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how to get home loan based on salary
Hi Amar,
Thanks for reaching out.
If you’d like to estimate how much you can afford to borrow based on your income, you can use our borrowing power calculator.
It’s also advised that you speak to a mortgage broker to discuss your borrowing capacity and your ability to qualify for a home loan based on your earning potential as well as your assets, credit history, and any existing debts that you have, among other factors.
Before applying for a home loan, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Thanks,
Belinda
I would like to know what the difference between a unsecured personal loan and a secured personal loan
Hi Garry,
Thanks for your question.
The main difference between a secured and unsecured personal loan is that with a secured personal loan, you have to provide an asset as collateral, whereas you don’t with an unsecured loan. We have written a guide on secured and unsecured personal loans that will give you a clear explanation.
I hope it will help.
Thanks,
Elizabeth
i need a personal loan and i have bad credit i dont want to go with the payday loans as the interest rate is unbelievable high
can you tell me were i could get a personal loan from my partner and i will be applying together he works full-time and im on newstart thankyou
tammy beattie
Hi Tammy,
Thanks for getting in touch. You can compare a range of lenders who offer secured bad credit loans. These lenders will require you to put up some form of the asset as collateral on your loan amount.
If you applying for a joint personal loan, there are several lenders that offer this type of loan. Compare them on the table and check their conditions when applying.
If you are ready to apply, you may click through the lender of your choice and apply directly to their website. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers
Matt
I cannot able to see the status of my old personal loan.
I need your assistance about this? thanks
Hi ihito_sulit,
Thanks for your question.
You’ll need to get in touch with the lender you applied with in order to see the status of your loan. As a financial comparison site we cannot see any personal details of your accounts.
Sorry I couldn’t be of more assistance.
Thanks,
Elizabeth
i have a personal loan of 20,000 unsecured with CBA, am I able to do a balance transfer to a credit card, with either a low rate, or interest fee period for balance transfers?
Hi de,
Thanks for your question.
You can compare the deals for you on on the comparison table of credit cards that let you balance transfer a personal loan.
You can press the “Go to Site” button of your preferred credit card to proceed with your application. You can also contact the provider if you have specific questions. A gentle reminder, please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you apply.
I hope this has helped.
Thanks,
Elizabeth