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Shopping for larger items can be hard on your finances. You can be forced to pay exorbitant credit card interest to get your hands on something you can't afford to pay for upfront. Zip Money allows you to make big purchases but you can pay back the amount without being charged any interest for a set period.
Below is a list of everywhere you can shop interest-free using Zip Money.
When you sign up for a Zip Money account, you will be asked to select one of three credit limits: $1,000, $2,000 or $3,000. Each of these limits come with different minimum repayments and establishment fees. You can then use this credit to shop at one of the retailers below.
You don't have to make a purchase as soon as you sign up for an account, but when you do you will be given an interest-free period. Every Zip Money account comes with a minimum 3-month interest-free period.
When you use your credit you will pay a monthly fee of $6 and you will have to make a certain minimum repayment ($40 for the two lower credit tiers and $80 for the $3,000 credit tier). You can make payments above this amount to ensure you repay your debt within the interest-free period. When your interest-free period ends, you will pay a variable rate on your outstanding balance which is currently 23.9% p.a.
Zip Money also offers a line of credit product for smaller purchases called zipPay. Find out how Zip Pay works and where Zip Pay is offered. You can also read more about how Zip Money works in our review.
Store | Go to site | Category |
---|---|---|
2nds World | Shop now | Home |
99 Bikes | Shop now | Sports |
Aarons Outdoor | Shop now | Lifestyle |
Academyx | Shop now | Education |
Acai Powder Australia | Shop now | Home |
Air Loungers | Shop now | Outdoors |
Alice West Art | Shop now | Sports |
Aquanaut | Shop now | Sports |
Art Hide | Shop now | Home |
Aus-Appliances | Shop now | Home |
Aussie Fitness | Shop now | Sports |
Australia Robotic | Shop now | Gadgets |
Australian Direct | Shop now | Outdoors |
Auto Parts Co | Shop now | Sports |
AutoCraze | Shop now | Sports |
Avatar | Shop now | Home |
Awesome Beds 4 Kids | Shop now | Kids |
Baby Bunting | Shop now | Kids |
Bausele | Shop now | Lifestyle |
Bavas Music City | Shop now | Home |
BBQ Spit Rotisseries | Shop now | Home |
Bedshed | Shop now | Home |
Benn Web Design & Marketing | Shop now | Gadgets |
Bicycles Online | Shop now | Sports |
bikes.com.au | Shop now | Lifestyle |
Billy Guyatts | Shop now | Home |
Black Hound | Shop now | Home |
Black Mango | Shop now | Home |
Blinds City | Shop now | Home |
bmusic | Shop now | Home |
Boardworld | Shop now | Sports |
Boatcatch | Shop now | Sports |
Box of Bikes | Shop now | Sports |
braaap Motorcycles | Shop now | Outdoors |
Brosa | Shop now | Home |
Bubblebubs | Shop now | Kids |
Budget Tyre Outlet | Shop now | Sports |
CanRdly Treadlies | Shop now | Sports |
Cartridge Specialists | Shop now | Outdoors |
Chaise Sofas | Shop now | Lifestyle |
Chappelli Cycles. | Shop now | Sports |
Chia Seeds Australia | Shop now | Home |
Chic Chandeliers | Shop now | Outdoors |
Chiropedic | Shop now | Lifestyle |
Cob and Co | Shop now | Sports |
Coco Republic | Shop now | Home |
Coffee Beanery | Shop now | Lifestyle |
Collagen Australia | Shop now | Lifestyle |
Colour Blocker | Shop now | Gadgets |
Contiki | Shop now | Travel |
CPI Tuning | Shop now | Sports |
Cushie Tushie | Shop now | Kids |
Cute Co baby furniture Australia | Shop now | Home |
Cycle Power | Shop now | Sports |
Cycles Galleria | Shop now | Sports |
Cycling Deal | Shop now | Sports |
Detox Patches | Shop now | Lifestyle |
Diamond Boulevard | Shop now | Home |
DigiDirect | Shop now | Gadgets |
