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With humm's new interest-free payment solution, you can shop online or in-store with select retailers. Applications are quick and easy for purchases of $2,000, but pre-approval will be required for larger purchases. Flexible repayments allow you to pay for your purchases weekly, fortnightly or monthly, with zero penalties for extra repayments. No fees apply for small purchases paid back within 2.5 months, but there may be monthly fees for longer terms, and an establishment fee for larger purchases.
$1
Min Loan Amount
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Product Name | humm ($1 - $30,000) |
---|---|
Interest Rate Type | Fixed |
Min Loan Amount | $1 |
Max. Loan Amount | $30,000 |
Like other "buy now, pay later" programs, humm has partnered with an ever-growing range of retailers from whom you can purchase products without paying anything upfront. To buy online, simply look for retailers using the humm icon, and use humm at the checkout in order to pay. To buy in-store, you can download the humm app (where you will find select stores using humm) and create a barcode that you can show the cashier to pay for your items.
Fees incurred using humm vary depending on how much borrowing power you wish to access and on whether you make late payments. Quick online approval is available for purchases under $2,000, and you can get pre-approval online for up to $10,000. You can apply in-store for purchasing power up to $30,000. You can also pay off your balance early, should you wish.
To apply for humm's interest-free payment service, click "Go to Site" and submit a straightforward application online (for applications on purchases over $10,000, you must apply in-store). In order to be eligible for humm, you must meet the following criteria:
Documents you will need in order to apply include the following: