In this guide

  • Review
  • Frequently asked questions
  • Your reviews
  • Ask a question

QuietGrowth review: Automate your investments

  • Cameron Micallef's headshot
QuietGrowth

QuietGrowth isn't available on Finder right now.

Investment product
ETFs
Minimum investment
$3000
Number of portfolios
5
Fees
From 0.6% /year

Summary

Take the hassle out of investing through pre-made portfolios based on your individual risk tolerance.

QuietGrowth is a robo-advice platform that automatically invests your money to match your risk profile and investment goals.

Each QuietGrowth investment portfolio gives you access to a stake in 8 exchange traded funds (ETFs) across 6 asset classes. If you’re an individual, trust or SMSF, you can start investing with as little as $3,000.

In this guide

  • Review
  • Frequently asked questions
  • Your reviews
  • Ask a question

What asset classes can I invest in?

QuietGrowth is a robo-advice online platform that makes investments across 8 ETFs in 6 different asset classes.

QuietGrowth selects ETF investments in the following asset classes:

  • Australian shares
  • International developed market shares
  • International emerging market shares
  • Dividend shares
  • Bonds
  • Natural resources

How many portfolios does QuietGrowth offer?

QuietGrowth offers 5 low- to high-risk portfolios. These vary based on your personal risk tolerance.

Before you sign up with QuietGrowth, you'll be required to answer 8 questions. These will take into consideration factors such as your age and what you would do if the market drops. From here, you will be put into 1 of 5 categories, which the robo-advisor has deemed is your best option.

What you'll own in each portfolio is shown below:

PortfolioAsset classSharesBondsNatural resources
1
  • Shares 33%
  • Bonds 61%
  • Gold: 6%
  • Financials (11.39%)
  • Materials (4.55%)
  • Industrials (2.60%)
  • Health care (1.75%)
  • Energy (1.23%)
  • Utilities (1.47%)
  • Information technology (1.81%)
  • Telecommunications (2.48%)
  • Consumer (5.72%)
  • Treasury (28.12%)
  • Gov-related (25.99%)
  • Corporate (5.79%)
  • Securitised (1.04%)
  • Gold (6.00%)
2
  • Shares 53%
  • Bonds 42%
  • Gold: 5%
  • Financials (19.05%)
  • Materials (5.89%)
  • Industrials (4.70%)
  • Health care (3.73%)
  • Energy (2.45%)
  • Utilities (1.85%)
  • Information technology (3.30%)
  • Telecommunications (3.22%)
  • Consumer (8.81%)
  • Treasury (19.36%)
  • Gov-related (17.89%)
  • Corporate (3.99%)
  • Securitised (0.71%)
  • Gold (5.00%)
3
  • Shares 69%
  • Bonds 27%
  • Gold: 4%
  • Financials (24.32%)
  • Materials (7.26%)
  • Industrials (6.14%)
  • Health care (4.73%)
  • Energy (3.48%)
  • Utilities (2.40%)
  • Information technology (4.80%)
  • Telecommunications (11.62%)
  • Consumer (12.45%)
  • Treasury (11.50%)
  • Gov-related (2.56%)
  • Corporate (0.46%)
  • Securitised (1.04%)
  • Gold (4.00%)
4
  • Shares 82%
  • Bonds 14%
  • Gold: 4%
  • Financials (28.01%)
  • Materials (8.00%)
  • Industrials (7.43%)
  • Health care (5.95%)
  • Energy (4.41%)
  • Utilities (2.84%)
  • Information technology (6.22%)
  • Telecommunications (4.90%)
  • Consumer (14.22%)
  • Treasury (6.45%)
  • Gov-related (5.96%)
  • Corporate (1.33%)
  • Securitised (0.24%)
  • Gold (4.00%)
5
  • Shares 91%
  • Bonds 5%
  • Gold: 4%
  • Financials (30.06%)
  • Materials (8.27%)
  • Industrials (8.28%)
  • Health care (6.34%)
  • Energy (5.25%)
  • Utilities (3.18%)
  • Information technology (8.03%)
  • Telecommunications (5.49%)
  • Consumer (16.08%)
  • Treasury (2.31%)
  • Gov-related (2.13%)
  • Corporate (0.47%)
  • Securitised (0.09%)
  • Gold (4.00%)

Information adapted from QuietGrowth.

You can allocate segments of your savings for different risk profiles – for example, a medium-risk profile investment to build wealth for future tuition or a high-risk profile for a comfortable retirement.

What do Australians think of QuietGrowth robo advisor?

  • 3.95/5 overall for Customer Satisfaction — lower than the average of 4.06
  • 3.53/5 for Trust — lower than the average of 3.92, and this was the lowest score in the category
  • 4.14/5 for Customer Service — higher than the average of 4.13

Based on QuietGrowth robo advisor scores in Finder's 2024 Customer Satisfaction Awards.

What fees does QuietGrowth charge?

QuietGrowth does not charge brokerage, advisory, platform registration or contract fees. However, it does charge an annual fee for the use of the automated trading platform, which is calculated annually and deducted from your trading account each month. QuietGrowth offers a stepped fee structure.

