Black Friday 2026: Interest-free plans with Latitude GO Mastercard credit card
The Latitude GO Mastercard is a credit card with interest-free plans that can give you longer to pay on your Black Friday purchases.
To access these interest-free payment plans, you need to apply for and be approved for a Latitude GO Mastercard credit card. T&Cs and monthly credit card fee (currently $11.95) will apply. Other credit card fees and charges may apply.
Sponsored by Latitude. Enjoy 0% Interest for 6 months on general purchases of $250 or more with your Latitude GO Mastercard credit card when you select your eligible purchases in the Latitude App within 30 days. To access this offer you need to apply for and be approved for a Latitude GO Mastercard credit card. Monthly credit card fee will apply (currently $11.95). Other credit card fees and charges may apply. T&Cs apply.
Black Friday and Cyber Monday are here, and that means there are plenty of sales running.
So today, we're answering some of the common questions about the Latitude GO Mastercard credit card offers, and how it can help you shop sales!
Can I get an interest-free plan when I spend with the Latitude GO Mastercard credit card?
Yes! You can get 0% interest for 6 months on general purchases of $250 or more when selected in the Latitude app within 30 days.
This gives you more time to pay, allowing you to maximise Black Friday and Christmas savings on larger purchases. Remember, you need to select your eligible purchase in the Latitude App to activate the 6 months interest-free.
T&Cs apply, monthly credit card fee (currently $11.95) and other charges may apply. So make sure you visit the Latitude website to learn more.
How long does it take to apply for and receive my new Latitude GO Mastercard credit card?
The application takes approximately 10 minutes, and you should receive a response in just 60 seconds.
If you're approved for this credit card, you can start spending instantly by adding your card to your digital wallet via Apple, Google, Samsung and Garmin Pay.
This means you don't need to wait for the physical card to arrive to start your Black Friday and Christmas shopping!
Your physical, rainbow-coloured credit card will arrive in the post. This will usually arrive within 2 weeks, depending on where you live.
How do I apply for this credit card?
You can use the link below to begin your application for a Latitude GO Mastercard credit card.
Applications are subject to approval and a credit assessment. If approved, a monthly credit card fee will apply (currently $11.95), along with any other applicable credit card fees and charges.
What are some of the benefits of using a credit card for interest-free plans?
Being able to pay 0% interest for 6 months on purchases of $250 or more can help make occasions like Christmas or Black Friday feel easier by managing the cost of larger purchases.
Keep in mind this benefit is accessed through a Latitude GO Mastercard credit card, which you must apply for and be approved for, and which carries a monthly credit card fee (currently $11.95).
Just make sure you read the T&Cs and check the interest-free period closely before making a purchase.
How do credit cards with interest-free plans work?
If you're making larger purchases and want extra time to pay, interest-free plans may provide more value and flexibility.
This interest-free plan operates with a minimum monthly payment plan, so you'll need to make at least the minimum monthly repayment shown on your statement. However, paying only the minimum monthly repayment will not pay out the plan and may not clear the balance within the 6-month interest-free period. After the interest-free plan ends, any outstanding balance will incur interest at the expired plan rate, currently 29.99% p.a.
With this in mind, it's important to compare carefully the potential interest costs between a low interest credit card vs an interest-free plan. Repayment calculators can help you make a more informed decision.
Just remember – everyone's financial situation is different, and you should choose a method that suits your needs.
Learn more about credit cards with interest-free plans
Sponsored by Latitude. Enjoy 0% Interest for 6 months on general purchases of $250 or more with your Latitude GO Mastercard credit card when you select your eligible purchases in the Latitude App within 30 days. To access this offer you need to apply for and be approved for a Latitude GO Mastercard credit card. Monthly credit card fee will apply (currently $11.95). Other credit card fees and charges may apply. T&Cs apply.
Key takeaways
Apply any time and get 0% interest for 6 months on general purchases of $250 or more when selected in the Latitude app within 30 days.
- You don't need to wait for a physical card to arrive. You're able to start spending straight away via Apple, Google, Samsung and Garmin Pay.
Terms & Conditions For The Latitude GO Mastercard Credit Card
Available to new and existing customers. Monthly credit card fee, currently $11.95 and other charges apply.
Latitude Credit Card General Terms and Conditions set out the T&Cs of the Latitude GO Mastercard credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
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