OFFER FINISHED: Finder HBF Health Insurance Switching Promotion Frequently Asked Questions – October 2025

Switching your health insurance just got more rewarding.

Get a $500 digital Visa gift card when you switch to HBF

Finder is offering a $500 digital Visa card to eligible customers who switch to a combined HBF hospital and extras health insurance policy via the Finder Comparison Service. Offer ends 9 December 2025.

How it works

Step 1

Create your Finder account

Sign up or log in to your Finder Member account.

Step 2

Get a quote and click through

While logged in, complete a health insurance quote on Finder and click the unique promotion link to HBF in the same session.

Step 3

Stay active and get rewarded

Sign up for an eligible combined policy and pay via monthly or fortnightly direct debit. Once verified, you'll receive your card by 7 April 2026.

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Important: Eligible customers must (1) be new to HBF, (2) pay via monthly/fortnightly direct debit, and (3) ensure Finder and HBF details (name and email) match exactly.

Read our full terms of service

Eligibility at a glance

Who can participate?

  • Be a Finder member (create a free account if you're not one).
  • Be 18 years or older and an Australian resident.
  • Be a new HBF customer or haven't held an HBF policy in the last 12 months (excluding dependants coming off a family policy).
  • While logged into your Finder member account, complete a health insurance quote and click the unique promotion link in the same session.

Policy Requirements

  • Pay premiums monthly or fortnightly by direct debit and keep payments up to date.
  • Make sure your name and email address match exactly on both the Finder quote and your HBF policy signup.

Eligible HBF Covers

  • You must combine an eligible Hospital Cover (Basic Accident Only through Gold Elevate) with an eligible Extras Cover (including Basic, Flex, Core, Complete, Top, and—from 12 October 2025—Smart Start or Value 50).
Read our full terms of service

Frequently Asked Questions

What is the promotion?

Finder is offering a $500 digital Visa card to eligible customers who switch to a combined HBF hospital and extras health insurance policy via the Finder Comparison Service.

When does the promotion run?

This offer runs from 12:01pm AEST on 10 October 2025 until 11:59am AEST on 9 December 2025.

How do I know if the offer is still available?

This Promotion is available so long as its available / accessible on the Finder Comparison Service. Further eligibility details below. You'll know it's still available if you see it displayed on www.finder.com.au

What HBF covers are eligible?

You must sign up for a combined hospital and extras policy. Eligible options include:

Hospital Cover

  • Basic Hospital Accident Only

  • Basic Hospital Plus

  • Basic Hospital Plus Elevate

  • Lite Bronze Hospital Plus

  • Bronze Hospital Plus

  • Silver Hospital Plus

  • Silver Hospital

  • Gold Hospital Elevate

Extras Cover

  • Basic Extras

  • Flex 50

  • Flex 60

  • Core Extras

  • Complete 60

  • Top 70

  • Smart Start Extras (available from 12 October 2025)

  • Value 50 (available from 12 October 2025)

Who is not eligible?

You are not eligible if:

  • You're not a Finder member or didn't use the unique promotion link.

  • Your signup details (name, email) don't match between Finder and HBF.

  • You are a current HBF policyholder (unless you're a dependent leaving a family policy).

  • You choose to pay premiums quarterly, half-yearly or annually.

  • You're an HBF employee or family member eligible for staff discounts.

  • You've used another HBF promo or discount in the last 12 months (excluding the direct debit discount).

  • You combine this offer with any other HBF offer.

How do I get the $500 digital Visa card?

If you're eligible, you'll receive an email with a unique redemption code for your card.

  • Fulfilment checks will be done by 30 March 2026.

  • You'll receive your digital Visa card by 7 April 2026.

  • The Visa card is issued by Blackhawk Network and subject to Activ Visa card terms.

Can I use the reward with another offer?

No. This promotion can't be combined with any other HBF offer, promo or discount (except the direct debit discount).

What happens if I cancel or change my policy?

If you don't maintain the eligible policy until the reward is fulfilled, you may no longer be eligible.

What else should I know?

  • Finder is not recommending that you switch to HBF - it's your decision, so make sure the policy is right for you.

  • Finder may receive a commission if you do switch.

  • The reward is limited to one per eligible transaction.

  • Finder and Blackhawk's full terms and privacy policies apply.

Still have questions?
Get in touch with our customer service team.

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