|UK, Portugal and Gibraltar, Africa - Botswana, Ghana, Kenya, Mauritius, Seychelles, Tanzania, Uganda, Zambia and Zimbabwe||Barclays Bank|
|USA||Bank of America|
|Canada, Chile, Guyana, Mexico, Peru, Caribbean - Anguilla, Antigua & Barbuda, Bahamas, Barbados, British Virgin Islands, Cayman Islands, Dominica Grenada, Jamaica, Netherland Antilles (St Maarten), St Kitts-Nevis, St Vincent & The Grenadines, Trinidad & Tobago, Turks & Caicos and the US Virgin Islands.||ScotiaBank|
|Ukraine||Ukrsibbank - Private Bank|
|China||Bank of Nanjing|
Will I be charged a fee if I use other ATMs?
What happens if I lose my card or it’s stolen?
Can I use my other Westpac cards while I’m overseas?
Can I still use my travel card to pay if I haven’t loaded the specific currency?
What foreign currencies can I order online?
|Country||Currency||Foreign bank notes||Traveller's cheques|
Call American Express directly at 1300 133 289 for further enquiries.