How your home lender can help you build wealth (and score you a cashback!)
Building wealth through property can be complex. Having the right partner matters.
Sponsored by AMP Bank. With AMP Bank, you can get a tailored home loan solution that's catered to your needs. Visit the AMP Bank website to learn more.
Your lender plays a critical role in helping you build wealth through property.
So it makes sense to look closely at the services and benefits they offer to make your journey smoother.
With this in mind, we're taking a look at some of the features that AMP Bank offers to borrowers.
1. Score a cashback
Getting a cashback when you take out a new home loan or refinance an existing one can be handy for a number of reasons.
It can help offset the costs of a loan transfer, free up cash flow or simply make additional repayments on the loan itself.
At the moment, AMP Bank is offering a cashback of up to $2,000* when you apply for and are approved for a new home loan or refinancing.
Looking for offers like this can mean that you get your next home loan off to a great start.
2. Wealth-building loan features
Loan features also make an important difference to the experience you'll have during the lifetime of the loan.
For example, additional repayments can enable you to build equity more quickly. In turn, this can allow you to generate more leverage for purchasing additional properties in the future.
Offset accounts allow you to offset the amount of interest generated over the lifetime of your loan.
Depending on the home loan you opt for with AMP Bank, you could benefit from a range of other specific features too.
- AMP Bank's 10-year interest-only loans mean that you're able to use your funds as you see fit. This means you're able to focus on investing, take advantage of opportunities and continue to grow your wealth.
- If you're already a property investor, you can also gain access to improved borrowing capacity when you opt for a home loan with AMP Bank. As part of the assessment process, up to 80% of your rental and bonus income is factored into your prospective borrowing power.
- A master limit line of credit allows you to draw funds from your home loan up to a pre-approved limit. This can allow you to manage your debt effectively as your circumstances change.
Opt for a home loan with AMP Bank and get up to $2,000 cashback*
When you opt for a home loan through AMP Bank, you can get a cashback of up to $2,000*. That's cash back in your hand that you can use any way you want!
T&Cs apply. To find out more, visit the AMP Bank website today.
3. Competitive interest rates
Your interest rate is a key -- some would even say most important -- factor in your home loan.
It determines how much your repayments will be, which also has a big impact on how long it takes you to build equity or pay it back in total.
So it's important to look for a competitive interest rate.
At the moment, AMP Bank is offering home loans from 5.64% p.a., with a comparison rate of 6% p.a.**
It's also important to make sure your interest rate is balanced with the right loan features for your needs.
4. Support from a Home Loan Specialist
When you take out a home loan or refinance with AMP Bank, you'll be paired with a dedicated Home Loan Specialist (HLS).
There are a few key benefits to you.
- They'll be able to work with you to handle the complexities of paperwork on your behalf
- You'll have continuity of service throughout the lifespan of your loan.
- They're able to provide support and advice as your property portfolio expands.
Having access to an HLS through AMP Bank can significantly streamline the home loan process. In turn, this lets you get back to focusing on building wealth.
You can read more about working with an HLS, right here on Finder.
Learn more about home loans with AMP Bank today
Sponsored by AMP Bank. With AMP Bank, you can get a tailored home loan solution that's catered to your needs. Visit the AMP Bank website to learn more.
More information about AMP Bank
AMP Bank Limited ABN 15 081 596 009, AFSL & Australian Credit Licence 234517. Credit criteria and T&Cs apply. For TMDs visit amp.com.au/bank/TMD.
*Minimum loan size $100,000 for eligible loan applicants who apply to us through Finder and are refinancing from another lender. You must apply through Finder between 24 July 2025 and 30 September 2025 and your loan must settle by 31 December 2025. Only available for our Professional Package, Essential, AMP First and Land Loan products. $2,000 cashback is payable on a per loan settled basis and will only be paid to an AMP Bank savings or transaction or offset account in the name of any of the borrowers. A limit of one $2,000 cashback payment applies to all borrowers, notwithstanding the number of applications submitted and approved. AMP Bank will pay the amount within 90 days from settlement.
**The comparison rate is calculated for a secured loan on an amount of $150,000 for a 25-year term.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.