Budget Direct, Coles and more offer 15% off car insurance this month
There's something about spring that makes Aussies want to get their life together.
And while car insurance rarely makes the to-do list, a juicy sign-up discount might be the thing that changes your mind.
Right now, Budget Direct, Coles and Qantas are all offering 15% off for new customers who purchase a policy online, helping you shave a decent chunk off your premium.
Here's what's also on the table for September.
Budget Direct
Get 15% off your first year's premium when you purchase comprehensive cover online. T&Cs apply.
Coles
Get 15% off your first year's premium when you take out a new Coles Car Insurance policy online. T&Cs apply.
Qantas
Earn up to 30,000 Qantas Points with every car insurance policy, plus save 15% on your first year's premium when you buy online. Ends 23 September 2026. T&Cs apply.
Kogan
Get up to 10% off your first year's premium when you apply online, plus $10 monthly Kogan credit (valid on $100+ purchases) for active policyholders. T&Cs apply.
Australian Seniors
Get 5% off your first year's premium when you hold a valid Seniors Card. T&Cs apply.
The catch with online sign-up discounts and how you can keep premiums low
Online discounts almost always apply to your first year's premium only.
Then what tends to happen next is once the introductory discount rolls off, your premium at renewal can jump, sometimes by more than the discount saved you in the first place.
That's why it's important to review your car insurance before its annual renewal, especially if you've made no claims that year and have kept a positive driving record.
Your no-claims bonus should also transfer with you when you switch.
If you'd rather not switch, this is where it pays to pick up the phone. ASIC findings from August 2026 showed that of the drivers who contacted their insurer before renewing, 31% got a lower premium without changing their cover at all.
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