4 Medibank member perks you should know about
When you're an eligible Medibank member, you can access a range of perks on your cover, helping you get even better value!
Sponsored by Medibank. Whether you need Hospital cover, Extras cover or both, we've got you. Get outstanding value health insurance with a range of benefits and member perks with Medibank.
For 50 years, Medibank has been providing Aussies with health insurance and all sorts of member benefits.
So with this in mind -- and to celebrate Medibank's recent Finder Awards wins -- we're taking a closer look at some of the must-know perks.
1. Extra value on dental check-ups
Oral health can play an important role in your overall health and wellbeing. Regular dental check-ups can help identify potential oral health issues early and support good oral health.
Now, this all sounds good in principle. But visiting the dentist isn't cheap and costs can add up quickly, right?
Well, if you have the right cover, a dental visit can be much more affordable.
If you're a Medibank member with eligible Extras cover, you can get around $500 of value from dental check-ups, when you're visiting Members' Choice Advantage dentists^.
Everyone's dental care needs are different – but looking out for inclusions like this can potentially reduce your overall dental costs.
2. Get 100% back on selected prescription glasses and contact lenses
Glasses can be a big investment.
So being able to get back up to 100% of the price (depending on annual limits) could be a great way to save on a new pair, right?
If you've got Extras cover with optical included with Medibank+, you can do exactly that.
You can also access Medibank's optical network for a range of offers.
Medibank was a big winner in the 2026 Finder Awards. 
Congratulations, Medibank Private Limited!
3. Medibank Live Better Rewards
Keeping on track with your health journey can be challenging at times. But did you know that some health insurers actually provide incentives for your healthy actions?
Live Better Rewards program is Medibank's health and wellbeing program. It's designed to encourage and reward healthy lifestyle activities such as walking, exercise and mindfulness.
With Live Better Rewards, Medibank members with eligible hospital and/or extras cover could earn points for doing the following:
- Complete the Weekly Goal: Step, exercise, stretch, sleep or meditate and you could earn 200 Live Better points every single week. Just complete 7 activities during the week.
- Participate in Challenges: Push yourself and try something different with new monthly Challenges. There's a variety of activities to choose from that can earn you up to 500 Live Better points.
- Shop with our partners: Shop and earn Live Better points with our partners including THE ICONIC, Amcal, Brooks or HelloFresh, with new partners added regularly.
Once you've racked up those points, redeem rewards from our range of partner brands including THE ICONIC, Apple and adidas or a payment towards your premium.
To see the full range of offers and inclusions, you'll need to become a Medibank member.
4. My Medibank app
When you need to make a claim, you don't want to have to shuffle through tons of paperwork or look in a whole heap of different places to get yourself organised.
Fortunately, this doesn't have to be the case. In today's online world, being able to lodge a claim online from your phone just makes sense.
The My Medibank app has a range of features for eligible Medibank members, including:
- Lodge claims
- Book appointments at select Members' Choice Advantage locations^
- Digital customer service
- Access to Online Doctor that connects you to a doctor through phone or online tele/video consultations~
- Access to Live Better Rewards*
Having the My Medibank app handy means that you can keep all your info in your pocket.
Get cover with Medibank
Disclaimers
^ Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members' Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members' Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members' Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members' Choice or Members' Choice Advantage provider. Members' Choice and Members' Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.)
+100% back on optical: Excludes Healthy Living Extras. Applies to prescription glasses and select contact lenses. Some lens coatings are excluded. 6 month waiting period applies.
~ Must be a Medibank member with Hospital cover, Overseas Workers Health Cover or Overseas Visitors Health Cover.
* Must be aged 16+ to register for Live Better Rewards, but some partners require you to be 18+ to earn and redeem. To earn and redeem points, must hold eligible Medibank hospital and/or extras cover (excluding Overseas Student Health Cover and Ambulance only cover), be up-to-date with premium payments and have signed up in My Medibank. Live Better Management Pty Ltd ACN 003 457 289 may receive commissions from partners. Points earning activities and rewards may change and are subject to availability. Additional terms may apply. See full Medibank Live Better rewards terms <hyperlink to https://www.medibank.com.au/livebetter/rewards/terms/>.
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