EOFY Countdown: Get a better home loan now with BCU Bank
One of the best ways to save cash is with the right home loan.
Sponsored by BCU Bank. Whether you're looking to buy a new home or refinance an existing loan, BCU Bank has a range of home loans with competitive rates and flexible options for you to choose from. Get started today at BCU Bank's website.
A home loan is the biggest debt most of us will ever have, but it's also a great place to make savings!
Today, we show you how refinancing with the right home loan can help you save long-term.
1. A lower rate = lower monthly repayments
Of all the factors that influence your home loan, your interest rate arguably has the biggest impact.
This is because it directly affects the size of your monthly repayments.
So a lower interest rate can mean you're paying less each month.
This allows you to put more cash back in your pocket.
Discover BCU Bank's interest rates
💸Looking for a better home loan? Whether you're buying or refinancing, BCU Bank can help you save.💸
The BCU Bank OMG Home Loan offers a competitive rate and flexible features to suit a variety of needs.
- Low variable interest rate
- No ongoing monthly or annual fees
- Flexible repayment options – weekly, fortnightly, or monthly
- Make extra repayments without penalty
- Redraw any extra repayments online if you're ahead
Switching to the right home loan could result in significant monthly savings.
To learn more, visit the BCU Bank website for full details.
2. Fewer fees = means less expenses for you
Home loans sometimes come with fees – and these can add up very quickly!
So if you're refinancing, it's worth looking for a home loan with no ongoing monthly fees.
This means fewer hits to your hip pocket and more cash for other everyday costs.
3. Extra repayments = paying off your home loan sooner
So, remember we mentioned that lower repayments can mean more money back in your pocket?
If your home loan allows extra repayments, you can use these funds to pay off your home loan more quickly.
A home loan that allows extra repayments can save you in the long run, as you can repay the loan faster and pay less in interest charges.
Learn how you can switch your home loan to BCU Bank today
Sponsored by BCU Bank. Whether you're looking to buy a new home or refinance an existing loan, BCU Bank has a range of home loans with competitive rates and flexible options for you to choose from. Get started today at BCU Bank's website.
Credit products issued by Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. *Rate advertised is for P&I loans >$20k. LVR <60%. Product information current as at 9 June 2025 and is subject to change. Other loan to value ratio tiers and rate options are available on our website. The Target Market Determination (TMD) for this product is available on our website or upon request. **Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable interest-only loans, comparison rates are based on an initial 3-year Interest Only period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
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