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Personal loans statistics

An overview of key loans stats, updated monthly.

Taylor Blackburn

How many Aussies are taking out personal loans?

Aussies have been taking out personal loans for decades – to spruce up their houses, to buy a car, to go on a well-deserved holiday. But how much are people borrowing exactly? And is it more expensive now than it was 15 years ago on average?

After four years of steady decline, the total value of personal loans spiked to an all-time high in July of 2019 ($168.5 billion). Despite a change in the way data has been collected over this period by the RBA, the data shows a dramatic increase of $20 billion in outstanding personal loan amounts between June and August 2019.

Quick overview

  • According to RBA data, the total amount of outstanding personal loans in Australia is more than $163.7 billion as of March 2020.
  • The RBA reports that the average variable interest rate for a personal loan is 14.41% and 12.42% for a fixed personal loan.
  • Finder research found that 32% of those in the Northern Territory have or plan to get a personal loan in the next six months, the most of any state or territory.

Monthly amount lent via personal loans, 1994-2020

MONTH-YEAR ($ Billion)
Jan-1994 40.8
Feb-1994 41
Mar-1994 41.1
Apr-1994 41.4
May-1994 41.3
Jun-1994 41.2
Jul-1994 40
Aug-1994 40.4
Sep-1994 40.8
Oct-1994 41.5
Nov-1994 41.8
Dec-1994 42.3
Jan-1995 42.4
Feb-1995 42.7
Mar-1995 43.2
Apr-1995 43.7
May-1995 44.1
Jun-1995 44.6
Jul-1995 45.1
Aug-1995 45.6
Sep-1995 45.9
Oct-1995 45.2
Nov-1995 45.4
Dec-1995 45.6
Jan-1996 45.9
Feb-1996 46.2
Mar-1996 46
Apr-1996 46.3
May-1996 47
Jun-1996 47.8
Jul-1996 48.9
Aug-1996 49.5
Sep-1996 49.8
Oct-1996 50
Nov-1996 50.2
Dec-1996 50.5
Jan-1997 50.9
Feb-1997 51.3
Mar-1997 51.5
Apr-1997 51.7
May-1997 51.9
Jun-1997 52.2
Jul-1997 52.5
Aug-1997 52.6
Sep-1997 53.1
Oct-1997 53.8
Nov-1997 54.6
Dec-1997 55.2
Jan-1998 55.7
Feb-1998 56.3
Mar-1998 56.9
Apr-1998 57.5
May-1998 57.9
Jun-1998 58.3
Jul-1998 59.3
Aug-1998 60.4
Sep-1998 61.5
Oct-1998 61.9
Nov-1998 62.6
Dec-1998 63.9
Jan-1999 65.5
Feb-1999 66.2
Mar-1999 66.9
Apr-1999 67.2
May-1999 67.8
Jun-1999 68.6
Jul-1999 69.4
Aug-1999 70.2
Sep-1999 70.7
Oct-1999 71.4
Nov-1999 72.3
Dec-1999 69.4
Jan-2000 70.8
Feb-2000 71.1
Mar-2000 71.8
Apr-2000 72.4
May-2000 73.3
Jun-2000 74.5
Jul-2000 68.9
Aug-2000 69.5
Sep-2000 69.8
Oct-2000 70.4
Nov-2000 71.4
Dec-2000 72.4
Jan-2001 71.5
Feb-2001 72.3
Mar-2001 72.5
Apr-2001 72.8
May-2001 73.2
Jun-2001 73.7
Jul-2001 74.7
Aug-2001 75.2
Sep-2001 75.1
Oct-2001 75.4
Nov-2001 75.8
Dec-2001 76.6
Jan-2002 77.1
Feb-2002 77.6
Mar-2002 78.4
Apr-2002 80.7
May-2002 81.8
Jun-2002 82.7
Jul-2002 83
Aug-2002 84.2
Sep-2002 85.2
Oct-2002 85.4
Nov-2002 86.1
Dec-2002 86.3
Jan-2003 87.2
Feb-2003 88.3
Mar-2003 90.1
Apr-2003 89.5
May-2003 90.4
Jun-2003 91.2
Jul-2003 92.5
Aug-2003 93.3
Sep-2003 94.6
Oct-2003 95.6
Nov-2003 96
Dec-2003 96.3
Jan-2004 97.2
Feb-2004 98.3
Mar-2004 98.7
Apr-2004 99.1
May-2004 99.6
Jun-2004 100.7
Jul-2004 101.4
Aug-2004 102
Sep-2004 102.9
Oct-2004 104.3
Nov-2004 105.5
Dec-2004 107.1
Jan-2005 108.2
Feb-2005 109
Mar-2005 110.2
Apr-2005 111
May-2005 111.8
Jun-2005 112.9
Jul-2005 113.7
Aug-2005 116
Sep-2005 116.9
Oct-2005 117.6
Nov-2005 118.3
Dec-2005 118.8
Jan-2006 119.7
Feb-2006 120.5
Mar-2006 121.7
Apr-2006 122.6
May-2006 123.3
Jun-2006 124.3
Jul-2006 125
Aug-2006 128.8
Sep-2006 131.2
Oct-2006 131.5
Nov-2006 132.5
Dec-2006 133.9
Jan-2007 135.5
Feb-2007 136.9
Mar-2007 138.3
Apr-2007 139.1
May-2007 141.2
Jun-2007 147.9
Jul-2007 147.7
Aug-2007 148.1
Sep-2007 148.5
Oct-2007 149.8
Nov-2007 152.4
Dec-2007 154
Jan-2008 153.7
Feb-2008 154.3
Mar-2008 154.2
Apr-2008 154
May-2008 154.8
Jun-2008 153.6
Jul-2008 151.7
Aug-2008 150.5
Sep-2008 149.9
Oct-2008 147.7
Nov-2008 145.1
Dec-2008 143.4
Jan-2009 142.7
Feb-2009 141.4
Mar-2009 137.4
Apr-2009 136.7
May-2009 135.5
Jun-2009 135.3
Jul-2009 135.2
Aug-2009 136.5
Sep-2009 135.4
Oct-2009 136.6
Nov-2009 137.4
Dec-2009 138.1
Jan-2010 138.8
Feb-2010 139.1
Mar-2010 139.4
Apr-2010 140.1
May-2010 140
Jun-2010 140.3
Jul-2010 140.4
Aug-2010 138.5
Sep-2010 138.5
Oct-2010 138.5
Nov-2010 139.3
Dec-2010 139.1
Jan-2011 139.1
Feb-2011 139
Mar-2011 139.9
Apr-2011 140
May-2011 140.3
Jun-2011 139.4
Jul-2011 138.8
Aug-2011 138.5
Sep-2011 138
Oct-2011 137.6
Nov-2011 135.2
Dec-2011 135.1
Jan-2012 135
Feb-2012 135.1
Mar-2012 135.1
Apr-2012 135.1
May-2012 135.5
Jun-2012 134.6
Jul-2012 129.8
Aug-2012 129.8
Sep-2012 129.3
Oct-2012 129.3
Nov-2012 129.4
Dec-2012 129.7
Jan-2013 129.8
Feb-2013 131
Mar-2013 131.3
Apr-2013 131.4
May-2013 131.8
Jun-2013 131.7
Jul-2013 138.3
Aug-2013 143.8
Sep-2013 143
Oct-2013 143.5
Nov-2013 143.9
Dec-2013 144.3
Jan-2014 144.1
Feb-2014 144.1
Mar-2014 144.2
Apr-2014 144.9
May-2014 144.9
Jun-2014 145.2
Jul-2014 145
Aug-2014 145.4
Sep-2014 144.7
Oct-2014 144.7
Nov-2014 144.8
Dec-2014 144.9
Jan-2015 145
Feb-2015 144.8
Mar-2015 145.5
Apr-2015 144.9
May-2015 145.2
Jun-2015 145
Jul-2015 145.3
Aug-2015 145.5
Sep-2015 144.7
Oct-2015 151
Nov-2015 152
Dec-2015 152.1
Jan-2016 152.4
Feb-2016 152.6
Mar-2016 152.9
Apr-2016 153.4
May-2016 153.4
Jun-2016 153.3
Jul-2016 152.9
Aug-2016 152.6
Sep-2016 151.6
Oct-2016 151.4
Nov-2016 151.4
Dec-2016 151.4
Jan-2017 152
Feb-2017 152.6
Mar-2017 152.9
Apr-2017 153.5
May-2017 153.4
Jun-2017 152.8
Jul-2017 151.8
Aug-2017 150.9
Sep-2017 150.6
Oct-2017 150.5
Nov-2017 150.4
Dec-2017 150.7
Jan-2018 151.6
Feb-2018 151.9
Mar-2018 152.2
Apr-2018 152.7
May-2018 152.2
Jun-2018 151.7
Jul-2018 150.2
Aug-2018 149
Sep-2018 148.2
Oct-2018 147.8
Nov-2018 147.8
Dec-2018 147.8
Jan-2019 147.6
Feb-2019 148.3
Mar-2019 148.5
Apr-2019 148.9
May-2019 147.7
Jun-2019 146.7
Jul-2019 168.5
Aug-2019 166.4
Sep-2019 165.9
Oct-2019 166.1
Nov-2019 166
Dec-2019 166.1
Jan-2020 165.3
Feb-2020 165.5
Mar-2020 163.7

Interest rates on personal loans (variable)

The interest being charged on personal loans has varied wildly over the years in both fixed and variable rate loans. On average, the highest variable rates were offered in March 2011 at 15.19% p.a. while the lowest on average were last seen in May of 1999 at 10.50% p.a. despite a record low cash rate currently.

Personal loan interest rates over time (variable)

MONTH-YEAR AVG VARIABLE RATE
Jan-1997 12.25
Feb-1997 12.25
Mar-1997 12.25
Apr-1997 12.25
May-1997 12.25
Jun-1997 12.25
Jul-1997 12.25
Aug-1997 11.35
Sep-1997 11.35
Oct-1997 11.35
Nov-1997 11.35
Dec-1997 11.35
Jan-1998 11.35
Feb-1998 11.35
Mar-1998 11.35
Apr-1998 11.35
May-1998 11.35
Jun-1998 11.35
Jul-1998 11.35
Aug-1998 11.35
Sep-1998 11.35
Oct-1998 11.35
Nov-1998 11.35
Dec-1998 11.35
Jan-1999 11.25
Feb-1999 11.25
Mar-1999 10.50
Apr-1999 10.50
May-1999 10.50
Jun-1999 10.93
Jul-1999 10.93
Aug-1999 10.93
Sep-1999 10.93
Oct-1999 10.93
Nov-1999 11.10
Dec-1999 11.10
Jan-2000 11.10
Feb-2000 11.60
Mar-2000 11.60
Apr-2000 11.73
May-2000 11.85
Jun-2000 11.85
Jul-2000 11.85
Aug-2000 12.19
Sep-2000 12.19
Oct-2000 12.19
Nov-2000 12.19
Dec-2000 12.19
Jan-2001 12.19
Feb-2001 12.19
Mar-2001 11.61
Apr-2001 11.61
May-2001 11.36
Jun-2001 11.36
Jul-2001 11.36
Aug-2001 11.36
Sep-2001 11.24
Oct-2001 11.11
Nov-2001 11.11
Dec-2001 10.99
Jan-2002 10.99
Feb-2002 10.99
Mar-2002 10.99
Apr-2002 10.99
May-2002 11.11
Jun-2002 11.24
Jul-2002 11.49
Aug-2002 11.49
Sep-2002 11.74
Oct-2002 11.74
Nov-2002 11.74
Dec-2002 11.74
Jan-2003 11.74
Feb-2003 11.74
Mar-2003 11.74
Apr-2003 11.74
May-2003 11.74
Jun-2003 11.32
Jul-2003 11.32
Aug-2003 11.32
Sep-2003 11.32
Oct-2003 11.32
Nov-2003 11.49
Dec-2003 11.71
Jan-2004 11.71
Feb-2004 11.71
Mar-2004 11.71
Apr-2004 11.79
May-2004 11.79
Jun-2004 11.79
Jul-2004 11.79
Aug-2004 11.79
Sep-2004 11.79
Oct-2004 11.79
Nov-2004 11.79
Dec-2004 11.79
Jan-2005 11.79
Feb-2005 11.79
Mar-2005 12.04
Apr-2005 12.12
May-2005 12.12
Jun-2005 12.12
Jul-2005 12.12
Aug-2005 12.12
Sep-2005 12.21
Oct-2005 12.21
Nov-2005 12.21
Dec-2005 12.21
Jan-2006 12.21
Feb-2006 12.21
Mar-2006 12.21
Apr-2006 12.21
May-2006 12.49
Jun-2006 12.49
Jul-2006 12.49
Aug-2006 12.74
Sep-2006 12.81
Oct-2006 12.81
Nov-2006 13.06
Dec-2006 13.06
Jan-2007 13.06
Feb-2007 12.56
Mar-2007 12.56
Apr-2007 12.56
May-2007 12.56
Jun-2007 12.56
Jul-2007 12.62
Aug-2007 13.37
Sep-2007 13.37
Oct-2007 13.43
Nov-2007 13.78
Dec-2007 13.83
Jan-2008 13.89
Feb-2008 14.17
Mar-2008 14.55
Apr-2008 14.59
May-2008 14.65
Jun-2008 14.65
Jul-2008 14.90
Aug-2008 14.90
Sep-2008 14.84
Oct-2008 14.84
Nov-2008 14.60
Dec-2008 14.27
Jan-2009 14.10
Feb-2009 13.77
Mar-2009 13.52
Apr-2009 13.52
May-2009 13.52
Jun-2009 13.52
Jul-2009 13.52
Aug-2009 13.52
Sep-2009 13.42
Oct-2009 13.62
Nov-2009 13.82
Dec-2009 14.02
Jan-2010 14.02
Feb-2010 14.02
Mar-2010 14.42
Apr-2010 14.62
May-2010 14.82
Jun-2010 14.82
Jul-2010 14.92
Aug-2010 14.92
Sep-2010 14.72
Oct-2010 14.92
Nov-2010 15.12
Dec-2010 15.19
Jan-2011 15.19
Feb-2011 15.19
Mar-2011 15.19
Apr-2011 15.06
May-2011 15.09
Jun-2011 15.09
Jul-2011 15.09
Aug-2011 14.89
Sep-2011 15.09
Oct-2011 15.09
Nov-2011 14.99
Dec-2011 14.84
Jan-2012 14.50
Feb-2012 14.50
Mar-2012 14.50
Apr-2012 14.52
May-2012 14.64
Jun-2012 14.59
Jul-2012 14.25
Aug-2012 14.25
Sep-2012 14.25
Oct-2012 14.12
Nov-2012 14.12
Dec-2012 14.07
Jan-2013 14.37
Feb-2013 14.37
Mar-2013 14.37
Apr-2013 14.37
May-2013 14.37
Jun-2013 14.37
Jul-2013 14.37
Aug-2013 14.37
Sep-2013 14.37
Oct-2013 14.37
Nov-2013 14.37
Dec-2013 14.37
Jan-2014 14.37
Feb-2014 14.37
Mar-2014 14.37
Apr-2014 14.37
May-2014 14.49
Jun-2014 14.49
Jul-2014 14.49
Aug-2014 14.49
Sep-2014 14.49
Oct-2014 14.29
Nov-2014 14.29
Dec-2014 14.29
Jan-2015 14.28
Feb-2015 14.29
Mar-2015 14.29
Apr-2015 14.09
May-2015 14.29
Jun-2015 14.49
Jul-2015 14.49
Aug-2015 14.49
Sep-2015 14.49
Oct-2015 14.49
Nov-2015 14.28
Dec-2015 14.28
Jan-2016 14.28
Feb-2016 14.28
Mar-2016 14.34
Apr-2016 14.34
May-2016 14.34
Jun-2016 14.34
Jul-2016 14.34
Aug-2016 14.34
Sep-2016 14.34
Oct-2016 14.34
Nov-2016 14.34
Dec-2016 15.00
Jan-2017 14.65
Feb-2017 14.65
Mar-2017 14.65
Apr-2017 14.65
May-2017 14.25
Jun-2017 14.51
Jul-2017 14.51
Aug-2017 14.51
Sep-2017 14.51
Oct-2017 14.51
Nov-2017 14.51
Dec-2017 14.51
Jan-2018 14.71
Feb-2018 14.71
Mar-2018 14.71
Apr-2018 14.71
May-2018 14.29
Jun-2018 14.11
Jul-2018 14.11
Aug-2018 14.11
Sep-2018 14.11
Oct-2018 14.11
Nov-2018 14.11
Dec-2018 14.11
Jan-2019 14.41
Feb-2019 14.41
Mar-2019 14.41
Apr-2019 14.41
May-2019 14.41
Jun-2019 14.41
Jul-2019 14.41
Aug-2019 14.41
Sep-2019 14.41
Oct-2019 14.41
Nov-2019 14.41
Dec-2019 14.41
Jan-2020 14.41
Feb-2020 14.41

