Finder Innovation Awards 2025: Winners announced!

The Finder Innovation Awards is an annual celebration of the individuals, teams, and brands who go above and beyond the status quo. We give props to those who continue to evolve their businesses to meet and exceed the ever-changing needs of Australian consumers.

It takes courage to be innovative, which is why we're excited to crown this year's winners. Congratulations to the following brands for taking home gold in their respective categories.

What's special about a Finder Award?

Money can't buy
Money can't buy love… or a Finder Award. Why? We believe the brands with the best offers, not the biggest budgets should be able to use the Finder Awards medal.

One winner
It's hard to win a Finder Award as we only recognise one winner per category. That means you can trust the winning product is the best of the best for that particular category.

Independent
Finder is totally independent, meaning the Awards are unbiased and objective. We established the Finder Awards to help people around the world easily identify the best products and brands and conduct research independent of any commercial agreements.

Innovation Awards Winners: Judged categories

AI Innovation - Greenmesh

Greenmesh stood out from the crowd with an AI-powered monitoring solution designed to protect workers in high-risk environments. It automatically detects falls, alerts supervisors and provides location data to enable rapid response.

Finalists

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App Innovation - Too Good to Go

Too Good to Go has transformed the marketplace experience by making the act of saving food a daily habit. Its app made it easier for stores to get consistent value from every listing by focusing on frequency and boosting retention. Congrats, Too Good To Go!

Finalists

B2B Innovation - Airwallex

The Australian-founded global fintech Airwallex impressed the judges with its new Yield product – a high-return account that allows businesses to earn on their idle multi-currency balances. This solution eliminates lock-up periods, integrates expert fund management and enables effortless global transactions.

Finalists

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Banking & Payments Innovation - Airwallex

The judges were so impressed with Airwallex's entry this year that it won not one but two Finder Innovation Awards. Congratulations, Airwallex, for taking home gold in the Banking & Payments Innovation category.

Finalists

Broker Innovation - LoanOptions.ai

LoanOptions.ai isn't your average home loan broker. It's a market-leading, AI-native fintech and finance brokerage that has developed a world-leading Auto-complete Contextual Engine (ACE). LoanOptions.ai brings together advanced technologies to pre-fill up to 90% of a loan application.

Finalists

Digital Assets & Web3 Innovation - Block Earner

Congratulations to Block Earner for winning this year's Digital Assets & Web3 Innovation Award. BlockEarner provides Australia's only crypto-backed Line of Credit. Customers can borrow up to $5 million AUD worth of Bitcoin, Ethereum or stablecoins and repay on their own schedule over 12 months.

Finalists

Green Innovation - 365mesh

365mesh's Forests and Biodiversity Monitoring provides real-time insights into forest health, wildlife activity, and ecosystem changes via AI, IoT sensors, and advanced analytics. This innovation supports proactive conservation, strengthens biodiversity protection, and enables data-driven decision-making to safeguard natural ecosystems for the future.

Finalists

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Insurance Innovation - Acenda

Acenda's Centre of Excellence integrates behavioural science, clinical expertise and data-driven insights to improve outcomes and operational efficiencies. It designs scalable, evidence-informed models focusing on early intervention and holistic recovery.

Finalists

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Investment Innovation - Blossom

Blossom has pioneered app-based multi-account investing in fixed income and introduced Blossom for Business, Blossom for Kids and Blossom Joint Accounts. Blossom is a multi-segment platform, giving families and organisations seamless access to targeted returns, daily posting of earnings and frictionless digital onboarding.

Finalists

Lending Innovation - Harmoney

Congratulations to Harmoney for winning this year's Lending Innovation Award! Harmoney's Bank Bot is an AI-powered virtual assistant that transforms the loan application journey. It simplifies and accelerates income clarifications in real-time, ensuring a seamless customer experience.

Finalists

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Online Customer Service Innovation - Refreshify (Superloop)

Superloop's Refreshify is here to walk you through internet connection problems. It diagnoses account, billing, nbn outage, or fault issues, to effectively advise customers. If it's an nbn fault, Refreshify will auto-arrange an nbn appointment so they can quickly get the customer's service back online.

Finalists

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Property Innovation - Peach Property

Anyone who's been house hunting in Australia knows how hard it is to find and secure your ideal property. Peach Property is Australia's first digitally-native buyer's agency, with a 25-day median purchase time. It democratises professional property representation for everyday Australians via the Home Finder platform and $500 refundable retainer model.

