5 bank account features to consider for 2026

Whether you need an everyday transaction account or are looking to lock in your savings, it's important to have the right bank account features.

Bank accounts are an essential part of everyday life. So, it's important to look for an account – and a bank! – that suits your specific needs.

Below, we look at some of the key features that NAB offers across its accounts.

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1. Account choice

Bank accounts aren't one-size-fits-all.

Before opting for a new account, you should consider the sort of purpose it serves.

For example, you might just want an everyday account with a card attached, for handling day-to-day transactions.

Or if you're thinking about retirement, you'll need an account that's designed to suit your changing lifestyle needs.

You can see the full range of accounts on the NAB website.

2. Flexibility with saving

People save money in a range of different ways. So, it makes sense that there are different account types to suit these different styles.

For example, the NAB Reward Saver is designed for disciplined savers who are building their funds for a long-term goal and don't mind needing to make regular contributions.

On the other hand, the NAB iSaver offers a competitive introductory rate with flexibility to access your funds. You can enjoy higher interest for the first 4 months, while still being able to access your money whenever you need it.

Having a chat with a NAB representative can help you decide which one might be right for your situation.

3. Digital accessibility

In an online world, it's essential to have around-the-clock access to your money and banking services.

The good news is that if you're an NAB customer, you can access services when you need them via the NAB website and app.

NAB's app includes a range of features that let you categorise your payments, track them and have additional oversight into your spending.

• Cash Prediction: Use analysis of previous spending to predict your likely future spending, and manage your money accordingly.
• Upcoming: A feature designed to predict your bills and expenses, allowing you to budget and see future expenses at a glance.
• Saving Spaces: Set and hit your savings goals via the NAB app.

Additionally, NAB invests heavily in digital security and provides warnings across its online services to discourage potential issues with payment scams.

And of course, if you want to chat with someone from NAB, that's fine too. NAB has branches all over Australia, and you can also make virtual appointments with bankers to suit your schedule.

4. Rewards

If you're an eligible NAB account holder, you can get access to NAB Goodies.

It's your special access to savings, offers and rewards!

Some of the partners include Hoyts, Expedia, Mate Telco and Samsung.

You can find out more about the offers available in the NAB app.

5. Access to other financial services

A good bank should be able to work with your financial needs in a number of ways, beyond just accounts.

After all, your financial requirements grow and change over the course of your life.

With this in mind, NAB offers a variety of ways to work with customers.

• Getting set up in Australia as a new arrival
• Teaching your kids about financial literacy
• Handling finances in retirement
• Getting married or moving in with a partner
• Consolidating debt
• Starting your own business
• Buying property

NAB also offers a range of resources for economic and financial market forecasting and analysis, so you can keep up to date with what's happening in the wider world.

So, if you're thinking about making the next step in your life, NAB can help.

Learn more about banking with NAB

This article was written by Finder and sponsored by NAB.

The information in this article is general in nature and doesn't consider your personal objectives, financial situation or needs. You should review the relevant product terms and consider whether it's right for you.