3 benefits of refinancing your home loan with Greater Bank

Score a great interest rate and up to $3,000 cashback* when you refinance online with Greater Bank.
Sponsored by Greater Bank. Get up to $3,000 cashback* plus a great rate when you apply online to refinance your home loan with the Greater Bank. To find out more about refinancing, visit the Greater Bank website today.
Whether you're refinancing your home loan to renovate, draw on equity or are simply looking for better loan features, there are a range of benefits that a Greater Bank home loan can provide.
1. Easy online applications
One of the traditional challenges of refinancing a home loan has been the complexity involved.
But the good news is that the Greater Bank has streamlined the process.
You can apply in as little as 15 minutes, without needing paperwork or payslips.
The Greater Bank uses digital identification processes that automate the process on your behalf.
This means you can easily apply online – anywhere and anytime, without the hassle.
Through Greater Bank's online service, you can also track the progress of your loan application in real time.
2. Cashback
Right now, you can get up to $3,000 cashback* when you apply to refinance your home loan with the Greater Bank online and are approved.
The cashback should more than offset any refinancing costs.
You may also decide that you want to funnel it back into the loan, to help get it paid off more quickly.
Refinance with Greater Bank and get up to $3,000 cashback*
Thinking about refinancing your home loan? With Greater Bank, you can enjoy a smooth application process and score a great cashback in the process too.
- Apply in 15mins without paperwork!
- No paperwork or payslips required — just a smooth, hassle-free process.
- Enjoy one of the most competitive home loan rates in the market
- Apply anywhere, anytime
- Track the progress of your loan application in real time.
- Get up to $3,000 cashback* when you apply online
3. A competitive interest rate
Your interest rate is one of the most important factors in your home loan.
It directly affects how much you repay every month.
So if you're refinancing your home loan, it makes sense to look for a lower interest rate.
At the moment, Greater Bank is offering a rate of 5.49% p.a.# with a comparison rate of 5.50% p.a.^ on its Great Rate home loan.
To find out how much you'd potentially save if you refinance with Greater Bank, you can use a repayment calculator.
Of course, you still need to consider other factors, too -- such as loan features or repayment periods.
But a lower interest rate can potentially save you thousands of dollars over the life of your home loan.
Learn more about refinancing with Greater Bank today
Sponsored by Greater Bank. Get up to $3,000 cashback* plus a great rate when you apply online to refinance your home loan with the Greater Bank. To find out more about refinancing, visit the Greater Bank website today.
More information about Greater Bank
*Online Cashback Offer available for eligible loan applications submitted via our online application channel. Interest rates effective 30/05/25. Subject to change without notice. LVR≤80%, $2,500 cashback for loans ≥$250,000, or $3,000 for loans ≥$500,000. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions at greater.com.au/digital-home-loan.
#Discounted variable rate, LVR<80%, owner occupied, P&I loans, minimum balance $150,000.
^Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges and credit criteria apply. Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 AFSL/ Australian credit licence 238273.
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