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Have you fallen for these health insurance myths?


Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.

We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.

Bust the health insurance myths

Don't miss these health insurance tips

How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!

  • You can split your hospital and extras cover
  • Extras cover includes ambulance cover
  • Couples don't pay less for health insurance
  • You won't pay more if you're old or sick
  • Hospital cover could help you cut your tax bill
  • You might get a discount for paying annually
  • You won't be charged for cancelling your policy
  • You don't need to re-serve waiting periods if you switch
  • Extras can cover things like prescription sunglasses and gym memberships
  • Some kids can stay on their parent's health insurance until they're 25

Here's some May 2024 health insurance deals

Name Product

Join and earn up to 120,000 Qantas Points

Ends 28 May 2024

Plus, get 60-75% back on Extras (up to your annual limit) for things like dental, physio and glasses costs. Eligibility criteria and T&Cs apply.

Roll over your extras limits

Most unused extras limits rolled over until June 2025. Join by June 30 for up to double limits on most extras. Exclusions & T&Cs apply.

Get up to 8 weeks free

Ends 30 June 2024

When you join eligible cover by 30 June and stay with HCF. T&Cs Apply.

Join Bupa and get up to 12 weeks free on eligible products

Plus, 2&6 month waiting periods waived on extras. Domestic policies only. Terms and conditions apply.

Get up to 12 weeks free

Ends 30 June 2024

For new joins by Jun 30 who maintain eligible combined hospital & extras. T&Cs apply. Learn more.

Join HIF Hospital & Extras and get a cash card worth up to $200

Ends 31 May 2024

Plus, 2-month waits waived on extras by 31 May 2024. T&Cs apply.

Want 6 weeks free and $500 in gift cards (couples/families) or $250 in gift cards (singles/single parents)?

When you join & maintain eligible Bronze Hospital+Extras or above. New members only. T&Cs apply.

Get 6 weeks free extras cover

For new joins only. Offer applied after 60 days on extras-only cover. Learn more.

Want 6 weeks free + a $50 gift card when you join & maintain eligible Extras?

Plus, get 2&6 month waits waived. New members only. T&Cs apply.

Get up to 8 weeks free + Waive 2 & 6 months waiting periods

Ends 30 June 2024

Join combined hospital & extras cover by 30 June 2024 for new members. T&Cs apply.


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