4 things to know about Medibank’s Live Better Rewards

Getting health insurance isn't just about getting cover for when you're unwell. You can also get rewarded for things you do everyday!

Earning rewards is always fun.

Earning rewards for healthy, everyday actions is even better!

With this in mind, we're taking a closer look at some of the key things you should know about Medibank's Live Better Rewards.*

It's open to Medibank health insurance members with hospital and/or extras cover and offers a range of different benefits.

Get cover with Medibank

1. It encourages you to stay healthy

Prevention is better than a cure, especially with your own health.

So with this in mind, Medibank Live Better Rewards^* encourages you to get active.

You're able to sync a range of fitness apps to your MyMedibank app via your smartphone. You can see the full list on the Medibank website.

Live Better Rewards will provide you with a range of monthly Challenges that can allow you to discover exciting ways to eat, move and feel better. There's something for everyone to earn points and feel great.^{^}

2. You can save up to $200 on your premium

So once you've earned a range of Live Better Rewards points, what can you do with them?

Well, you have a few options. We'll talk about some of the others through the rest of the article.

But one of the ways you can use them is to get a payment towards your premium.

You could save $200 on your premium by completing everyday healthy actions to earn and then redeem 25,000 Live Better Rewards points.^~

So you're not just feeling healthier and getting health insurance, you can also save money, too.

Congratulations, Medibank Private Limited!

Medibank Private Limited was a big winner in the 2025 Finder Awards.

• Highly commended, Best Gold Hospital Health Insurance: Medibank Gold Protect
• Highly commended, Best Core Extras Health Insurance: Essential Extras 60
• Highly commended, Best Medium Extras Health Insurance: Healthy Start Extras
• Highly commended, Best Comprehensive Extras Health Insurance: My Choice Extras Support 60

Get rewarded with Medibank

3. Earn points for shopping

Another way you can earn Live Better Rewards points is by linking your Mastercard or Visa card to your Live Better Rewards account.⁺

Then when you spend with eligible retailers in-store or online, you can earn additional Live Better points.

Participating retailers include a range of everyday and big-ticket sellers, including:

• Apple
• Brooks Running
• Booktopia
• adidas
• Koala
• and many more!

You can check out the full range of retailers on the Medibank website.

To earn points via card-linked offers, transactions data is used to track eligible purchases. See Medibank's privacy policy for details on how your information is handled.

4. Redeem rewards from partner brands

The points you earn can also be redeemed for gift cards and merchandise from a range of Medibank Live Better Rewards partners.

Redeem your points for Apple AirPods, Beats Headphones, a Brooks Running gift card, and so much more.

You'll need to become a Medibank member in order to see the full range.

Get cover with Medibank

• Combined
• Hospital
• Extras

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Treatments	Price
Promoted Medibank Bronze Plus Value + Healthy Living Extras Bronze$750 excess	Hospital Joint reconstructions Ear nose and throat Blood Back neck and spine +21 other treatments covered Extras General dental Major dental Optical Hearing aids	$25.96 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Accident and Ambulance + Healthy Living Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Extras General dental Major dental Optical Hearing aids	$23.21 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Plus Select + Healthy Living Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids	$24.48 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Everyday Starter Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$25.34 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Accident and Ambulance + Essential Extras 60 Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$25.50 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Accident and Ambulance + Healthy Start Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Extras General dental Major dental Optical Hearing aids +7 other treatments covered	$26.23 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Accident and Ambulance + My Choice Extras Core 60 Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Extras General dental Major dental Optical Hearing aids +3 other treatments covered	$26.34 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Plus Select + Essential Extras 60 Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +4 other treatments covered	$26.77 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Plus Select + Healthy Start Extras Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +7 other treatments covered	$27.50 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading
Medibank Basic Plus Select + My Choice Extras Core 60 Basic$750 excess	Hospital Rehabilitation Joint reconstructions Dental surgery Hernia and appendix +4 other treatments covered Extras General dental Major dental Optical Hearing aids +3 other treatments covered	$27.61 per week	Intro offer: Get up to 12 weeks free and up to $300 in gift cards. For new members who join and maintain eligible Hospital and Extras cover by 31 Jul 2026. T&Cs apply.	$300 RewardT&Cs apply T&Cs apply Go to SiteView details Compare product selection Compare	loading