Finalist

Retail Innovation - 365mesh

365mesh has done it again, this time with its FoodDeck. The Fridge Sensor from 365mesh revolutionises food management with real-time visibility into food safety, freshness and inventory. Using IoT, sensing and AI, it monitors temp, humidity and stock, reducing waste and ensuring compliance.

Finalist

Household Appliance Innovation - JURA

For the second year in a row, JURA has taken home gold in the Finder Innovation Awards. JURA's J10 is a groundbreaking, fully-automatic coffee machine using Cold Extraction and Sweet Foam technologies to deliver 42 barista-style beverages, including Cold Brew and syrup-infused milk foam creations.

Finalists

Retail Product Innovation - JURA

A machine so nice, they awarded it twice. The judges were so impressed with JURA's entry, they also gave it the top award in the Retail Product Innovation category. Congratulations, JURA!

Finalists

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Social Impact Innovation - Sunpower Renewables

Sunpower Renewables is this year's Social Impact Innovation Award winner. They have built the first portable solar system for off-grid communities, integrating lithium-ion storage, satellite monitoring and Pay-As-You-Go. It provides reliable, affordable and clean power to remote regions.

Finalists

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Tech Innovation - Block Earner

Block Earner provides Australia's only crypto-backed Line of Credit. Customers can borrow up to $5 million AUD worth of Bitcoin, Ethereum, or stablecoins and repay when they want over 12 months. Well done Block Earner!

Finalists

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Travel Innovation - Pelikin

Pelikin's Youth & Student Travel Packs are changing the way young Aussies travel. Its tiered membership products combine a student ID with a prepaid multi-currency travel card. Members can hold and swap 23 currencies, access 150,000+ global discounts, cashback, eSIMs and more.

Finalist

Telco Innovation - Refreshify (Superloop)

Superloop also won the Telco Innovation Award. Refreshify diagnoses account, billing, nbn outage, or fault issues, to effectively advise customers. It will even auto-arrange a nbn appointment to get customers back online faster.

Finalists

Innovation Champion - Dial A Vet - Josh Fidrmuc

This year's Innovation Champion Award goes to the founder of Dial A Vet, Josh Fidrmuc. Josh built Dial A Vet because he knows the panic of having a sick pet after hours with nowhere to turn. With no tech experience and little capital, he built Australia's first 100% automated, online vet service.

Finalists

Most Innovative Team - Block Earner

Block Earner's team really impressed the judges this year and also took home the Most Innovative Team Award. They've built Australia's only crypto-backed Line of Credit – that's something to celebrate!

Finalists

Innovation Awards Winners - People's Choice categories

We're excited to announce the winners of our inaugural People's Choice Awards in Australia. These awards are decided entirely by public vote.

AI Innovation People's Choice - Clinrol

The award for Australia's favourite AI Innovation goes to… Clinrol! Clinrol is an AI-powered platform for clinical trial recruitment, supporting patients, sites and sponsors. It uses voice agents, automated pre-screening and real-time dashboards to simplify trial access.

App Innovation People's Choice - Too Good To Go

Too Good to Go knocked it out of the park this year, winning both the judged and people's choice App Innovation categories. Their app delivers a win-win-win solution for people, partners and the planet.

B2B Innovation People's Choice - LoanOptions.ai

Congratulations to LoanOptions.ai for being voted Australia's favourite B2B Innovation. Their advanced technologies save customers time by pre-filling up to 90% of a loan application. What's not to love about that?

Banking & Payments Innovation People's Choice - pay.com.au

pay.com.au is Australia's first all-in-one business payments and rewards platform, revolutionising how Australian businesses manage their expenses. Congrats, pay.com.au!

Broker Innovation People's Choice - lendlab

lendlab introduced a proprietary digital platform that combines instant asset finance pre-qualification, real-time lender policy matching and AI-driven deal structuring. This innovation gives customers and referral partners live visibility of finance options while reducing application times by 60%.

Green Innovation People's Choice - Australian Ethical

Congrats to Australian Ethical for winning the People's Choice Green Innovation Award. In collaboration with Benedictus Media, Australian Ethical set a new benchmark for environmentally conscious advertising, launching the most sustainably focused Out of Home advertising campaign ever executed by oOh!media.

