Looking to save on business costs? Here’s how a fuel card can help

When you're running your own business, a fuel card can help you save on expenses and offset costs. We show you how.

It's always prudent for a business to watch its expenses.

Part of this means having the right financial tools at hand. If your business requires you or your team to be on the road regularly, then investing in a fuel card might be the right move.

With the right fuel card, you can unlock reduced fuel costs and gain a range of other benefits, too.

With this in mind, we're answering some of the most common questions about fuel cards.

Learn more about AmpolCard

1. What is a fuel card?

A fuel card is similar to a business debit or credit card. However, it's not used to cover all costs.

Instead, a fuel card is used to cover a range of specific expenses, like fuel, vehicle repairs, services and on-the-road expenses.

AmpolCard is an example of a fuel card. Many business owners around Australia use AmpolCard to cover costs while they (or their team members) are on the road for work.

This can benefit the business and employees in a number of ways. We'll take a look at how in the next few questions.

2. What are some of the benefits of a fuel card?

The specific benefits of a fuel card will vary depending on the provider offering the card.

So you'll need to take a look at what's on offer and see which one aligns best with your company

As an example, AmpolCard is currently offering a selection of introductory offers.*

You can see the details in the table below. New members must take advantage of this special offer before it concludes on August 31, 2026.

AmpolCard offers ongoing fuel discounts after the introductory period.

Also, when you make purchases using your AmpolCard, you're able to collect Everyday Rewards points⁺.

3. Can a fuel card help me with my business admin?

Yes. Fuel cards often come with additional business tools to help companies stay better organised when it comes to reporting and reconciliation.

For example, AmpolCard's card portal. This allows you to get an overview of transactions on a card-by-card basis, as well as 24-hour access to reporting.

It also provides you with the ability to set spend limits, and allow or disallow shop purchases for drivers.

AmpolCard also integrates with Xero and MYOB, allowing you to create accountant-ready reports with just a few clicks.

4. Can a fuel card benefit my staff?

Yes. One of the main reasons that businesses invest in fuel cards for their team is to provide them with more autonomy on the road.

Providing your employees with a fuel card also means that they're not waiting around for expense forms to be filled.

You can ditch the paperwork and petty cash by consolidating on-the-road expenses under the banner of fuel cards.

5. Where can I use a fuel card?

Depending on the specific provider, fuel cards can generally be used in locations like service stations.

At time of writing in June 2026, AmpolCard can be used at ~1,700+ locations around Australia.

This includes Ampol petrol stations and Ampol Foodary locations.

You can search for your nearest service station to see where AmpolCard can be used on the Ampol website.

Learn more about adding AmpolCard to your business today

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Monthly fee	Additional cardholder fee	Number of locations
AmpolCard	$2.95	$35.40	1,700	Get up to 8c per litre off fuels or up to 100,000 bonus Everyday Rewards points when you spend $3,000 on eligible products within the bonus periods. T&Cs apply.	ContinueView details Compare product selection Compare	loading

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• Terms and Conditions

  ^*T&Cs and fees apply. If no promotional code is received with your application, and your account is approved, you will receive Option 1: Save 8cpl on fuel for 10 months.
  AmpolCard Offer 1 Terms and Conditions here.
  AmpolCard Offer 2 Terms and Conditions here.
  AmpolCard Offer 3 Terms and Conditions here.

  ⁺You must have an Everyday Rewards account to earn Everyday Rewards points. If you do not have an Everyday Rewards account, you are able to join here. Everyday Rewards Membership and Everyday Rewards points are subject to the Everyday Rewards Terms and Conditions. Everyday Rewards points are offered under and subject to the
  AmpolCard Loyalty Program Rewards Scheme Terms and Conditions and AmpolCard Term and Conditions. Everyday Rewards points are collected on fuel purchases and Eligible Products at all Ampol locations across mainland Australia. Ampol locations in Tasmania are currently excluded from the Everyday Rewards Program, and you will not collect Everyday Rewards points at Ampol locations in Tasmania. Certain products are excluded from collecting points, refer to the AmpolCard Loyalty Program Rewards Scheme Terms and Conditions for Eligible Products and Excluded Products.

  For full terms and conditions on Eligible Shop, refer to the Everyday Rewards Terms and Conditions.

  ^{^}The terms and conditions of the Qantas Frequent Flyer program as issued and amended by Qantas from time to time apply to membership of the Qantas Frequent Flyer program and to the Qantas Points credited to Qantas Frequent Flyer members under the Everyday Rewards program. Qantas Points can be received only in a Qantas Frequent Flyer program membership account. Only individuals may be credited with Qantas Points..