Oxipay has been replaced with a new product, Humm.
Oxipay is a service that offers interest-free payments on items that you want to buy now and pay off over time. As long as you shop with its approved vendor list, which includes in-store and online, you have a variety of options of what you can buy.
Oxipay has been replaced with a new product, Humm.
Oxipay is a way of paying for goods online. You shop with its approved vendors, start an account with Oxipay and then pay for your purchases in four instalments. The payments come out of your account fortnightly so you have two months to pay off your purchases.
Once you’ve opened an account with Oxipay and have been approved, you can shop with its vendors in store and online and find what you want with ease. After you make an Oxipay account, you just need to checkout with Oxipay and it will spread the cost of your purchase over the four fortnightly instalments. These will come out of your nominated bank account.
It’s important that, when checking out online, you select the option to pay the same day with Oxipay. If you decide to use your Oxipay in-store with one of its vendors, just mention at the checkout that you are using Oxipay for this transaction so that the cost of the item purchased will be spread out over the instalments.
Oxipay offers no monthly or transaction fees with its accounts. There is also no interest charged on an Oxipay account, no annual fee and no account management fee. The payments that are deducted out of your nominated bank account are interest-free.
However, there is a late payment fee of $15 if Oxipay tries to deduct repayments from your account and it’s not available. There is an additional collection fee of $30 if Oxipay has to take steps to initiate collections.
Signing up with Oxipay will take less than a minute. All you need is:
Once you’re sure you meet all of the criteria you can sign up online. It’s important you have a valid email address and phone number as these are what get you into Oxipay’s online portal. This is where you see how much you owe on your remaining purchases.
The buy now pay later sector is currently under an ASIC review. Find out more about this review.
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