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The Flip Insurance Flexible Cover Hub

Insurance on-demand to suit your lifestyle

With Flip Insurance and Finder, you'll be able to find cover for just about any activity. Get insurance that can keep up with your active lifestyle.

Flip Insurance logoThis guide is brought to you by Flip Insurance. When you're planning your next adventure, why not get covered with Flip? With on-demand accidental injury coverage, no-lock-in contracts and easy claims, it helps you get prepared for whatever life throws your way.*

With Flip Insurance and Finder, you'll be able to find cover for just about any activity. Get insurance that can keep up with your active lifestyle.


Affordable, on-demand insurance for when you need it most.

Unlike traditional insurance policies, Flip Insurance allows you to get cover on an on-demand basis.

You don't need to sign up to long, expensive policies. Instead, you're able to switch it on when you need it -- and switch it off when you don't.

So it stays affordable, while still giving you the cover you need, when you need it.


Get covered for all of these activities -- and many more!

Flip Insurance offers coverage for a massive range of everyday activities, ranging from leisure activities to extreme sports. It's designed to cater to a wide range of lifestyles, ranging from everyday daredevils, to those who are just seeking a bit of adventure out of the ordinary.

You're able to get cover on a daily, weekly or monthly basis that you can switch on or off whenever you need it. For example, if you know you're going on a high-impact holiday, you can simply choose to switch on your Flip Insurance cover, rather than having to take out a separate travel insurance policy.

Discover more about the range of activities covered by Flip Insurance


Coverage against accidental injuries on a daily, weekly or monthly basis

Flip Insurance offers two insurance products -- Flip Active and Flip Kids. Coverage starts from as little as $7 a day.

  • Flip Active is for Australian residents aged 18-64.
  • Flip Kids is for children aged 5-17. It can be purchased by parents or guardians on behalf of their children.
Name Product Overseas hospital cash allowance Extra Recovery Cash Standard excess Price
Flip Roaming (Accidental Injury Insurance)
Flip Roaming (Accidental Injury Insurance)
up to $20,000
up to $50,000
No excess to pay
$80 per week
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Articles and resources about Flip Insurance

Get all of the latest and greatest information about Flip Insurance, on-demand insurance and innovative insurance solutions. Check back regularly to see what's new.

More information about Flip Insurance

Flip advice is general in nature. We don't take into account your personal circumstances, so please consider how appropriate it is for you before purchasing. Read our PDS, FSG and TMD available at getflip.com.au before purchasing, too. HCF Life Insurance Company Pty Ltd (HCF Life) is the issuer of Flip Insurance. Flip Insurance Pty Ltd (Flip Insurance) is a wholly owned subsidiary and authorised representative of HCF Life. HCF Life is a wholly owned subsidiary of The Hospitals Contribution Fund of Australia Limited (HCF), and acts on its own behalf. Premiums for Flip cover are paid to HCF Life. HCF receives commission of 80% of HCF Life's underwriting profit each year calculated as premiums less claims and expenses. Flip Insurance may receive remuneration from HCF Life for the financial services it provides in relation to Flip cover. Flip Insurance and HCF Life employees receive a salary, paid by HCF Life, for the financial services they provide in relation to Flip cover. In addition, HCF, HCF Life and Flip Insurance employees may also receive an incentive depending on the total revenue and profitability of Flip products, and for meeting their compliance obligations. This remuneration is provided on a discretionary basis and may vary from time to time.

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