Top savings goals for Australians in 2026: How to make them actually happen
Get fit. Get rich. These are the goals Aussies are setting for themselves in 2026.
Before sitting down to write this, I copped a verbal lashing from my sister. A reminder for us to "lock in" for 2026.
I wish I could say it was for a goal as grand as writing a book or saving for a house deposit (though this is also a WIP), but no, it's our shared goal to eat less and move more. Typical.
Or is it?
New Finder research has revealed some of the top financial goals Aussies are setting for themselves in the new year.
Our data showed that an impressive 85% of Australians have set a financial goal for 2026, with saving more money being the most popular at 53%. Over a third (32%) say they plan to spend less and 27% are committing to reducing expenses.
Many Aussies also plan to begin their investment journey (18%) or boost their income with a pay rise or second job (16%).
How to stick to your resolutions (yes, seriously)
Dreaming big is what humans do best. But more often than not, we fly too close to the sun with our vision of success.
Research from the University of Scranton found just 8% of people achieve their resolutions, while data from Strava has revealed that January 12 is the day people are most likely to abandon their resolutions.
If you also plan to "lock in" for the next 12 months, here are some tips to ensure you don't let your new years resolutions slip through the cracks:
- Get specific. It's easy enough to say "I want to do x" without being specific in how you intend to do it. Brainstorm methods or steps you need to take to achieve your goal. Paving a clear pathway not only helps you track your progress, but it also gives you clarity on what your next step is.
- One step at a time. If you're like me and itch to get to the finish line before the horn even goes off, this one's for you. Start with small steps to get the ball rolling instead of overwhelming yourself with too many major changes.
- Consistency over perfection. Making a big change can be difficult, so it's okay to slip up every now and then. The point is that you don't give up entirely if it happens. It's better to dust yourself off and carry on, rather than dwell on where you went wrong.
Whether your goal is to buy your first home, consolidate your debt or switch car insurers, let Finder be a part of your money journey in 2026.
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