Snoozing on super: 6.2 million don’t monitor their funds’ performance
Millions of Australians are oblivious to the performance of one of their largest assets, according to new research by Finder.
A Finder survey of 1,034 respondents revealed 29% – equivalent to 6.2 million people – don't know how their superannuation fund performed over the past 12 months.
The research found 16% weren't happy with how their super fund performed.
Alison Banney, superannuation expert at Finder, said having enough money to retire on is a problem many ignore.
"Because the super guarantee is paid directly to your super fund by your employer, many give this money very little attention. It's often a case of 'out of sight, out of mind'.
"This ignorance could cost you tens of thousands of dollars come retirement due to reduced returns.
"If you're not monitoring your super's performance, you could be leaving the equivalent of an entire year's salary – or more – on the table by the time you retire."
Banney warned Aussies not to be complacent with their superannuation.
"The difference between an average fund and a top-performing fund can be the difference between just scraping by in retirement and living comfortably.
"You want to be checking how your super fund is tracking at least annually compared to the rest of the market and whether you are still in the right type of fund for your stage of life."
Finder's research shows just over half (55%) are satisfied with the investment return of their super.
Are you happy with the performance of your super fund over the last 12 months?
| I don't know the performance of my super fund over the last 12 months | 29% |
| No | 16% |
| Yes | 55% |
| Source: Finder survey of 1,034 respondents, August 2025 |  |
Methodology
- Finder's Consumer Sentiment Tracker is a monthly recurring nationally representative survey of more than 60,000 respondents.
- Figures in this release are based on 1,034 respondents, August 2025.
- The Consumer Sentiment Tracker is owned by Finder and operated by Qualtrics.
- The survey has been running monthly since May 2019.
Sources
Looking for a competitive super fund? The winners of Finder's Superannuation Awards 2025 are a good place to start.
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