OFFER FINISHED: Finder HBF Health Insurance Switching Promotion Frequently Asked Questions – October 2025

Switching your health insurance just got more rewarding.

What is the promotion?

Finder is offering a $500 digital Visa card to eligible customers who switch to a combined HBF hospital and extras health insurance policy via the Finder Comparison Service.

When does the promotion run?

This offer runs from 12:01pm AEST on 10 October 2025 until 11:59am AEST on 9 December 2025.

How do I know if the offer is still available?

This Promotion is available so long as its available / accessible on the Finder Comparison Service. Further eligibility details below. You'll know it's still available if you see it displayed on www.finder.com.au

Who is eligible?

To qualify for the $500 reward, you must:

  • Be 18 years or older and an Australian resident.

  • Be a Finder member (create a free account if you're not one).

  • While logged into your Finder member account, complete a health insurance quote and click the unique promotion link in the same session.

  • Be a new HBF customer or haven't held an HBF policy in the last 12 months (excluding dependants coming off a family policy).

  • Pay premiums monthly or fortnightly by direct debit and keep payments up to date.

  • Make sure your name and email address match exactly on both the Finder quote and your HBF policy signup.

What HBF covers are eligible?

You must sign up for a combined hospital and extras policy. Eligible options include:

Hospital Cover

  • Basic Hospital Accident Only

  • Basic Hospital Plus

  • Basic Hospital Plus Elevate

  • Lite Bronze Hospital Plus

  • Bronze Hospital Plus

  • Silver Hospital Plus

  • Silver Hospital

  • Gold Hospital Elevate

Extras Cover

  • Basic Extras

  • Flex 50

  • Flex 60

  • Core Extras

  • Complete 60

  • Top 70

  • Smart Start Extras (available from 12 October 2025)

  • Value 50 (available from 12 October 2025)

Who is not eligible?

You are not eligible if:

  • You're not a Finder member or didn't use the unique promotion link.

  • Your signup details (name, email) don't match between Finder and HBF.

  • You are a current HBF policyholder (unless you're a dependent leaving a family policy).

  • You choose to pay premiums quarterly, half-yearly or annually.

  • You're an HBF employee or family member eligible for staff discounts.

  • You've used another HBF promo or discount in the last 12 months (excluding the direct debit discount).

  • You combine this offer with any other HBF offer.

How do I get the $500 digital Visa card?

If you're eligible, you'll receive an email with a unique redemption code for your card.

  • Fulfilment checks will be done by 30 March 2026.

  • You'll receive your digital Visa card by 7 April 2026.

  • The Visa card is issued by Blackhawk Network and subject to Activ Visa card terms.

Can I use the reward with another offer?

No. This promotion can't be combined with any other HBF offer, promo or discount (except the direct debit discount).

What happens if I cancel or change my policy?

If you don't maintain the eligible policy until the reward is fulfilled, you may no longer be eligible.

What else should I know?

  • Finder is not recommending that you switch to HBF - it's your decision, so make sure the policy is right for you.

  • Finder may receive a commission if you do switch.

  • The reward is limited to one per eligible transaction.

  • Finder and Blackhawk's full terms and privacy policies apply.

Still have questions?
Get in touch with our customer service team.

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