Digital Assets & Web3 Innovation People's Choice - Crypto.com

Crypto.com Pay is Australia's favourite Digital Assets and Web3 Innovation for 2025. Crypto.com Pay allows Australians to use cryptocurrency for everyday purchases, while merchants receive instant settlement in AUD. It offers merchants and customers a better, faster and cheaper payment solution.

Insurance Innovation People's Choice - Allianz

The People's Choice Award for the Insurance Innovation category has set a new standard for digital life insurance in Australia. Allianz revamped the life insurance digital journey with a customer-centric approach to deliver a fast, simple and fully automated experience across desktop, mobile and tablet.

Investment Innovation People's Choice - TermPlus

With its online term accounts, TermPlus has democratised asset classes previously only available to large institutional investors. Accessible for everyday Aussies, minimum investments start at $2,000.

Lending Innovation People's Choice - Bridgit

Bridgit is redefining bridging finance with its proprietary platform Darla, designed to simplify and accelerate the lending journey for brokers and customers. Bridgit delivers faster approvals, greater lending capacity and a seamless experience.

Online Customer Service Innovation People's Choice - Goodbye Good Boy

Goodbye Good Boy believes a pet's end-of-life journey should be just as caring, loving and unique as they are. Its Pet End of Life Dashboard extends the compassionate care of its mobile vets providing gentle in-home euthanasia by placing preparation guidance, updates and aftercare at families' fingertips.

Property Innovation People's Choice - Homely

Searching for a home in the Australian property market is no easy feat. Homely has improved the property search process by turning street and suburb reviews into Australia's largest lifestyle dataset. Congrats, Homely, on being the favourite Property Innovation for 2025!

Retail Innovation People's Choice - Temu

Temu connects consumers directly with manufacturers, giving shoppers wholesale prices. A big congratulations on being the inaugural People's Choice Award winner!

Household Appliance Innovation People's Choice - Hisense

The Hisense Series 8i is an innovative washer and dryer range designed to deliver smart functionality, high performance and efficiency. Created for modern, fast-paced living, the Series 8i combines sustainable innovation with smart home compatibility.

Retail Product Innovation People's Choice - Dermal Therapy

Dermal Therapy continues to innovate its products to keep up with the ever-changing world of beauty. Building on the cult status of the Original Dermal Therapy Lip Balm, their tinted Lip Balm range merges therapeutic skincare with everyday beauty. Congrats, Dermal Therapy!

Social Impact Innovation People's Choice - Allianz

This year's Social Impact People's Choice Award goes to Allianz's groundbreaking partnership with Greenlight hc. They have revolutionised the claims experience by embedding specialised psychosocial support directly into the journey for customers with terminal illness and families navigating bereavement. This forward-thinking solution delivers value beyond traditional claim settlements to provide dignity and reassurance when customers need it most.

Tech Innovation People's Choice - Clinrol

Clinrol has won not one but two People's Choice Awards – this time in the Tech Innovation category. Congratulations, Clinrol!

Telco Innovation People's Choice - Aussie Broadband

Aussie Broadband has won the People's Choice Award for Telco Innovation with its onboarding hub. This is a tailored guide based on a customer's connection type and hardware. It guides customers through set up and ensures their network is optimised around the house from the moment service starts.

Travel Innovation People's Choice - Melbourne Airport

Airports can be confusing to navigate, but Melbourne Airport's wayfinding system is here to change that. It guides passengers seamlessly through the airport, whether they are arriving by car, seeking directions within the terminal, exploring retail and dining options, or accessing essential amenities.

Innovation Champion People's Choice - Julian Fayad - LoanOptions.ai

Julian Fayad is the founder and CEO of LoanOptions.ai, an award-winning, market-leading, AI-native fintech and finance brokerage. Congrats, Julian!

Most Innovative Team People's Choice - LoanOptions.ai

The team at LoanOptions.ai is also this year's People's Choice for the Most Innovative Team category. Congratulations to the LoanOption.ai team!

Entry guidelines and scoring

How we choose the winners and finalists

For the industry, business and team Awards, a judging panel of Finder experts reviews and scores the submissions based on the entry criteria for each category. The People's Choice Award winners are decided by the public. You can find more information on the methodology for all categories in the Methodology document linked below.

Download Finder Innovation Awards methodology document

Looking for more information?

If you have questions or want to find out more about the Finder Innovation Awards, then please get in touch with the Finder Awards team via awards@finder.com.

