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54 Responses

    Default Gravatar
    GarryNovember 28, 2015

    I would like to know what the difference between a unsecured personal loan and a secured personal loan

      Elizabeth Barry's headshotFinder
      ElizabethNovember 30, 2015Finder

      Hi Garry,

      Thanks for your question.

      The main difference between a secured and unsecured personal loan is that with a secured personal loan, you have to provide an asset as collateral, whereas you don’t with an unsecured loan. We have written a guide on secured and unsecured personal loans that will give you a clear explanation.

      I hope it will help.

      Thanks,
      Elizabeth

    Default Gravatar
    tammyNovember 25, 2015

    i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
    can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
    tammy beattie

      Matt Corke's headshotFinder
      MattNovember 26, 2015Finder

      Hi Tammy,

      Thanks for getting in touch. You can compare a range of lenders who offer secured bad credit loans. These lenders will require you to put up some form of the asset as collateral on your loan amount.

      If you applying for a joint personal loan, there are several lenders that offer this type of loan. Compare them on the table and check their conditions when applying.

      If you are ready to apply, you may click through the lender of your choice and apply directly to their website. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      Cheers
      Matt

    Default Gravatar
    lhito_sulitSeptember 29, 2015

    I cannot able to see the status of my old personal loan.
    I need your assistance about this? thanks

      Elizabeth Barry's headshotFinder
      ElizabethSeptember 30, 2015Finder

      Hi ihito_sulit,

      Thanks for your question.

      You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.

      Sorry I couldn’t be of more assistance.

      Thanks,

      Elizabeth

    Default Gravatar
    deSeptember 6, 2015

    i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?

      Elizabeth Barry's headshotFinder
      ElizabethSeptember 7, 2015Finder

      Hi de,

      Thanks for your question.

      You can compare the deals for you on on the comparison table of credit cards that let you balance transfer a personal loan.

      You can press the “Go to Site” button of your preferred credit card to proceed with your application. You can also contact the provider if you have specific questions. A gentle reminder, please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.

      I hope this has helped.

      Thanks,

      Elizabeth

    Default Gravatar
    mandyleeAugust 18, 2015

    Im currently not working im looking for a personal loan im not receiving child support im renting with one dependent shes 6 im staring to get behind in bills my car well basically got told to start looking for another im desperate and need to find out who will actually give me a personal loan while im not working atm and have one debt rather than owe money here and there help me please

      Elizabeth Barry's headshotFinder
      ElizabethAugust 18, 2015Finder

      Hi Mandylee,

      Thanks for your question and sorry to hear about your situation.

      We have a guide on borrowing while unemployed that you might want to take a look at, but you might want to consider the community financial assistance programs and alternative loan options listed in this guide first before applying for any loans. These are low and no interest loan schemes that are available to people receiving Centrelink or on low incomes. You might also benefit from calling the free financial advice line on 1800 007 007 who can offer you some personal advice for your situation.

      I hope this information will be of use.

      Thanks,
      Elizabeth

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