  • Balances $3,000 to $10,000 : 0.6% /yr
  • Balances $10,001 to $200,000 : 0.5% /yr
  • Balances $200,001 to $2,000,000 : 0.4% /yr
  • Balances $2,000,001+ : 0.36% /yr

What are the benefits of using QuietGrowth?

  • Save time. QuietGrowth can save you time by making investment decisions on your behalf. The less time you spend poring over charts and data, the more time you have for other forms of wealth creation.
  • Save money. QuietGrowth has a stepped fee structure. If you have less than $10,000 in assets under management, it can be cost-effective to let a robo-advisor trading platform trade for you rather than make individual trades yourself.
  • ETFs. QuietGrowth selects ETFs in different asset classes based on your risk profile. Investing in ETFs is a low-cost and simple way to gain exposure to an asset class and benchmark returns.
  • Risk profile. QuietGrowth uses the Modern Portfolio Theory investment methodology. The company makes an estimate about your level of liquidity in retirement and asks you questions about your risk appetite to determine your current risk tolerance and subsequent exposure to equity ETFs.
  • Save on fees. The QuietGrowth Invite Program gives you a chance to save by waiving the annual fee on $5,000 of your and a friend’s account balances when you invite a friend to QuietGrowth.
  • Mobile application. QuietGrowth was the first robo-advisor to launch a mobile app so that you can monitor your investments, update your statement of advice and get the latest news anywhere, anytime.

How do I get started with QuietGrowth?

Individuals, SMSFs and trusts can trade using QuietGrowth. You will first need to pick the type of account you want (individual or SMSF, etc) and then provide the following information to determine your risk profile:

  • Your annual income
  • Your annual savings and your liabilities
  • The current value of your liquid assets and non-liquid assets
  • An estimate of whether your savings will increase or decrease in the future and what you would do if your value were to lose 15% in 2 weeks

Once you have your investment plan, you’re asked to complete your profile by entering personal details and contact information such as your email address, residential address, date of birth, mobile phone number and tax file number. You’ll need to confirm your email address, verify your identity and sign the QuietGrowth investment contracts before you can start investing.

Alternatives to QuietGrowth

Product AUFST-RBO Fees Minimum investment Investment product Number of portfolios
$3 a month (on accounts over $100)
$0
Stocks, Cash, ETFs
5
Invest in Australian shares, global shares and cash markets.
More Info
InvestSMART Robo Advice
Best Rated Brand
InvestSMART logo
From $55 /year
$5,000
ETFs
8
More Info
OpenInvest
OpenInvest logo
From $7 per month
$20,000
Stocks, bonds, cash, ETFs
12
$4.50/Month
$500
Shares, ETFs
1
More Info
Raiz Invest
Raiz Invest logo
From $4.50 /month
$5
ETFs
9
Invest in Australian and international stocks, fixed income/bonds and cash.
loading

Frequently asked questions

This information should not be interpreted as an endorsement of futures, stocks, ETFs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involve substantial risk of loss and therefore are not appropriate for all investors. Past performance is not an indication of future results. Consider your own circumstances and obtain your own advice before making any trades.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Cameron Finder

Writer

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Avatar

KB

October 18, 2018

I’m looking to start investment with $2000, how long usually it takes to reach $10,000 (using historical data). Also, can I avoid interest and just rely on profits made out of investment?


Avatar

Jeni Finder

October 26, 2018

Hi KB,


Thank you for getting in touch with Finder.


$2,000 is the minimum to start investing with QuietGrowth and is a good place to start if you’re still getting your head around how your selected portfolio performs. Unfortunately, we can’t give you timelines because past performance can never be used to judge potential future returns.


The same applies to whether your portfolio returns will fully cover your fees. You can see the full list of potential fees listed on the QuietGrowth pricing page on their website, but as explained above, future returns are still variable.


I hope this helps.


Please feel free to reach out to us if you have any other enquiries.


Thank you and have a wonderful day!


Cheers,

Jeni


Show more Show less
Avatar

Tumy

October 07, 2018

What if I don’t have any income but let say I have savings worth $2000, can I still invest?


Thank you for your answer.


Avatar

Jeni Finder

October 11, 2018

Hi Tumy,


Thank you for getting in touch with finder.


That is fine since the minimum initial investment in a QuietGrowth portfolio is $2,000.


I hope this helps.


Please feel free to reach out to us if you have any other enquiries.


Thank you and have a wonderful day!


Cheers,

Jeni


Show more Show less
Avatar

Leigh

August 29, 2018

Can you tell me what happens to dividends earned?


Avatar

Joshua Finder

August 30, 2018

Hi Leigh,


Thanks for getting in touch with finder. I hope all is well with you. :)


Generally, by default, the dividend you earn will be reinvested towards the purchase of ETFs, after sufficient cash is accumulated to execute a buy trade.


However, you also have the option to withdraw the dividend amount that you earn. To do this, you need to let QuietGrowth know about your plan. They will then stop reinvesting the dividends and thus enabling you to withdraw some cash. Please note that there’s a minimum withdrawal limit that you need to reach before you can withdraw your dividend.


I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.


Have a wonderful day!


Cheers,

Joshua


Show more Show less
Go to site