4 things to know about portfolio investment

Investing in a professionally-managed portfolio can offer a number of benefits for new and long-term investors alike.

Portfolio investing involves purchasing a pre-packaged selection of stocks and other assets, usually through a trading platform.

This can be a useful tool for experienced and new investors alike.

For existing investors, it can be a way to gain access to new areas for investment and expand an existing portfolio.

For new investors, it's an easy way to get access to a range of different assets, without needing to manually select them all yourself.

So let's take a look at some of the potential benefits.

1. You can get a bonus when you sign up

Sometimes, investing platforms will provide incentives for signing up.

This can be a way to score perks or get bonuses on your existing holdings.

Let's look at Spaceship Voyager's current incentive as an example.

Until 8 December 2025, Spaceship is giving you the chance to add 3% to every dollar you invest in a Spaceship Voyager portfolio.

It's a 3% bonus on the net investments you make, in addition to your portfolio performance. You'll also earn this bonus irrespective of wider market movements.

All you need to do is opt into the offer, invest net $100 or more in a Spaceship Voyager portfolio by 8 December 2025 and Spaceship will boost your net investments by 3%, paid out via four bonus payments each quarter for the next year.

You'll need to keep your investments in Spaceship Voyager for the full 12 months to get all four bonus payments.

You can find out more about the terms and conditions on the Spaceship Voyager website.

Discover Spaceship Voyager

2. They offer instant diversification

Any serious investor is also a diversified investor. Having investments across multiple industries and companies can be an effective way to offset risk.

• Market cycles across various industries can complement one another
• Short-term investments can generate value while waiting on longer-term investments to mature.

For example, the Spaceship Voyager portfolios allow for exposure to a range of different industries and asset classes.

Your preferences will likely depend on your existing assets, your risk tolerance and your long-term goals.

You can also diversify further by investing in multiple professionally-managed portfolios, too.

For example, this Spaceship Universe portfolio focuses heavily on tech. It features shares from companies like Nvidia, Meta, Tesla, Apple, and Netflix.

However, in conjunction with a portfolio like Spaceship Explorer, you could still gain access to a more diversified selection of companies and asset classes.

3. They cater to a range of investment needs

Everyone has different investment goals and risk tolerance.

So it's important to look for professionally-managed portfolios that suit your preferred risk vs projected return profile.

There's no hard and fast rule on investing, save to say that you should never invest more than you can afford to lose.

It should also be in line with your investment plan. If you're a new investor, you can read more about creating an investment plan over at Moneysmart.

The Spaceship Voyager portfolios offer a range of risk options across Conservative, Balanced and High Growth.

Conservative and Balanced Investments typically have a shorter turnaround time (more on this in a moment), but offer lower projected returns.

High Growth portfolios typically have a longer required period of investment, but are projected to offer higher returns further down the line.

4. They're designed for long-term investment

Professional managed portfolios are not intended for investors interested in rapid trades and turnarounds.

Rather, they're designed to be long-term investments.

The Spaceship Voyager portfolios have minimum investment periods ranging from 3-7 years, depending on the specific product.

It's also helpful to look at product returns. Although past performance isn't a guarantee of future performance, it can provide insights into what sort of stewardship and oversight is taking place.

Let's look at the returns on the Spaceship Voyager portfolios as an example.

Spaceship Universe Portfolio

• 16.28% pa
• Annualised performance since the Funded Date (15 May 2018 to 31 October 2025) (89 months)

Spaceship Earth Portfolio

• 13.31% pa
• Annualised performance since the Funded Date (12 November 2020 to 31 October 2025) (59 months)

Spaceship Origin Portfolio

• 10.95% pa
• Annualised performance since the Funded Date (15 May 2018 to 31 October 2025) (89 months)

Spaceship Galaxy Portfolio

• 22.54% pa
• Annualised performance since the Funded Date (30 April 2024 to 31 October 2025) (18 months)

Spaceship Explorer Portfolio

• 9.98% pa
• Annualised performance since the Funded Date (30 April 2024 to 31 October 2025) (18 months)

Past performance is not a reliable indicator of future performance and is provided for your information purposes only. Returns are net of fees, and not a projection.

The Funded Date represents the date on which the fund was substantially invested in accordance with its investment strategy.

Learn more about investing with Spaceship Voyager today

Spaceship Capital Limited (ABN 67 621 011 649, AFSL 501605) is the issuer of the Spaceship Origin Portfolio, Spaceship Universe Portfolio, and Spaceship Earth Portfolio, as well as the Spaceship Master Fund (of which the Spaceship Galaxy Portfolio and Spaceship Explorer Portfolio are investment options) (collectively, Spaceship Voyager). Consider the relevant Terms and Conditions, Product Disclosure Statement and/or Reference Guide, along with the Target Market Determination, and obtain appropriate financial and taxation advice, before deciding whether Spaceship is right for you.

• Terms and conditions

  Promotion terms and conditions

  This offer to participate in our Spaceship Investments Campaign (Campaign) is made by Spaceship Capital Limited (ABN 67 621 011 649, AFSL 501605) (we, us, our) in relation to the Spaceship Origin Portfolio, Spaceship Universe Portfolio, and Spaceship Earth Portfolio, as well as the Spaceship Master Fund (of which the Spaceship Galaxy Portfolio and Spaceship Explorer Portfolio are investment options) (collectively, Spaceship Voyager), subject to these terms (Terms).

  You can only participate in the Campaign if you agree to these Terms and meet all eligibility criteria, so you should carefully read them before you participate. By participating in the Campaign, you are taken to agree to these Terms.

  What is the offer?

  You can opt in to the Campaign from 28 October 2025 to 8 December 2025 (Campaign Period).

  If you opt in and make at least $100 in net eligible investments (Net Investments) to your Spaceship Voyager portfolios during the Campaign Period, you may receive a 3% bonus (Bonus).

  If you opt in before 1 November 2025, your Net Investments will be counted from 1 November 2025 to 8 December 2025. If you opt in on or after 1 November 2025, your Net Investments will be counted from your opt-in date to 8 December 2025.

  The Bonus is calculated on your Net Investments (the total eligible investments minus any withdrawals or redemptions) made from your opt-in date (or 1 November 2025 if you opted in earlier) to 8 December 2025.

  Your Net Investments do not include any investment earnings on your Spaceship Voyager portfolios during the Campaign Period.

  Bonuses are:

  • Capped at $10,000 total per customer.

  • Split into four equal quarterly payments, credited in the form of units (Bonus Units) to your primary Spaceship Voyager portfolio.

  • Paid over the following year in four quarterly instalments. To keep receiving these payments, you must not make any withdrawals or redemptions from any of your Spaceship Voyager portfolios between 9 December 2025 and 30 November 2026.

  • If you make a withdrawal or redemption during this period, you'll forfeit all remaining payments of Bonus Units, even if you've already received one or more instalments.

  Eligibility Criteria

  To qualify for the Campaign, you must:

  • Have an open Spaceship Voyager portfolio;

  • Opt in to the Campaign via the Spaceship app by 8 December 2025;

  • Make at least $100 in Net Investments during the Campaign Period;

  • Be an Australian resident aged 16 or older;

  • Comply with these terms (including those set out in the General section below).

  Eligibility is at our sole discretion.

  How and when will you receive the Bonus Units

  Your 3% Bonus will be calculated based on your total Net Investments from your opt-in date (or 1 November 2025 if you opted in earlier) until 8 December 2025, using each transaction's created/submitted date and time (Sydney time).

  • Only Spaceship Voyager transactions cleared and executed during the Campaign Period are counted (applications, redemptions, full redemptions).

  • Late returns, dishonours, DDR claims, adjustments, reinvestments or transactions cleared and executed outside the Campaign Period are excluded.

  If eligible, your Bonus will be issued as Bonus Units in your primary Spaceship Voyager portfolio in four equal instalments (with odd cents added to the first):

  Instalment	Period Checked	Payment Date (approx)
  1	9 December 2025 – 28 February 2026	6 March 2026
  2	1 March 2026 — 31 May 2026	5 June 2026
  3	1 June 2026 — 31 August 2026	4 September 2026
  4	1 September 2026 — 30 November 2026	4 December 2026

  The number of Bonus Units you receive will be determined by the unit price on the day on which the Bonus Units are processed.

  Retention requirement and disqualification

  To continue receiving Bonus payments, you must keep your funds invested in your Spaceship Voyager portfolios for the full retention period (9 December 2025 to 30 November 2026).

  You will forfeit remaining Bonus instalments if:

  • You make any withdrawal or redemption from any Spaceship Voyager portfolio during the retention period.

  • You close all Spaceship Voyager portfolios.

  • Your account is blocked, suspended, or flagged for operational or compliance reasons.

  Any Bonus payment already received before disqualification remain yours.

  General

  (Not available with any other offer) This offer is available for the Campaign Period only and is not applicable in conjunction with any other promotional offer.

  (One-time eligibility) You can only participate once in this Campaign.

  (Our rights to extend or withdraw this offer) We reserve the right to change, extend or withdraw this Campaign at any time without notice and at our sole discretion.

  (Tax responsibilities) The Bonus Units may have tax consequences. You are solely responsible for any taxes (including income tax and capital gains tax) that may arise from receiving or redeeming the Bonus Units. You should seek independent tax advice if you are unsure of your personal situation.

  (You do not represent us) You acknowledge that you do not, and you must not, represent us or any of our related bodies corporate (each being a member of the Spaceship Group).

  (No misrepresentations or misleading conduct) You must not make any misrepresentations or engage in any misleading or deceptive conduct or make any misleading or deceptive statements, about Spaceship Voyager, us or any other member of the Spaceship Group.

  (Availability) This Campaign is only available to individuals who are residents of Australia and who satisfy all other eligibility criteria.

  (No marketing/promotion) You must not, and we do not authorise you to, otherwise market or promote the Campaign, or Spaceship Voyager, through paid advertising or to the public at large.

  (Your conduct) You may only use this Campaign for lawful purposes and you must act in good faith. You must not:

  • use the Campaign in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect; or

  • otherwise attempt to circumvent these terms or the Campaign.

  We may ban you from participating in the Campaign, and not issue Bonus Units to you, at our sole discretion and without notice.

  (Privacy) Your privacy is important to us. By participating in the Campaign, you acknowledge that we require your personal information. You agree to us handling your personal information for the purpose of the Campaign in accordance with Spaceship's Privacy Collection Notice.

  Limit of liability

  Spaceship will not be liable for any loss or damage of any nature whatsoever which is suffered as a result of the Campaign.

  We have no control over internet or mobile telephone communications, networks, bugs, viruses and server problems and accept no responsibility for any problems associated with them, for whatever reason.

  Things to note:

  We are the issuer of Spaceship Voyager. This information has been prepared without taking into account your objectives, financial situation or needs. Before making a decision about Spaceship Voyager, you should consider the relevant Product Disclosure Statement and Reference Guide, along with the Target

  Market Determination, available on spaceship.com.au.

  We encourage you to seek professional financial advice and speak to a tax agent before committing to any product.