Finder Innovation Awards Terms & Conditions

Explore our past Finder Innovation Awards winners:

• Winners and finalists in 2024

  AI Innovation

  • Winner: Fundo
  • Finalist: Time Under Tension
  • Finalist: Clinrol
  • Finalist: Tiger Brokers

  App Innovation

  • Winner: Tyro
  • Finalist: More and CommBank

  Appliance Innovation

  • Winner: Jura
  • Finalist: Dreame

  B2B Innovation

  • Winner: Revolut
  • Finalist: Clinrol
  • Finalist: bRight Agent
  • Finalist: desk.coach
  • Finalist: Wini Health
  • Finalist: Otivo
  • Finalist: Archa
  • Finalist: RelayPay

  Banking and Payments Innovation

  • Winner: Tyro
  • Finalist: Instarem
  • Finalist: RelayPay
  • Finalist: Archa

  Beauty Product Innovation

  • Winner: ghd
  • Finalist: Naked Sundays
  • Finalist: Dermal Therapy

  Digital Assets and Web3 Innovation

  • Winner: Swyftx
  • Finalist: Monochrome Bitcoin
  • Finalist: Session
  • Finalist: Verida

  Innovation Champion

  • Winner: Leigh Sherry - Wini Health
  • Finalist: Natasha Lee - desk.coach

  Insurance Innovation

  • Winner: ROLLiN' Insurance
  • Finalist: Medibank
  • Finalist: Huddle
  • Finalist: Pet Insurance Australia

  Investment Innovation

  • Winner: Raiz Invest
  • Finalist: Pengana Capital Group (TermPlus)
  • Finalist: Trezor
  • Finalist: Tiger Brokers

  Lending Innovation

  • Winner: Jacaranda Finance
  • Finalist: Harmoney
  • Finalist: Block Earner
  • Finalist: Beforepay

  Mattress Innovation

  • Winner: Koala
  • Finalist: Emma

  Most Innovative Team

  • Winner: desk.coach
  • Finalist: Block Earner
  • Finalist: Fast Cover

  Online Customer Service Innovation

  • Winner: Bare
  • Finalist: Tiger Brokers
  • Finalist: Sealy
  • Finalist: Beforepay

  Retail Product Innovation

  • Winner: Glow Dreaming
  • Finalist: Koala
  • Finalist: ghd
  • Finalist: Dermal Therapy
  • Finalist: Emma
  • Finalist: PerkyPod

  Social Impact Innovation

  • Winner: G&C Mutual Bank
  • Finalist: QBE

  Tech Innovation

  • Winner: Amber
  • Finalist: Clinrol
  • Finalist: Updoc
  • Finalist: Origin
  • Finalist: Bare

  Telco Innovation

  • Winner: More and CommBank
  • Finalist: Amaysim
  • Finalist: Activ8me
  • Finalist: TPG

  Travel Innovation

  • Winner: Travel Money Oz
  • Finalist: Fast Cover
  • Finalist: Huddle
  • Finalist: Butter

