Qantas Card with Qantas Cash®

Rates and fees last updated on

Do you want a multi-currency travel money card that lets you earn reward points? Consider Qantas Cash.

Qantas Cash functions as a prepaid reloadable Mastercard that lets you carry multiple currencies at the same time. Unlike most other travel money cards, Qantas Cash lets you earn Qantas Frequent Flyer points as you spend. You can use the card wherever Mastercard is accepted, meaning millions of locations around the world.

Available CurrenciesAUD, AED, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, USD
Multiple Currencies on One CardYes
Number of Cards Issued1
Minimum Load Amount$50
Maximum Load Amount$20,000
Maximum Annual Load Amount$100,000
24 Hour ATM Cash Withdrawal Limit$3,000
24 Hour POS Transaction Limit$15,000
Card Issue Fee$0
Initial Load Fee$0
ATM Withdrawal FeeAUD 1.95, CAD 2.00, EUR 1.50, GBP 1.25, HKD 15.00, JPY 160, NZD 2.50, SGD 2.50, USD 1.95, THB 70.00, AED 6.50
Reload Fee$0
Monthly Inactivity Fee
after 12 months inactivity
Transaction Fee for Purchases$0
Card Replacement Fee$0
BPay Reload fee$0
Minimum Age16
Available To Temporary ResidentsNo

Currencies and loading funds

Which currencies can I load on the card?

You first have to load the card with Australian dollars, which you then use to purchase and hold up to 11 different currencies. When making a payment or withdrawal, the card looks for required funds from the relevant currency balance automatically.

Supported currencies

The currencies you can purchase and hold on your card include:

  • Australian dollars (AUD)
  • United States dollars (USD)
  • British pounds (GBP)
  • Euros (EUR)
  • Thai baht (THB)
  • New Zealand dollars (NZD)
  • Singapore dollars (SGD)
  • Hong Kong dollars (HKD)
  • Canadian dollars (CAD)
  • Japanese yen (JPY)
  • United Arab Emirates dirham (AED)

Using the card

You can use this card to withdraw cash from any ATM that displays the Mastercard logo. You can also use it to make payments through Point of Sale (POS) terminals at restaurants, shops and other businesses, provided you see the Mastercard symbol, and for online shopping. Owing to specific sanctions, you cannot use this card in Crimea, Iran, North Korea, Sudan and Syria.

In some instances, you may not have enough funds in a particular currency for a transaction. This can be in case of an unsupported currency or because you don’t have adequate funds in the required currency. In both cases, the card draws funds from another currency in accordance to its default order of priority. The order is:

1. AUD
2. USD
3. GBP
4. EUR

5. THB
6. NZD
7. SGD
8. HKD

9. CAD
10. JPY
11. AED


This card is linked to the Qantas Frequent Flyer Program. You earn 1.5 Qantas Point for every $1 spent on eligible purchases in a foreign currency, and 1 Qantas Point for every $2 spent on eligible purchases within Australia. You can redeem your points through the Qantas Frequent Flyer Program for flight rewards, travel rewards and a range of other options.

How much will the card cost me?

The Qantas Cash card is free for Qantas Frequent Flyer members. If you’re not an existing member, you’ll have to become one first, for which a one-time joining fee may apply.

Fee type Cost
Load fee (BPAY and bank transfer)$0
Load fee (debit card)1% of the total amount
Reload fee (bank transfer or BPAY)$0
ATM Withdrawal FeeIf you withdraw cash from an ATM outside Australia, an international ATM withdrawal fee applies.
Depending on where you withdraw money, the fee charged is in different currencies, as listed:AUD 1.95, CAD 2.00, EUR 1.50, GBP 1.25, HKD 15.00, JPY 160,
NZD 2.50, SGD 2.50, USD 1.95, THB 70.00, AED 6.50
Overseas transaction fee$0
Cash out fee$0
Currency conversion fee$0

Managing your card

The Qantas Cash online platform gives you an easy way to manage your account.

  • Ordering your card. Qantas Cash comes as a built-in facility with the Qantas Frequent Flyer membership card. However, it is not active when you receive your card. You can apply for this service only as a Qantas Frequent Flyer member who is over 16 years of age. You can join the Qantas Frequent Flyer Program by submitting an online application. Once you receive your card, apply for the Qantas Cash facility online.
  • Activating your card. While your Qantas Frequent Flyer card comes with the Qantas Cash facility, you have to activate it. You can apply for this facility online, by visiting the Qantas Cash website. Approval is subject to the acceptance of your application, which includes successful verification of your identity.
  • Managing your card online. The secure Qantas Cash online platform simplifies how you manage your account. You can turn online to change personal details, view balances and transaction history, load funds, transfer funds between currencies, transfer funds to other Qantas Cash users, change your default currency or activate and deactivate your card.
  • Change your card PIN. You can update your card PIN at rediATM's in Australia.
  • Security. Your card is protected by a chip and PIN and you’re covered by Mastercard Zero Liability policy if your card is used for unauthorised transactions. If your card has been lost or stolen or you’d like to report fraudulent activity, you can contact Mastercard Qantas Cash Global Support on 1300 825 302, or +61 1300 825 302 if overseas.

Perks and considerations


  • Rewards. Unlike most other travel cards, you can use the Qantas Cash card to earn rewards points as you spend.
  • No online booking fees. If you use your Qantas Cash card to book Qantas flights, the online booking fees will be waived.


  • ATM withdrawal fees. You’ll be charged each time you use your Qantas Cash card for overseas ATM withdrawals, though domestic fees don’t apply.

The Qantas Cash card is one of the only prepaid travel currency cards that can earn you points as you spend, so that is a definite advantage to the card. As most of its other features are shared by other travel money cards on the market, you’re better off comparing a few before applying.

You can load and hold up to eleven currencies on the Qantas Cash Mastercard with a locked-in exchange rate. A travel card to be used at home as well as overseas, rack up Qantas Points on all eligible purchases with no cost to open the account or keep the card.

Frequently asked questions about the Qantas Cash Card

To get the Qantas Cash Card, and you’re not a member of the Qantas Frequent Flyer program, click the link on this page and follow the prompts till you get the Complimentary Qantas Frequent Flyer Membership page. It’s a matter of entering your personal, and contact details, confirming conditions and accepting terms to join the programs. Once this is all done, you’ll receive a Qantas Cash Card, which also acts as your frequent flyer membership, in the mail.

When you receive the card, it will need to be activated before it can be used. You will need your driver’s licence, passport or medicare card to complete the activation process. The card is activated through the Qantas Cash website. There’s a link in the top right hand corner of the webpage.

Loading via Bank Transfer

This is the quickest way to load funds onto your Qantas Cash card. You can access the funds in up to 1 business day when you transfer money directly from your bank account using Bank Transfer before 2pm AEST/AEDST (depending on your bank).

When on the Qantas Cash website select ‘Load funds’ from the menu. Enter the Australian dollar amount you want to load onto the card and select a currency to purchase. You can see how much foreign currency you’ll get after the transfer from Australian dollars. Select ‘Bank Transfer’ as you method of payment, and an email will be sent to your inbox with your unique payment details. Use this information to complete your payment by logging into your personal online banking account or via phone banking.

Load Via BPAY

Loading via BPAY is done in the same way loading via Bank Transfer is carried out on the Qantas Cash website, only select ‘BPAY’ as your method of payment instead. Follow the prompts to receive your unique payment details via email before completing the transfer from your personal online banking account or via phone banking.

Be conscious that payments made via BPAY take time to process, so plan when you load funds onto your card and allow up to 3 business days for the BPAY payment to clear and for the funds to become available on your card.

Qantas updates the points balance monthly, so wait for a bit if you don't think your points balance reflects your spending.

All payments that are processed by the Mastercard payment system are 'protected' by the Mastercard Zero Liability Guarantee. This is more or less a money back guarantee if you've been the victim of fraud.

If you've been the victim of card fraud, OR IT'S LOST OR STOLEN, you only need to call the Qantas Cash customer service team. They will guide you through the process.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

Call the number below to have your card blocked if it' reported stolen or suspended if it's reported lost.

Qantas Cash Service Centre:

          • 13 11 31 or 61(2) 9433 2329, if overseas.

One Qantas Cash Card per person.

Call the Qantas Cash Service Centre to get your PIN, or you can retrieve your PIN online through the Qantas Cash website.

To change your pin visit any rediATM in Australia.

Qantas Cash Service Centre:

          • 13 11 31
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This page was last modified on 10 May 2017 at 11:09am.

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573 Responses to Qantas Card with Qantas Cash®

  1. Default Gravatar
    Hector | May 29, 2017

    What is an ‘eligible’ purchase?

    • Staff | May 30, 2017

      Hi Hector!

      Thanks for the comment.

      Finder is a comparison website, and not a card issuer. Therefore can only give general advice.

      Please be advised that most purchases with Mastercard logo POS and online are eligible except those connected to gambling and adult entertainment. There are also countries where purchases are restricted due to sanctions in place.