Dillenger | Shop now | Sports |
Discount Digital Photographics | Shop now | Gadgets |
Diving Frontiers | Shop now | Sports |
Dollar Curtains & Blinds | Shop now | Home |
Door Plus | Shop now | Home |
Echidna | Shop now | Home |
Electric Blankets + Rugs | Shop now | Home |
Embalm Skincare | Shop now | Home |
Emma & Roe | Shop now | In-store |
Equestrian Hub | Shop now | Sports |
Experience Oz | Shop now | Lifestyle |
Factory Plus | Shop now | Home |
Fertility Solutions | Shop now | Lifestyle |
Fidget Toys Australia | Shop now | Gadgets |
FightLife | Shop now | Sports |
Fiori | Shop now | Home |
Furniture Fetish | Shop now | Outdoors |
Furniture Fetish | Shop now | Outdoors |
Garcinia Cambogia Australia | Shop now | Home |
GCG Turbochargers | Shop now | Sports |
Gear | Shop now | Sports |
Geer Electric Bikes | Shop now | Sports |
General Assembly | Shop now | Education |
Georges | Shop now | Gadgets |
Glo Skin Body | Shop now | Lifestyle |
Goji Berries Australia | Shop now | Home |
GQA Qualifications | Shop now | Home |
GR-TEK Computers | Shop now | Gadgets |
Granite Transformations | Shop now | Home |
Halloween Contacts | Shop now | Lifestyle |
Hem Products Australia | Shop now | Home |
Hemi Performance | Shop now | Sports |
Home Clearance | Shop now | Home |
Hunting for George | Shop now | Home |
Icon By Design | Shop now | Home |
Imaginables | Shop now | Gadgets |
inTouch Massage Chairs | Shop now | Home |
Ivanhoe Cycles | Shop now | Sports |
jason.l | Shop now | Home |
JC & P Online | Shop now | Gadgets |
Joolca | Shop now | Home |
JustRideIt | Shop now | Sports |
Kambo's | Shop now | Lifestyle |
Kenz | Shop now | Outdoors |
Kickass Products | Shop now | Outdoors |
Kids Manor Distributors | Shop now | Kids |
Kitchen Discounts | Shop now | Home |
Koala | Shop now | Home |
KPD 4x4 | Shop now | Outdoors |
Lavender Hill Interiors | Shop now | Home |
Led Cap Lights | Shop now | Gadgets |
Led Torch Sales | Shop now | Gadgets |
Leederville Cameras | Shop now | Gadgets |
LEGEAR Australia | Shop now | Sports |
Leitner | Shop now | Sports |
Lekker Bikes | Shop now | Sports |
Lightologie | Shop now | Outdoors |
Little Kids Jumping Castles | Shop now | Outdoors |
Little People's Bedroom | Shop now | Kids |
Love the Style | Shop now | Home |
Lovesac | Shop now | Home |
Lovett Industries | Shop now | Sports |
Luggage Cover | Shop now | Outdoors |
LUXBMX Store | Shop now | Outdoors |
Masseuse Recliners | Shop now | Home |
Matcha Tea | Shop now | Home |
Max Force Tactical | Shop now | Outdoors |
Max Sparrow | Shop now | Home |
Michael Hill | Shop now | In-store |
Milk Cart | Shop now | Home |
MODE Auto Concepts | Shop now | |
Modelflight | Shop now | Sports |
Modlife Store | Shop now | Gadgets |
Monroe Yorke Diamonds | Shop now | Lifestyle |
Mountain Shade | Shop now | Outdoors |
Mr & Mrs White | Shop now | Home |
MSM Powder Australia | Shop now | Lifestyle |
MuBu Home | Shop now | Home |
Musos Corner | Shop now | Gadgets |
Mwave Australia | Shop now | Gadgets |
My Diamonds | Shop now | Lifestyle |
My Furniture | Shop now | Home |
My Scandinavian Home | Shop now | Home |
National Tiles | Shop now | Home |
Next Level Standup Paddle Boards | Shop now | Outdoors |
No Worries Turf | Shop now | Outdoors |
Nothing Bare | Shop now | Kids |
Nxboard | Shop now | Sports |
Office Stock | Shop now | Home |
Onebed | Shop now | Home |
OneWorld | Shop now | Home |
Opposite Lock | Shop now | Lifestyle |
Options 8 | Shop now | Sports |
Orbit Fitness | Shop now | Sports |
OSIM International | Shop now | Home |
Outdoors Domain | Shop now | Outdoors |
OZ Design Furniture | Shop now | Home |
Ozzy Tyres | Shop now | Sports |
Pagnian | Shop now | Home |
Parramatta Cameras | Shop Now | Gadgets |