• Winners and finalists in 2023

  Best B2B innovation

  • Winner: Hnry
  • Finalist: Trace
  • Finalist: Brighte

  Best banking and payments innovation

  • Winner: RelayPay
  • Finalist: HSBC
  • Finalist: Backpocket

  Best innovation in digital currencies & Web3

  • Winner: Coinbase
  • Finalist: RelayPay

  Best insurance innovation

  • Winner: Flip
  • Finalist: Honey Insurance
  • Finalist: Butter Insurance

  Best investment innovation

  • Winner: Blossom
  • Finalist: CommSec
  • Finalist: Verve Money

  Best lending innovation

  • Winner: Bridgit
  • Finalist: Fifopay
  • Finalist: Harmoney

  Best online customer service

  • Winner: Home-in
  • Finalist: updoc
  • Finalist: Aussie Broadband

  Best retail innovation

  • Winner: Dropshipzone
  • Finalist: Preezie
  • Finalist: Gift Flick

  Best retail product innovation

  • Winner: Airgarden
  • Finalist: Emma
  • Finalist: Pipet

  Best social impact innovation

  • Winner: Verve
  • Finalist: Brighte
  • Finalist: EarlyWork

  Best tech innovation

  • Winner: ahm
  • Finalist: Nokia
  • Finalist: Home-in

  Best mobile phone and broadband innovation

  • Winner: Superloop
  • Finalist: Boost Mobile
  • Finalist: Launtel

  Digital disruptor of the year

  • Winner: Hnry
  • Finalist: ahm
  • Finalist: Freely

  Innovation champion

  • Winner: Amber for Batteries
  • Finalist: HSBC
  • Finalist: Desk.coach

  Most innovative team

  • Winner: updoc
  • Finalist: Earlywork
  • Finalist: CommSec

• Winners and finalists in 2022

  Best Automotive innovation

  • Winner: Touring Essentials Cup Holder
  • Finalist: FONZ urban micro-factory

  Best B2B innovation

  • Winner: Hnry
  • Finalist: utecture
  • Finalist: Otivo

  Best Banking innovation

  • Winner: Square loans
  • Finalist: Heartland Finance
  • Finalist: Home-in

  Best Energy innovation

  • Winner: Enosi
  • Finalist: Plenti
  • Finalist: Telstra

  Best Innovation in Digital Currencies

  • Winner: Zerocap
  • Finalist: BetaCarbon
  • Finalist: Coinstash DeFi Connector

  Best Insurance innovation

  • Winner: Honey Insurance
  • Finalist: Fast Cover Travel Insurance
  • Finalist: ahm

  Best Insurtech innovation

  • Winner: KOBA Insurance
  • Finalist: Honey Insurance
  • Finalist: Flip Insurance

  Best Investment innovation

  • Winner: BetaCarbon
  • Finalist: Rush Gold
  • Finalist: Selfwealth
  • Finalist: Cache Investment Management

  Best Lending innovation

  • Winner: Bridgit
  • Finalist: MONEYME
  • Finalist: Unloan

  Best Online Customer Service innovation

  • Winner: Aussie Broadband
  • Finalist: Optus

  Best Payment innovation

  • Winner: Instant
  • Finalist: Cape
  • Finalist: Crypto.com

  Best Retail innovation

  • Winner: MILKRUN
  • Finalist: Lovehoney
  • Finalist: BetaCarbon

  Best Retail Product innovation

  • Winner: Zero Co
  • Finalist: BioInnovate
  • Finalist: Biologi

  Best Social Impact innovation

  • Winner: Updoc
  • Finalist: WLTH
  • Finalist: Eva

  Best Solar innovation

  • Winner: RayGen
  • Finalist: Solstice AI

  Best Tech innovation

  • Winner: Pixelcase Group
  • Finalist: gift flick
  • Finalist: MONEYME

  Best Telco innovation

  • Winner: Aussie Broadband
  • Finalist: Optus
  • Finalist: Activ8me

  Best Travel innovation

  • Winner: Fast Cover Travel Insurance
  • Finalist: Klook
  • Finalist: Monarc Global

  Digital Disruptor of the Year

  • Winner: MONEYME
  • Finalist: Rushgold
  • Finalist: MILKRUN
  • Finalist: Hnry

  Most Innovative Person

  • Winner: Ross Macdougald - The BioVerse Group
  • Finalist: Andrew French
  • Finalist: Ryan Edwards-Pritchard

  Most Innovative Team

  • Winner: The BioVerse Group
  • Finalist: Mirvac
  • Finalist: felix mobile

• Winners and finalists in 2021

  Best Automotive innovation

  • Winner: Car Next Door
  • Finalist: DingGo
  • Finalist: Loopit
  • Finalist: Summon

  Best B2B innovation

  • Winner: Propell
  • Finalist: humm group
  • Finalist: LegalVision
  • Finalist: Wilbur

  Best Banking innovation

  • Winner: Tic:Toc
  • Finalist: Athena Home Loans
  • Finalist: Nano Home Loans
  • Finalist: Rush Gold

  Best Buy Now, Pay Later innovation

  • Winner: Zip Co
  • Finalist: Beforepay
  • Finalist: bundll
  • Finalist: humm group

  Best Energy innovation

  • Winner: Powerpal
  • Finalist: EnergyAustralia
  • Finalist: Everyday Rewards
  • Finalist: Sunpower Renewables

  Best Innovation in Digital Currencies

  • Winner: Binance Australia
  • Finalist: Labrys
  • Finalist: RelayPay

  Best Insurance innovation

  • Winner: Fast Cover Travel Insurance
  • Finalist:NobleOak Life
  • Finalist:Pet Insurance Australia
  • Finalist:Stella Insurance

  Best Insurtech innovation

  • Winner: Upcover
  • Finalist: Fast Cover Travel Insurance
  • Finalist: handdii
  • Finalist: Wilbur

