Refinancing simplified: the path to building wealth through property in 2025

With AMP Bank, you can experience a home loan process that evolves with you and can help you grow long-term wealth.
Sponsored by AMP Bank. With AMP Bank, you can get a tailored home loan refinancing solution that's catered to your needs. Visit the AMP Bank website to learn more.
People refinance their home loans for a range of reasons. Debt consolidation, access to better loan features, lower interest rates and more.
Another reason is to grow wealth. Refinancing your home loan can let you access existing equity on your home.
In turn, you can use this equity as leverage to purchase investment properties.
Let's look at how you can get started with AMP Bank.
1. Access to a home lending specialist
In a world with increasing automation and online processes, there's something to be said for talking to a real person.
This is especially true when you're looking for ways to use your home loan to build wealth.
With this in mind, AMP Bank can set you up with a dedicated home lending specialist (HLS).
Your HLS will work with you throughout the lifespan of your home loan.
It's a one-touch service approach that means you'll have consistency with who you deal with through the process.
And best of all? There's no cost to you.
2. Personalised refinancing
One of the benefits of refinancing with AMP Bank is that AMP Bank has a versatile credit policy.
This means that AMP Bank is able to create solutions to suit your individual circumstances and goals.
There's less need for involved research on your part, thanks to your HLS.
However, you're also able to ensure that you get a home loan that aligns with your needs.
Some of the ways people build wealth via refinancing include:
- Purchase investment property with equity
- Renovate existing properties to add value
- Refinance to cut loan costs and use savings to invest
There are other features you may want, too.
For example, AMP Bank can help you refinance your home loan to consolidate other existing debt.
Explaining your needs and goals to your HLS can help them create the right solution for you.
3. Effortless processes
Building property wealth can be a full-time process. Inspections, reports and much more can take up your time.
So when it comes to handling the refinancing and loans side of things, it's good to have a partner that can do the heavy lifting for you.
Working with AMP Bank via your HLS, you'll be able to hand this over.
Once you've provided your information at the start of the process, your HLS will be able to handle the relevant admin.
This helps take the stress of dealing with the details off you.
Instead, you can focus on your wealth-building goals, while AMP Bank handles the behind-the-scenes processes.
Learn more about how you can refinance with AMP Bank
Sponsored by AMP Bank. With AMP Bank, you can get a tailored home loan refinancing solution that's catered to your needs. Visit the AMP Bank website to learn more.