Finder HBF Health Insurance Switching Promotion Frequently Asked Questions – October 2025

FINDER REWARDS EXCLUSIVE

Health Insurance

ENDS SOON

Get $500 from Finder

Join HBF with eligible combined hospital and extras cover. Ends on or before 30 November 2025. T&Cs and limits apply.

GET DEAL

What is the promotion?

Finder is offering a $500 digital Visa card to eligible customers who switch to a combined HBF hospital and extras health insurance policy via the Finder Comparison Service.

When does the promotion run?

This offer runs from 12:01pm AEST on 10 October 2025 until 11:59am AEST on 30 November 2025, or until 690 rewards are claimed - whichever comes first.

How do I know if the offer is still available?

This offer is limited to the first 690 eligible customers. You'll know it's still available if you see it displayed on www.finder.com.au . Once the 690 customer limit is reached, the offer will be removed from the site.

Who is eligible?

To qualify for the $500 reward, you must:

• Be 18 years or older and an Australian resident.

• Be a Finder member (create a free account if you're not one).

• While logged into your Finder member account, complete a health insurance quote and click the unique promotion link in the same session.

• Be one of the first 690 customers to sign up for an eligible HBF policy through HBF via Finder during the promotion period.

• Be a new HBF customer or haven't held an HBF policy in the last 12 months (excluding dependants coming off a family policy).

• Pay premiums monthly or fortnightly by direct debit and keep payments up to date.

• Make sure your name and email address match exactly on both the Finder quote and your HBF policy signup.

What HBF covers are eligible?

You must sign up for a combined hospital and extras policy. Eligible options include:

Hospital Cover

• Basic Hospital Accident Only

• Basic Hospital Plus

• Basic Hospital Plus Elevate

• Lite Bronze Hospital Plus

• Bronze Hospital Plus

• Silver Hospital Plus

• Silver Hospital

• Gold Hospital Elevate

Extras Cover

• Basic Extras

• Flex 50

• Flex 60

• Core Extras

• Complete 60

• Top 70

• Smart Start Extras (available from 12 October 2025)

• Value 50 (available from 12 October 2025)

Who is not eligible?

You are not eligible if:

• You're not a Finder member or didn't use the unique promotion link.

• You weren't one of the first 690 customers to sign up during the promotion period.

• Your signup details (name, email) don't match between Finder and HBF.

• You are a current HBF policyholder (unless you're a dependent leaving a family policy).

• You choose to pay premiums quarterly, half-yearly or annually.

• You're an HBF employee or family member eligible for staff discounts.

• You've used another HBF promo or discount in the last 12 months (excluding the direct debit discount).

• You combine this offer with any other HBF offer.

How do I get the $500 digital Visa card?

If you're eligible, you'll receive an email with a unique redemption code for your card.

• Fulfilment checks will be done by 30 March 2026.

• You'll receive your digital Visa card by 7 April 2026.

• The Visa card is issued by Blackhawk Network and subject to Activ Visa card terms.

Can I use the reward with another offer?

No. This promotion can't be combined with any other HBF offer, promo or discount (except the direct debit discount).

What happens if I cancel or change my policy?

If you don't maintain the eligible policy until the reward is fulfilled, you may no longer be eligible.

What else should I know?

• Finder is not recommending that you switch to HBF - it's your decision, so make sure the policy is right for you.

• Finder may receive a commission if you do switch.

• The reward is limited to one per eligible transaction.

• Finder and Blackhawk's full terms and privacy policies apply.

Still have questions?
Get in touch with our customer service team.