  Best Investment innovation

  • Winner: Interactive Brokers
  • Finalist: QSuper
  • Finalist: Raiz Invest
  • Finalist: Spaceship

  Best Lending innovation

  • Winner: 86 400
  • Finalist: Athena Home Loans
  • Finalist: Nano Home Loans
  • Finalist: Nimble

  Best Online Customer Service innovation

  • Winner: Aussie Broadband
  • Finalist: Blueberry Markets
  • Finalist: felix Mobile
  • Finalist: TAXIBOX

  Best Payment innovation

  • Winner: DiviPay
  • Finalist: MediPass
  • Finalist: Rush Gold
  • Finalist: Wise

  Best Retail innovation

  • Winner: eStore Logistics
  • Finalist: PokitPal
  • Finalist: Shippit
  • Finalist: Summon

  Best Retail product innovation

  • Winner: Zega Intelligent Cookware
  • Finalist: Dyson
  • Finalist: Oral-B
  • Finalist: SIPP Instant

  Best Social Impact innovation

  • Winner: Sunpower Renewables
  • Finalist: Coles Group Ltd
  • Finalist: HoMie
  • Finalist: Our Ark Mutual Limited

  Best Solar innovation

  • Winner: Pylon
  • Finalist: Energy Locals & Energy Trade
  • Finalist: Sendle
  • Finalist: Sunpower Renewables

  Best Streaming innovation

  • Winner: 10 Play
  • Finalist: BINGE

  Best Supermarket innovation

  • Winner: Coles
  • Finalist: Romeo's Retail Group
  • Finalist: Woolworths

  Best Tech innovation

  • Winner: Kablamo
  • Finalist: Dyson
  • Finalist: Fast Cover Travel Insurance
  • Finalist: HungryHungry

  Best Telco innovation

  • Winner: Better Life Mobile
  • Finalist: Belong
  • Finalist: felix Mobile
  • Finalist: Optus

  Best Transport innovation

  • Winner: Muval
  • Finalist: Car Next Door
  • Finalist: Zoomo

  Best Travel innovation

  • Winner: Fast Cover Travel Insurance
  • Finalist: Klook ANZ
  • Finalist: Skyscanner

  Digital Disruptor of the Year

  • Winner: Rush Gold
  • Finalist: Nano Home Loans
  • Finalist: Tic:Toc
  • Finalist: Bare Cremation

  Most Innovative Business Response to COVID-19

  • Winner: HungryHungry
  • Finalist: Fast Cover Travel Insurance
  • Finalist: Coles Group
  • Finalist: Klook ANZ

  Most Innovative Partnership

  • Winner: PokitPal + Visa
  • Finalist: Athena Home Loans + PwC
  • Finalist: Kablamo + DELWP
  • Finalist: Rush Gold + EML Payments

  Most Innovative Person

  • Winner: Mina Radhakrishnan: Different
  • Finalist: Brooke Myers, Fast Cover Travel Insurance
  • Finalist: Ivan Tchourilov, OMG (Openmarkets Group)

  Most Innovative Team

  • Winner: AGL Australia
  • Finalist: Fast Cover Travel Insurance
  • Finalist: Nano Home Loans
  • Finalist: SocietyOne

• Winners and finalists in 2020

  Best Retail innovation

  • Winner: Shippit
  • Finalist: Gift Card Store
  • Finalist: esdesk

  Best Tech innovation

  • Winner: Power Lines Pro
  • Finalist: Immediation
  • Finalist: Activ8me

  Best Travel innovation

  • Winner: TransferWise
  • Finalist: Fast Cover Travel Insurance
  • Finalist: RedBalloon
  • Finalist: Tourism Australia
  • Finalist: DiDi

  Most Innovative Team

  • Winner: AGL Energy:Emerging Products Team
  • Finalist: TransferWise
  • Finalist: MyState Bank

  Most Innovative Person

  • Winner: Jodi Stanton, SendGold
  • Finalist: Daniel Edge - Compeat Nutrition
  • Finalist: Yard - Toni Mladenova

  Best Online Customer Service

  • Winner: THE ICONIC
  • Finalist: Tic:Toc
  • Finalist: Up Bank
  • Finalist: Blueberry Markets

