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Dollar Saver Tip #31


Save: $385

Tip overview:

Shopping around for a discounted supermarket gift card could save you around 3-4% on your groceries.

Amy here, Finder's credit card senior writer and editorial lead for Finder Green.

The cost of living crisis has hit our shopping baskets hard, with rising prices for everything from fruit and veg to meat and even Vegemite.

But if you have a membership or service that offers discounted gift cards – such as NRMA, RACQ or RACV – you could use them to save around 3-4% on your shop.

Did you know?

Finder analysis shows we're spending an average of $185 a week on groceries in 2023. If you paid with gift cards offering a 4% discount, you'd save around $385 a year.

I've used this hack for years, thanks to benefits I get through an industry membership and a payroll software service. The discount offers sometimes change but I usually see Woolworths and Coles in the mix (or at least one of them).

Here's how to check if any of your memberships or service accounts offer discounts:

  1. Log in to the account
  2. Look for a "benefits" or "rewards" section


  1. Search online with a phrase along the lines of "discounted gift cards + [brand or service you use]"

But even if you can't find any discounted gift cards, there are still plenty of ways you can save at the supermarket and beat inflation.

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