Fixed rate personal loans

For personal fixed loans, on average, the highest rates were offered in February 1990 at 20.70% p.a. while the lowest were last seen in May of 1999 at 10.90% p.a.

Personal loan interest rates over time (fixed)

MONTH-YEAR AVG FIXED RATE
Dec-1988 19.00
Jan-1989 19.00
Feb-1989 19.00
Mar-1989 19.50
Apr-1989 19.90
May-1989 20.40
Jun-1989 20.40
Jul-1989 20.65
Aug-1989 20.65
Sep-1989 20.65
Oct-1989 20.70
Nov-1989 20.70
Dec-1989 20.70
Jan-1990 20.70
Feb-1990 20.70
Mar-1990 20.65
Apr-1990 20.65
May-1990 20.65
Jun-1990 20.65
Jul-1990 20.65
Aug-1990 20.65
Sep-1990 20.65
Oct-1990 19.75
Nov-1990 19.75
Dec-1990 19.75
Jan-1991 19.50
Feb-1991 19.50
Mar-1991 19.50
Apr-1991 19.10
May-1991 18.65
Jun-1991 18.65
Jul-1991 18.65
Aug-1991 18.65
Sep-1991 18.40
Oct-1991 18.40
Nov-1991 18.15
Dec-1991 17.40
Jan-1992 17.00
Feb-1992 17.00
Mar-1992 17.00
Apr-1992 16.90
May-1992 16.30
Jun-1992 15.80
Jul-1992 15.80
Aug-1992 15.65
Sep-1992 15.65
Oct-1992 15.65
Nov-1992 15.65
Dec-1992 15.65
Jan-1993 15.65
Feb-1993 15.65
Mar-1993 15.40
Apr-1993 15.40
May-1993 14.75
Jun-1993 14.75
Jul-1993 14.40
Aug-1993 14.15
Sep-1993 13.50
Oct-1993 13.50
Nov-1993 13.50
Dec-1993 13.50
Jan-1994 13.50
Feb-1994 13.50
Mar-1994 13.00
Apr-1994 13.00
May-1994 13.00
Jun-1994 13.00
Jul-1994 13.15
Aug-1994 13.15
Sep-1994 13.15
Oct-1994 13.25
Nov-1994 13.25
Dec-1994 13.75
Jan-1995 13.75
Feb-1995 14.00
Mar-1995 14.00
Apr-1995 14.00
May-1995 14.00
Jun-1995 14.00
Jul-1995 14.00
Aug-1995 14.00
Sep-1995 14.00
Oct-1995 14.00
Nov-1995 14.00
Dec-1995 14.00
Jan-1996 14.00
Feb-1996 14.00
Mar-1996 13.50
Apr-1996 13.50
May-1996 13.50
Jun-1996 13.50
Jul-1996 13.50
Aug-1996 13.50
Sep-1996 13.50
Oct-1996 13.50
Nov-1996 13.40
Dec-1996 13.10
Jan-1997 13.10
Feb-1997 13.10
Mar-1997 13.10
Apr-1997 13.10
May-1997 13.10
Jun-1997 13.05
Jul-1997 13.05
Aug-1997 12.20
Sep-1997 12.20
Oct-1997 12.20
Nov-1997 12.20
Dec-1997 12.20
Jan-1998 12.20
Feb-1998 12.20
Mar-1998 12.20
Apr-1998 11.65
May-1998 11.50
Jun-1998 11.10
Jul-1998 11.10
Aug-1998 11.10
Sep-1998 11.10
Oct-1998 11.10
Nov-1998 11.10
Dec-1998 11.00
Jan-1999 11.00
Feb-1999 11.00
Mar-1999 10.90
Apr-1999 10.90
May-1999 10.90
Jun-1999 11.00
Jul-1999 11.00
Aug-1999 11.00
Sep-1999 11.00
Oct-1999 11.00
Nov-1999 11.25
Dec-1999 11.25
Jan-2000 11.45
Feb-2000 11.45
Mar-2000 11.70
Apr-2000 11.80
May-2000 12.05
Jun-2000 11.95
Jul-2000 12.00
Aug-2000 11.85
Sep-2000 11.85
Oct-2000 11.85
Nov-2000 11.85
Dec-2000 11.85
Jan-2001 11.85
Feb-2001 11.85
Mar-2001 11.85
Apr-2001 11.25
May-2001 11.25
Jun-2001 11.25
Jul-2001 11.25
Aug-2001 11.25
Sep-2001 11.25
Oct-2001 11.25
Nov-2001 11.25
Dec-2001 11.25
Jan-2002 11.25
Feb-2002 11.25
Mar-2002 11.85
Apr-2002 11.85
May-2002 11.85
Jun-2002 11.85
Jul-2002 11.85
Aug-2002 11.85
Sep-2002 11.85
Oct-2002 11.85
Nov-2002 11.85
Dec-2002 11.85
Jan-2003 11.85
Feb-2003 11.85
Mar-2003 11.85
Apr-2003 11.85
May-2003 11.69
Jun-2003 11.65
Jul-2003 11.65
Aug-2003 11.65
Sep-2003 11.65
Oct-2003 11.65
Nov-2003 11.65
Dec-2003 11.75
Jan-2004 11.75
Feb-2004 11.85
Mar-2004 11.85
Apr-2004 11.90
May-2004 11.90
Jun-2004 11.90
Jul-2004 11.90
Aug-2004 11.90
Sep-2004 11.90
Oct-2004 11.90
Nov-2004 11.90
Dec-2004 11.90
Jan-2005 11.90
Feb-2005 11.82
Mar-2005 11.87
Apr-2005 11.92
May-2005 12.02
Jun-2005 12.02
Jul-2005 12.02
Aug-2005 12.02
Sep-2005 12.02
Oct-2005 12.02
Nov-2005 12.02
Dec-2005 12.02
Jan-2006 12.02
Feb-2006 12.02
Mar-2006 12.02
Apr-2006 12.02
May-2006 12.15
Jun-2006 12.24
Jul-2006 12.24
Aug-2006 12.41
Sep-2006 12.48
Oct-2006 12.48
Nov-2006 12.68
Dec-2006 12.68
Jan-2007 12.73
Feb-2007 12.33
Mar-2007 12.33
Apr-2007 12.33
May-2007 12.33
Jun-2007 12.37
Jul-2007 12.37
Aug-2007 13.07
Sep-2007 13.07
Oct-2007 13.07
Nov-2007 13.24
Dec-2007 13.44
Jan-2008 13.59
Feb-2008 13.71
Mar-2008 13.98
Apr-2008 14.08
May-2008 14.08
Jun-2008 14.08
Jul-2008 14.50
Aug-2008 14.50
Sep-2008 14.45
Oct-2008 14.11
Nov-2008 14.31
Dec-2008 13.91
Jan-2009 13.79
Feb-2009 13.61
Mar-2009 13.61
Apr-2009 13.61
May-2009 13.61
Jun-2009 13.87
Jul-2009 13.87
Aug-2009 13.97
Sep-2009 14.17
Oct-2009 14.25
Nov-2009 14.25
Dec-2009 14.60
Jan-2010 14.67
Feb-2010 14.75
Mar-2010 14.80
Apr-2010 14.90
May-2010 15.07
Jun-2010 15.07
Jul-2010 15.07
Aug-2010 15.07
Sep-2010 15.01
Oct-2010 15.01
Nov-2010 14.91
Dec-2010 14.91
Jan-2011 14.63
Feb-2011 14.43
Mar-2011 14.43
Apr-2011 14.55
May-2011 14.50
Jun-2011 14.50
Jul-2011 14.50
Aug-2011 14.30
Sep-2011 14.50
Oct-2011 14.50
Nov-2011 14.50
Dec-2011 14.55
Jan-2012 14.32
Feb-2012 14.32
Mar-2012 14.40
Apr-2012 14.40
May-2012 14.30
Jun-2012 14.22
Jul-2012 14.22