  Best Banking innovation

  • Winner: TransferWise
  • Finalist: 86 400
  • Finalist: QuickaPay

  Best Telco innovation

  • Winner: Better Life Mobile
  • Finalist: Activ8me
  • Finalist: Superloop

  Digital Disruptor of the Year

  • Winner: Up
  • Finalist: MyState Bank
  • Finalist: THE ICONIC
  • Finalist: Vamp

  Best Insurance innovation

  • Winner: Fast Cover Travel Insurance
  • Finalist: Poncho Insurance
  • Finalist: Upcover
  • Finalist: Claim Central Consolidated

  Best B2B innovation

  • Winner: Sendle
  • Finalist: Tic:Toc
  • Finalist: Ofload
  • Finalist: Xero

  Best Investment innovation

  • Winner: SendGold
  • Finalist: Stockspot
  • Finalist: eToro Australia

• Winners and finalists in 2019

  Best Tech innovation

  • Winner: Up Bank
  • Finalist: Look Who's Charging
  • Finalist: Kayo Sports

  Best Shopping innovation

  • Winner: i=Change
  • Finalist: Shippit
  • Finalist: Sweep

  Most Innovative Team/Person

  • Winner: Shahirah Gardner - Finch
  • Finalist: Fastcover
  • Finalist: Spriggy
  • Finalist: Sendle

  Best Online Customer Service

  • Winner: The ICONIC
  • Finalist: Evari
  • Finalist: Fastcover
  • Finalist: Bingle
  • Finalist: Kayo Sports

  Best Personal Finance App

  • Winner: Spriggy
  • Finalist: WISR
  • Finalist: Up Bank
  • Finalist: Frollo

  Best Travel innovation

  • Winner: Flight Centre Exclusives (Ignite Travel)
  • Finalist: Latitude 28 Degrees - Flight Delay Pass
  • Finalist: RACV

  Best Banking innovation

  • Winner: Up Bank
  • Finalist: CUA
  • Finalist: Tyro
  • Finalist: Q Pay
  • Finalist: P&N Bank

  Best Telco innovation

  • Winner: Superloop Home Broadband
  • Finalist: Southern Phone Company
  • Finalist: Vodafone - Regional Coverage Hub
  • Finalist: Aussie Broadband

  Best Property innovation

  • Winner: Orbmaps & Landfinder
  • Finalist: Commonwealth Bank
  • Finalist: Parkhound

  Digital Disruptor of the Year

  • Winner: Up Bank
  • Finalist: Athena
  • Finalist: Stake
  • Finalist: BrickX

  Best Green Innovation

  • Finalist: Winner: UBank
  • Finalist: 4 Pines & Smart Commercial Solar
  • Finalist: Sheridan

  Best Insurance innovation

  • Winner: Evari
  • Finalist: Bingle
  • Finalist: FloodMapp

• Winners and finalists in 2018

  Best Online Shopping innovation

  • Winner: HelloCars
  • Finalist: afterpay
  • Finalist: Shippit & Cue
  • Finalist: Coles
  • Finalist: Catch.com.au

  Best Banking innovation

  • Winner: New Payments Platform
  • Finalist: Brighte
  • Finalist: Tyro
  • Finalist: iM CUA
  • Finalist: DEFT
  • Finalist: Proviso

  Best Travel innovation

  • Winner: Skyscanner
  • Finalist: flybuys travel
  • Finalist: travello
  • Finalist: Leezair
  • Finalist: HSBC Everyday Account

  Best Tech innovation

  • Winner: Tic:Toc
  • Finalist: flybuys
  • Finalist: Huddle
  • Finalist: BeemIt
  • Finalist: Raiz

  Best Personal Finance App

  • Winner: Finch
  • Finalist: Pocketbook
  • Finalist: GROW
  • Finalist: Stockspot
  • Finalist: Qantas App

  Best Online Customer Service

  • Winner: iM CUA
  • Finalist: LegalVision
  • Finalist: Office Hub
  • Finalist: Ratesetter
  • Finalist: Hotels Combined

  Most Innovative Team/Person

  • Winner: Afterpay
  • Finalist: CUA
  • Finalist: Macquarie Ninjas
  • Finalist: TAL Incubator
  • Finalist: Tic:Toc

• Winners and finalists in 2017

  Best Personal Finance App

  • Winner: Acorns
  • Finalist: Invoice2go
  • Finalist: Pocketbook
  • Finalist: Macquarie Bank
  • Finalist: Spriggy

  Best Online Shopping Innovation

  • Winner: Shippit
  • Finalist: ZipMoney
  • