Scoring 4.4 out of 5 from customer responses, Athena took out the top spot in the Home Loan Customer Satisfaction Awards 2023. It was rated higher than any other home loan lender across all areas, with a particularly high rating for its features and benefits. 89% of users said they would recommend Athena.
Bank of Queensland placed in second, with 85% of its customers saying they would recommend the bank as a home loan provider. It scored 4.21 out of 5 and was rated particularly highly for its customer service and as an overall offering.
Bank of Melbourne
Coming in third place, Bank of Melbourne scored 4.19 out of 5. It was 1 of only 2 home loan providers that had more than 90% of respondents saying they would recommend it. It scored most highly for its customer service, as well as its features and benefits.
Home loan ratings 2023
Brand
Overall satisfaction
Customers who'd recommend
★★★★★ 4.44/5
89%
★★★★★ 4.21/5
85%
★★★★★ 4.19/5
91%
★★★★★ 4.16/5
87%
★★★★★ 4.14/5
91%
★★★★★ 4.12/5
84%
★★★★★ 4.08/5
89%
★★★★★ 4.04/5
83%
★★★★★ 3.98/5
84%
★★★★★ 3.97/5
86%
★★★★★ 3.86/5
81%
★★★★★ 3.85/5
74%
★★★★★ 3.82/5
72%
★★★★★ 3.78/5
73%
★★★★★ 3.70/5
78%
Why you can trust our awards
Expert analysis
Finder surveyed over 30,000 Australians across almost 200 categories for our Customer Satisfaction Awards program.
They're comprehensive
We asked 1,095 Australians to rate their home loan products based on several factors including whether they would recommend it to a friend.
They're independent
Some winners may be partners but this never influences our decisions. All winners are based on a clear methodology and must meet editorial standards.
Ratings methodology
The Finder Customer Satisfaction Awards recognise brand sentiment from customer feedback on a number different product categories.
Consumers were asked to review a range of products they purchased recently.
The recency period varied between 3 months to 3 years, depending on the product category.
We got a minimum of 45 responses for each home loan provider. We asked a total of 1,095 customers.
Respondents were asked whether they would recommend the home loan provider to a friend.
Customers were also asked how they would rate each provider on a scale between 1 and 5 and in terms of:
Features and benefits
Customer service
Ease of application
Value for money
Overall/li>
The final brand score is an average of all of these individual ratings.
The Finder Customer Satisfaction Awards is an independent awards program and commercial partnerships do not influence the results in any way.
Disclaimer: While we endeavour to assess the majority of product providers in the market, this is not always possible and it may be that not every product or brand in the market was included for judging.
Rebecca Pike is Finder’s money editor, with over 7 years of experience in mortgages and personal finance. A frequent TV and radio commentator, she frequently appears on Sunrise and 7News, Today and 9News, as well as Sky News, Channel 10 and across radio and print. Rebecca previously served as Editor of Mortgage Professional Australia. She has a Master’s degree in Journalism as well as ASIC-recognised certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, which comply with ASIC guidelines.
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