Aug-2012 14.17
Sep-2012 14.25
Oct-2012 14.21
Nov-2012 14.21
Dec-2012 14.21
Jan-2013 14.21
Feb-2013 14.21
Mar-2013 14.21
Apr-2013 14.21
May-2013 14.21
Jun-2013 14.21
Jul-2013 14.21
Aug-2013 14.21
Sep-2013 14.21
Oct-2013 14.21
Nov-2013 14.21
Dec-2013 14.21
Jan-2014 14.21
Feb-2014 14.21
Mar-2014 14.21
Apr-2014 14.21
May-2014 14.21
Jun-2014 14.21
Jul-2014 14.21
Aug-2014 14.21
Sep-2014 14.21
Oct-2014 14.21
Nov-2014 14.21
Dec-2014 14.21
Jan-2015 14.08
Feb-2015 14.08
Mar-2015 14.08
Apr-2015 14.08
May-2015 14.08
Jun-2015 13.85
Jul-2015 13.85
Aug-2015 14.05
Sep-2015 14.05
Oct-2015 14.10
Nov-2015 14.10
Dec-2015 14.10
Jan-2016 13.82
Feb-2016 13.82
Mar-2016 13.88
Apr-2016 13.88
May-2016 13.88
Jun-2016 13.88
Jul-2016 13.88
Aug-2016 13.88
Sep-2016 13.88
Oct-2016 13.88
Nov-2016 13.88
Dec-2016 14.04
Jan-2017 13.76
Feb-2017 13.76
Mar-2017 13.76
Apr-2017 13.76
May-2017 13.76
Jun-2017 13.13
Jul-2017 13.13
Aug-2017 13.13
Sep-2017 12.93
Oct-2017 12.79
Nov-2017 12.39
Dec-2017 13.13
Jan-2018 12.53
Feb-2018 12.39
Mar-2018 12.39
Apr-2018 12.39
May-2018 12.23
Jun-2018 12.69
Jul-2018 12.69
Aug-2018 12.69
Sep-2018 12.69
Oct-2018 12.98
Nov-2018 12.98
Dec-2018 12.98
Jan-2019 12.98
Feb-2019 12.82
Mar-2019 12.82
Apr-2019 12.82
May-2019 12.82
Jun-2019 12.82
Jul-2019 12.82
Aug-2019 12.82
Sep-2019 12.82
Oct-2019 12.42
Nov-2019 12.42
Dec-2019 12.10
Jan-2020 12.10
Feb-2020 12.46

State-based data

Finder surveyed more than 11,000* Aussies asking if they currently have or are planning to take out a personal loan in the next six months.

More than one in five Australians (23%) have or will have a personal loan in the next six months. That is the equivalent of 4.47 million Aussies.

In which states are the residents most likely to have personal loans?

The Northern territory leads the charge with 32% of residents having or planning to have a personal loan, followed by New South Wales at 23%. The ACT came in lowest on the list with only 17% having or considering a personal loan in the next 6 months.

Sources: Reserve Bank of Australia, Finder Consumer Sentiment Tracker May 2020

For all media enquires, please contact:

PR Manager and Money Specialist, Taylor Blackburn

E: taylor.blackburn@finder.com

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