The 8 ways you’re most likely to crash your car, according to the data
Key takeaways
- New NRMA Insurance data has revealed the top 8 most common causes of collisions.
- Rear-end collisions and failure to give way  were the top two causes of accidents on Aussie roads.
- What's next: Regularly reviewing your car insurance policy can help you stay across what you're covered for and make sure you're still on the best deal.
After sifting through more than 69,000 claims, NRMA Insurance has revealed the top 8 most common causes of accidents.
Surprisingly, the majority of the collisions occurred from simply not paying attention, highlighting that the most expensive crashes are often the most avoidable.
The top collision types for 2026
- Rear-end collision
- Failure to give way
- Reversing
- Hit stationary object
- Single vehicle accident
- Animal collision
- Unsafe manoeuvre
- Head on collision
Wildlife on the road is a growing risk for drivers
The data recorded more than 15,000 animal collision claims in 2025, representing a 21% increase since 2024, with regional and rural roads representing a large portion
"Animal encounters on Australian roads increase through autumn and winter as the days become shorter and wildlife activity peaks at dusk, dawn and night," said NRMA Insurance Executive Manager Claims,  Nick Kirkovski.
"Wildlife can appear on the road with little warning, which is why it's so important for drivers to stay alert, particularly when travelling long distances in regional areas."
To reduce the risk of animal-related collisions, NRMA Insurance encouraged drivers to brake slowly rather than swerving to avoid hitting the animal.
Swerving, especially at high speeds, can cause drivers to lose control of the vehicle.
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How drivers can stay protected behind the wheel
While staying alert behind the wheel is always the first line of defence, even the most cautious drivers can find themselves caught off guard.
A comprehensive car insurance policy can cover you for some of Australia's most common collision types, including animal collisions, reversing mishaps and damage to stationary objects.
But it doesn't mean it should cost you a fortune.
Reviewing your car insurance policy at least once a year can help ensure you're on the best deal for you.
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