PC Case Gear | Shop now | Gadgets |
Persian Rugs Australia | Shop now | Home |
Personal Digital | Shop now | Gadgets |
PLE Computers | Shop now | Gadgets |
Pop Up Gazebos Australia | Shop now | Lifestyle |
Prodigg Asia Pacific | Shop now | Home |
Pronto Equestrian | Shop now | Lifestyle |
Pushys | Shop now | Sports |
Quality Vitamin Australia | Shop now | Lifestyle |
Raw Fitness Equipment | Shop now | Sports |
Raw Protein | Shop now | Sports |
Redhill Education | Shop now | Education |
Reid Cycles | Shop now | Sports |
Replica Furniture | Shop now | Home |
Retrojan | Shop now | Outdoors |
Ride the Tide | Shop now | Sports |
Rise Above | Shop now | Outdoors |
Road Runner Mobile Tyres | Shop now | Home |
Roman Daniels | Shop now | Lifestyle |
Saddle World | Shop now | Sports |
Salonware House | Shop now | Lifestyle |
Scorptec Computers | Shop now | Gadgets |
ShedStore | Shop now | Home |
Shine Mirrors | Shop now | Home |
ShopZero | Shop now | Gadgets |
Simply for Strings | Shop now | Home |
SKEANIE & uh-oh! | Shop now | Lifestyle |
Sleep Republic | Shop now | Lifestyle |
Sleepy Panda | Shop now | Home |
Sokol Designer Furniture | Shop now | Home |
Solahart | Shop now | In-store |
Spa World | Shop now | Lifestyle |
Space Grill | Shop now | Outdoors |
Speedy Towbars | Shop now | Outdoors |
Spirulina Powder Australia | Shop now | Lifestyle |
Stan Cash | Shop now | Home |
Stonex | Shop now | Home |
Style My Home | Shop now | Home |
Surfboards Direct | Shop now | Sports |
Sweat Central | Shop now | Sports |
Tazzy Tyres | Shop now | Sports |
Ted's Camera | Shop now | Gadgets |
Teepee Tents | Shop now | Outdoors |
Teeth Whitening Powder | Shop now | Lifestyle |
Tempe Tyre and Wheel Centre | Shop now | Sports |
Tennis Warehouse Australia | Shop now | Sports |
Tentworld | Shop now | Outdoors |
That Fishing Shop | Shop now | Sports |
The 3D Printer | Shop now | Gadgets |
The Cartridgeware House | Shop now | Gadgets |
The Design Hunter | Shop now | Home |
The Saddlefitter | Shop now | Sports |
TheR8 | Shop now | Outdoors |
Thermomix | Shop now | Home |
TheYogaBoarder | Shop now | Sports |
Think Lounges | Shop now | Outdoors |
Thornado | Shop now | Gadgets |
TopSeed Sports | Shop now | Sports |
Trinity Connect | Shop now | Home |
TripADeal | Shop now | Lifestyle |
Trojan Fitness | Shop now | Sports |
Turmeric Latte Australia | Shop now | Lifestyle |
TyreSales | Shop now | Sports |
Tyroola | Shop now | Sports |
Upskilled | Shop now | Education |
Vintage Luggage Company | Shop now | Home |
Vuly | Shop now | Sports |
Wallace Bishop | Shop now | Lifestyle |
Webjet | Shop now | Outdoors |
West Coast Pet Care Centre | Shop now | Outdoors |
Wheelscience | Shop now | Sports |
Xylitol Australia | Shop now | Lifestyle |
Zumi-X | Shop now | Gadgets |
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Can I use my Zip money at Coles In-stores?
Hi Shawnte,
Thanks for reaching out to Finder.
Upon checking, Zip money as well as Zip pay doesn’t have a partnership with Coles. Thus, you cannot either choose from any payment option being offered to you to be able to make a purchase.
I hope this helps.
Cheers,
Ash
Hi,
I heard through a friend you do flights/holidays, is this true?
I see the Contikii option but it’s not what I’m after.
Thanks.
Hi Tanya,
Thank you for getting in touch with Finder.
What you heard is right. You may now check the next destination off your bucket list with affordable flights that give you the option to book now and pay later with zipMoney. A few sites currently offer this payment option for flights so please check them out. You would also see zipMoney travel guide, including a full store list.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni