Wise Travel Money Card Review

Wise Travel Money Card supported currencies

This card lets you hold over 40 currencies, including:

• Complete list of supported currencies

  You can use this table to check which currencies are supported by the Wise Travel Card. If there's another currency you're interested in, you can also check with Wise.

  Search by currency

  Currency name	Currency code
  Argentine peso	ARS
  Australian dollar	AUD
  Bangladeshi taka	BDT
  British pound	GBO
  Bulgarian lev	BGN
  Canadian dollar	CAD
  Chilean peso	CLP
  Chinese yuan	CNY
  Croatian kuna	HRK
  Czech koruna	CZK
  Danish krone	DKK
  Egyptian pound	EGP
  Euro	EUR
  Georgian lari	GEL
  Hong Kong dollar	HKD
  Hungarian forint	HUF
  Indian rupee	INR
  Indonesian rupiah	IDR
  Israeli shekel	ILS
  Japanese yen	JPY
  Kenyan shilling	KES
  Malaysian ringgit	MYR
  Mexican peso	MXN
  Moroccan dirham	MAD
  Nepalese rupee	NPR
  New Zealand dollar	NZD
  Nigerian naira	NGN
  Norwegian krone	NOK
  Pakistani rupee	PKR
  Philippine peso	PHP
  Polish zloty	PLN
  Romanian leu	RON
  Singapore dollar	SGD
  South African rand	ZAR
  South Korean won	KRW
  Sri Lankan rupee	LKR
  Swedish krona	SEK
  Swiss franc	CHF
  Thai baht	THB
  Turkish lira	TRY
  UAE dirham	AED
  Ukrainian hryvnia	UAH
  US dollar	USD
  Vietnamese dong	VND

You'll also typically be able to use the Wise Travel Money Card in most countries and regions around the world, with any business that accepts Mastercard/Visa. But places where your card won't work include Cuba, Iran, Iraq and Myanmar.

Features of the Wise Travel Money Card

• Support for over 40 currencies. The Wise Travel Money Card lets you hold and spend in a wide range of currencies, which can make it easier to keep track of your spending and budget.
• Competitive exchange rates. Wise uses the mid-market rate for exchanges so you get the same rate that's typically listed on Google, Bing and other search engines.
• 2 free ATM withdrawals per month. Wise won't charge an ATM when you withdraw up to AUD$350 over 2 or less transactions in a month. After that, you'll be charged fees worth AUD$1.50 and 1.75% of each withdrawal.
• Instant virtual cards. You can get up to 3 virtual cards linked to your Wise account to keep track of different types of spending. You'll also be able to start using your virtual card as soon as you've set up your account by adding it to Apple Pay or Google Pay.
• Plastic card. You'll also get 1 plastic card sent to you, which you can use for in-person payments anywhere Mastercard/Visa are accepted.
• Wise app. The Wise app lets you top up and convert currency in real time, so you know exactly how much you'll have in any of the supported currencies. You can also freeze your card, organise a new one and manage other account features.

How much does the Wise Travel Money Card cost?

• Application fee. A one-time $10 fee applies when you first get this Wise card.
• ATM fees. After the first $350 of withdrawals in a month, a fee of 1.75% applies. You'll also pay a $1.50 fee for each ATM withdrawal after the first 2 you make in a month.
• Load fees. There is no fee to load funds on by bank transfer from Australia. But a fee will be charged for loading funds by debit card, credit card or SWIFT. The exact fee will be shown on your Wise account when you select "Add Money".
• Currency conversion. If you're spending in a currency that's not loaded onto the card, there will be a fee to convert it. The fee starts from 0.43% of the transaction value and varies by currency.
• No currency order. Unlike many prepaid, multi-currency travel cards, Wise does not have a set drawdown order when you're spending in a currency not loaded on your account. Instead, the funds will be taken from the balance that has the lowest currency conversion fee.
• Funding other accounts. If you use your Wise card to fund an e-wallet, cryptocurrency account, betting account or any other account that may be convertible to cash, a 2% fee applies.

How to apply for the Wise Travel Money Card

If you already have a Wise account, you can order a Wise Travel Money Card in a few minutes by logging into your account.

If you're new to Wise and over 18 years of age, you can get this card by following these steps:

1. Sign up and add your first balance to the account.
2. Request a card through your account and follow the prompts to verify your identity.
3. Set up your virtual card/s and activate the plastic card when it arrives in the mail.

You can use the virtual cards instantly. And after you've activated the plastic card, you can use it to spend the funds loaded on your Wise account around the world and online.