Is now the right time for a business fuel card? 5 questions answered
If you run a business that has you or team members on the road, you've probably thought about getting a fuel card.
Sponsored by AmpolCard. Apply for AmpolCard by 15 November 2026 to unlock your choice of rewards*. Start powering your business journey and apply for your AmpolCard today!
When your work involves regular travel, expenses tend to add up quickly. So it makes sense to look for business tools that can help you save on these additional costs.
With this in mind, we're answering some of the most common questions about fuel cards, and looking at how they can help you save overall.
1. Can a fuel card save my business money?
Yes. Although there is a cost attached to having a fuel card, having a fuel card can potentially help save your business money in a number of different ways.
Let's look at AmpolCard as an example. If you apply by 15 November 2026 and your application is approved, you have the option to pick one of two rewards options.
- Option 1: Save 9 cents per litre* on fuel for 12 months + collect up to 200,000 bonus Everyday Rewards points* by reaching a minimum spend of $6,000 on eligible products within four bonus periods.
- Option 2: Save 7 cents per litre* on fuel for 18 months.
These offers may provide immediate savings on eligible fuel purchases. Everyday Rewards points may also be redeemed in accordance with the Everyday Rewards Terms and Conditions.
To provide a frame of reference, 200,000 Everyday Rewards points equate to $1,000 at Woolworths, BWS or Big W.
Plus, once the promotional period is over, you're still able to save on fuel costs. You can use the AmpolCard Savings Calculator to check what sort of savings are possible.
2. Can a fuel card help me with company admin?
Yes. Having the right fuel card for your business can definitely help you with fuel admin.
For example, having an AmpolCard allows you to access the AmpolCard Portal. This can serve as a hub for a range of business admin, providing you with resources like:
- Monthly ATO-approved statement
- Xero and MYOB integration
- 24-hour access to spending reports
- Vehicle-by-vehicle breakdown of expenditure.
You can set spend limits, customise PINs and also enable specific purchases for your team members. Plus, as your team grows you can use it to order additional AmpolCards as necessary.
3. Where can I use a fuel card?
Fuel cards can generally be used in specific service stations and related businesses around Australia, depending on the brand they're attached to.
For example, AmpolCard is currently accepted at ~1,700 locations across Australia including Ampol Foodary locations.
Drive your business with AmpolCard
Select a reward to suit your company
Chose one of two reward options on fuel discounts when joining AmpolCard.*
Enhance cashflow
AmpolCard offers up to 44 days of credit terms.
Widely accepted
AmpolCard is accepted at ~1,700 locations Australia-wide.
Empower staff
Add additional cards to your account for $2.95 per month for each vehicle in your fleet.
Collect points for everyday spend
Collect Everyday Rewards points for fuel and shop purchases.+
Consolidate vehicle maintenance expenses
Consolidate vehicle services and repairs into your monthly AmpolCard invoice, so you can see all costs in one place, for an admin fee of just $2 a vehicle per month.
4. How can a fuel card help with everyday expenses?
A fuel card can help with everyday business expenses in a number of ways – with more than just fuel, in fact!
Most fuel cards are designed to help handle on-the-road expenses in general. AmpolCard is able to be used for a range of purchases at approved locations, including:
- Fuel
- Shop essentials
- Oil
- Vehicle repairs
Using AmpolCard for approved purchases can simplify expense management and reduce reimbursement administration for employees and businesses. It saves you time on admin, and also allows you to make on-the-fly decisions when necessary -- such as if a breakdown occurs.
Additionally, when you spend with AmpolCard, you're also able to earn Everyday Rewards points+. Once you've earned enough points, these can also be used to offset a range of other business expenses.
5. Is it worth getting a fuel card?
Whether or not a fuel card suits your needs will depend on the specifics of your company. However, there are a few indicators your company might benefit from having one, including:
- You and/or your team are regularly on the road
- You are looking for ways to reduce fuel overheads
- You are looking to earn rewards for everyday business expenditure
- You want to streamline your business admin processes.
Weighing up these considerations, alongside the costs vs potential savings, can help you make an informed decision.
Check the AmpolCard website regularly for more information on fuel cards, as well as current offers.