Finder's Banking Awards are part of the annual Finder Awards program. We evaluate the rates, fees and conditions of hundreds of savings accounts, transaction accounts and term deposits to find our award winners.
🧪 Methodology: How we chose our Finder Award Winners
Our team of expert analysts use an objective rating system to determine our award winners.
We examined 12 months of data for each product, with scores weighted towards more recent months.
We excluded any accounts that are only available to a certain subset of customers based on location.
We excluded any restricted accounts.
Selection Criteria
Savings accounts with a maximum age greater than 35 (or no age limit).
Accounts must be currently available.
Weighting
Interest rate (12 months): 90%
No withdrawal requirement: 10%
Selection Criteria
Accounts must have a maximum age lower than 35 but higher than 18.
Accounts must be currently available.
Weighting
Interest rate (12 months): 90%
No withdrawal requirement: 10%
Selection Criteria
Accounts must be currently available.
Accounts must have a maximum age of 17 years.
Weighting
Interest rate (12 months): 90%
No withdrawal requirement: 10%
Selection Criteria
Accounts needed to have no account keeping fees, no local ATM fees and no international transaction fees to be included.
Weighting
Interest rate: 30%
Fees: 50%
Currencies: 10%
Cashback: 10%
Selection Criteria
Term deposits must be currently available to customers.
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206), a Tier 1 Generic Knowledge certification and a Tier 2 General Advice Deposit Products (RG 146) certification.
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