      On the website, click “”Find out More”” orange button to get information about the Qantas Cash Card Product Disclosure Statement for your reference.


  2. Default Gravatar
    trish | May 25, 2017

    If I purchased a 3 day cruise for under $500. Does this get covered re travel insurance?

    • Staff | May 26, 2017

      Hi Trish,

      Thanks for your inquiry.

      I’m afraid that as Qantas Cash Card is a prepaid reloadable card, it does not include complimentary travel insurance. Basically, the complimentary travel insurances are attached to a credit card and they are listed on this page –

      Hope this information helped.

      Best regards,

  3. Default Gravatar
    Ellen | May 24, 2017

    Can I use my frequent flyer points to buy/load the Qantas cash card?

    • Staff
      Anndy | May 24, 2017

      Hi Ellen,

      Thanks for your question.

      Unfortunately, you won’t be able to load your Qantas Card using your points.

      There are three options to load this card:

      - Instant Load – funds will be available immediately
      - Bank Transfer – funds available the next business day
      - BPAY – funds available within 2-3 business days


  4. Default Gravatar
    michael | May 21, 2017

    Hi; when i return to OZ and have X amount of Euros on the card, how do I redeem my money and what am I charged?



    • Staff
      Liezl | May 21, 2017

      Hi Michael,

      Thanks for your question.

      You can cash out funds from your Qantas Cash facility to your personal Australian bank account at any time. There are no fees or charges, and you can cash out one currency, or all of them. You can also withdraw cash out via an ATM at any time. Although, some ATM operators may charge their own fees or set their own limits.

      I hope this helps.


  5. Default Gravatar
    Judith | May 20, 2017

    I had my Qantas Cash card replaced and I have a new pin. Is my password still the same?

    • Staff
      Jason | May 21, 2017

      Hi Judith,

      Thank you for your enquiry.

      Your Qantas Cash card PIN is different from your Qantas Cash account password. Your Qantas Cash account password would remain unchanged even if you change your Qantas Cash card PIN.

      Kind regards,

  6. Default Gravatar
    jamie | May 19, 2017

    where can I avoid atm transaction fee in Perth WA

    • Staff
      May | May 19, 2017

      Hi Jamie,

      Thank you for your inquiry.

      If you will use your Qantas Card in Australia to withdraw cash from an ATM, Qantas will not actually charge you a fee. Although please note that a local ATM operator may charge a fee for withdrawal transactions.


  7. Default Gravatar
    Jean | May 19, 2017

    Which are the best ATM’s in Egypt to use when using my Qantas cash card?

    • Staff
      May | May 19, 2017

      Hi Jean,

      Thank you for your inquiry.

      With your Qantas Card, you can withdraw cash from any ATMs in Egypt where the Mastercard logo is accepted.


  8. Default Gravatar
    Sherryl | May 19, 2017

    If whilst overseas I lose or my card gets stolen, how do I get a replacement and continue my travels.

    • Staff
      Anndy | May 19, 2017

      Hi Sherryl,

      Thanks for your question.

      Kindly note that your card is protected by a chip and PIN and you’re covered by Mastercard Zero Liability policy if your card is used for unauthorised transactions.

      If your card has been lost or stolen, you may directly contact Qantas Cash Service Centre on 13 11 31 or 61(2) 9433 2329, if overseas. They will assist you on the best course of action for your situation.


  9. Default Gravatar
    Wayne | May 18, 2017

    I started to transfer funds to my Qcash account but then realised i didn’t have enough cash in the account to complete long will the reference given by Qcash remain valid?

    • Staff
      May | May 18, 2017

      Hi Wayne,

      Thank you for your inquiry.

      Just to clarify, are you referring to the reference number sent by Qantas to allow you to lock in your exchange rate? Qantas did not actually specify the validity of that reference number, although that is given to you only once. So if you will process another transfer again and lock in exchange rates, you will be given another reference number.


  10. Default Gravatar
    | April 19, 2017

    Did you know that the points are changing from July 1st ? It will be 1 point per $4 spent in Aust, that just stingy.

    • Staff
      Harold | April 20, 2017

      Hi Chris,

      Thank you for your inquiry.

      Our company is a financial comparison website and general information service designed to help consumers to make a better decision. Please note we do not represent any company we feature on our pages.

      Should there be an issue regarding the points you’ve earned. It would be nice to directly coordinate the concern with the provider. As they have the authorized access to further check this kind of information.

      I hope this information has helped.


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