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Showing 10 of 94 results

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Treatments	Price
Promoted Medibank Bronze Plus Value Bronze$750 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +17 other treatments covered	$22.31 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Basic Accident and Ambulance Basic$750 excess	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest	$19.56 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Basic Plus Select Basic$750 excess	Rehabilitation Joint reconstructions Dental surgery Hernia and appendix Eye excluding cataracts Pain management Gynaecology Lung and chest +3 other treatments covered	$20.83 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Bronze Plus Support Bronze$750 excess	Joint reconstructions Ear nose and throat Blood Back neck and spine Dental surgery Eye excluding cataracts Cancer Lung and chest +18 other treatments covered	$24.56 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Silver Plus Core Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +23 other treatments covered	$27.63 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Silver Plus Support Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +26 other treatments covered	$31.85 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Silver Plus Secure Silver$750 excess	Lung and chest Back neck and spine Cataracts Joint replacements Blood Dental surgery Palliative care Pregnancy and birth +27 other treatments covered	$43.73 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Medibank Gold Protect Gold$750 excess	Cataracts Joint replacements Palliative care Pregnancy and birth Sleep studies Weight loss surgery Rehabilitation Insulin pumps +30 other treatments covered	$68.09 per week	Intro offer: New members can get 6 weeks free cover. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading

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Showing 8 of 8 results

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10 of 19 results

Updated regularlyShare

Treatments	Price
Promoted Healthy Living Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids	$3.65 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Healthy Start Extras Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +3 other treatments covered	$6.67 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
My Choice Extras Core 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +2 other treatments covered	$6.78 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
My Choice Extras Move 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +3 other treatments covered	$9.42 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Essential Extras 75 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +1 other treatments covered	$10.44 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
My Choice Extras Core 75 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +2 other treatments covered	$11.00 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Growing Family 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +6 other treatments covered	$12.10 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
My Choice Extras Family 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +4 other treatments covered	$12.65 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
My Choice Extras Support 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +5 other treatments covered	$12.65 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading
Top Extras 60 Extras cover	General dental Major dental Optical Physiotherapy Chiropractic Psychology Remedial massage Hearing aids +6 other treatments covered	$14.09 per week	Intro offer: Get up to 8 weeks free + a $50 gift card + 2 and 6 month waits waived on Extras. For new members only. Excludes Healthy Living Extras. Ends 30 Jun 2026. T&Cs apply.	Go to SiteView details Compare product selection Compare	loading

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*Must be aged 16+ to register, but some partners require you to be 18+ to earn and redeem. Must hold eligible Medibank hospital and/or extras cover (excluding Overseas Student Health Cover and Ambulance only cover), be up-to-date with premium payments and have signed up in the My Medibank app to earn and redeem points. Live Better Management Pty Ltd ACN 003 457 289 may receive commissions from partners. Points earning activities and rewards may change and may be subject to availability - we'll notify you of changes where possible. Additional terms may apply. See full Medibank Live Better rewards terms <hyperlink to https://www.medibank.com.au/livebetter/rewards/terms/>.

^ Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

~ Must be an eligible Medibank member with eligible Medibank hospital and/or extras cover (excluding OSHC and Ambulance only cover) and signed up to Live Better rewards in the My Medibank app. $200 premium reward can only be redeemed once in any 12 month period.

+To earn Live Better Rewards points, payment must be made directly to an eligible Live Better Rewards partner using a linked Mastercard, or Visa payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Some Visa and Mastercard debit card transactions will not automatically earn Live Better Rewards points if the shopping partner has processed the transaction via the EFTPOS network instead of the Visa or Mastercard network. Live Better Rewards points will only be earned on the total amount charged to a linked payment card. Live Better Rewards points earned will be displayed in a Live Better rewards user's account within 130 days for Koala transactions and within 60 days of the date of all other transactions. Live Better Rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, or (2) if that purchase is process via the EFTPOS network or (3) purchases that are cancelled or refunded, or (4) any purchase amount paid for by a gift card or reduced with a promotional discount or (5) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better Rewards partners. Specific terms and conditions for each Live Better Rewards partner are available via the Live Better Rewards partner hub.

#Travel insurance

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/