Finder Rewards Latitude Promotion (“Promotion”) March 2026

Finder Rewards Latitude Low Rate Mastercard Credit Card Promotion (“Promotion”)

Finder is offering a $100 Ultimate 'Everyone' digital eGift Card to eligible customers who apply for and are approved for the Latitude Low Rate Mastercard credit card via the Finder Comparison Service and request and complete a balance transfer in accordance with these Terms and Conditions ("Reward").

The Ultimate 'Everyone' eGift Card is redeemable at over 100 leading brands, covering categories such as fashion, sport, dining and entertainment.

This Promotion will run from 16 March 2026 to 30 April 2026 inclusive and may be amended or withdrawn by Finder at any time.

Participation in this Promotion constitutes acceptance of these Terms and Conditions.

Terms & Conditions

1. Overview

1. The Promoter is Hive Empire Pty Ltd (ABN: 18 118 785 121) ("Finder") of Level 10, 99 York Street, Sydney NSW 2000. Finder offers customers the ability to compare and apply for the Latitude Low Rate Mastercard credit card through its website www.finder.com.au ("Finder Comparison Service").
2. The Reward is payable through a digital Ultimate 'Everyone' eGift Card distributed and fulfilled by Finder's supplier, Blackhawk Network (Australia) Pty Ltd (ABN 84 123 251 703) ("Blackhawk") (together, the "Fulfilment Partner"). Blackhawk's terms and conditions and Finder's privacy policy also apply to this Promotion. The Ultimate 'Everyone' eGift Card is redeemable at over 100 leading brands across fashion, sport, dining and entertainment. The full list of participating retailers is available here.
3. If you decide to apply for the Latitude Low Rate Mastercard credit card using Finder's Comparison Service, you should review Latitude’s terms and conditions, fees and charges, lending criteria and privacy policy before making a decision. These Terms and Conditions are separate to and do not form part of Latitude’s terms and conditions. Finder does not provide credit services and is not responsible for Latitude’s products or decisions.

2. Promotion Eligibility

Eligible product:

• Latitude Low Rate Mastercard credit card

To be eligible for the Reward, you must:

• Be aged 18 years or over.
• Be a registered Finder member, or create a Finder account prior to claiming the Reward.
• Click on the unique promotion link via the Finder Comparison Service and submit your application in the same session between 16 March 2026 and 30 April 2026 (inclusive).
• Be approved by Latitude for the Latitude Low Rate Mastercard credit card following your application submitted during the Promotion period.
• Request a balance transfer at the time of approval.
• Have your application approved and balance processed by 30 April 2026.
• Ensure the balance transfer remains active and is not cancelled, reversed or refunded prior to the fulfilment date.
• Use the same email address for both your Finder account and your Latitude credit card application.
• Only claim one Reward per eligible Finder member and approved account.

3. Promotion Ineligibility

The Reward will not be issued if:

• Your application is not submitted via the unique promotion link on the Finder Comparison Service.
• You are not a Finder member at the time of application.
• Your email address does not match between Finder and your Latitude application.
• Your application is declined, withdrawn, cancelled or not approved by Latitude.
• A balance transfer is not requested and processed by 30 April 2026
• The balance transfer is cancelled, reversed or refunded before the fulfilment date.
• You are already a Latitude Low Rate Mastercard customer.
• You receive another Latitude acquisition promotion or cashback offer in relation to the same application, unless otherwise agreed by Finder.

Additional ineligibility conditions include:

• Applications made through other cashback or rewards websites
• Use of VPNs or ad blockers that interfere with tracking
• Fraudulent, misleading or suspicious activity
• Use of promotional codes not featured on Finder
• Finder accounts created or accessed using Apple ID (due to masked email addresses)

4. Reward Amount

• The maximum Reward available under this Promotion is $100 Ultimate 'Everyone' digital eGift Card per eligible applicant.

5. Fulfilment and Tracking

• Eligibility will be assessed on 29 May 2026 for all qualifying applications submitted during the Promotion period and approved by Latitude, where all balance transfer requirements have been satisfied.
• The Ultimate 'Everyone' digital eGift Card will be issued on or before 30 June 2026, provided all eligibility criteria are met.
• Rewards will be distributed via email by Blackhawk Network (Australia) Pty Ltd.

6. General Conditions

• Finder reserves the right to amend, suspend or withdraw this Promotion at any time without notice.
• Finder may verify eligibility and disqualify participants who breach these Terms and Conditions.
• Approval of credit is subject to Latitude’s lending criteria. Finder has no control over approval decisions.
• Any costs associated with participation, including interest, fees or charges associated with the Latitude Low Rate Mastercard credit card or balance transfer, are the responsibility of the applicant.
• To the extent permitted by law, Finder is not liable for any loss or damage arising from participation in this Promotion.
• These Terms and Conditions are governed by the laws of New South Wales, Australia.

7. Privacy

• Finder may collect and share personal information with Latitude and fulfilment partners for verification and reward fulfilment purposes.
• Finder may use participant data for research, marketing or promotional purposes unless you opt out.
• All personal data will be handled in accordance with Finder's Privacy Policy.

8. Disclosures

• Finder does not recommend or endorse Latitude or its products. You should review Latitude’s terms, fees and eligibility criteria to determine suitability for your circumstances.
• Finder may receive a commission if you proceed with a Latitude product via the Finder Comparison Service.
• This Promotion cannot be combined with other offers unless explicitly stated.
• The Reward is issued as a Ultimate 'Everyone' digital eGift Card via Blackhawk Network (Australia) Pty Ltd. Full card T&Cs and participating retailers are available here. The Ultimate 'Everyone' eGift Card is redeemable at over 100 leading brands across fashion, sport, dining and entertainment.
• Eligible customers will receive a redemption code via email. Codes are valid for 90 days from issuance and cannot be reissued once expired. The card is not redeemable for cash and has a 3-year expiry from the issue date.

Support:

If you believe you are eligible and have not received your Reward following the 30 June 2026 fulfilment date, please contact Finder customer support using the email linked to your Finder account.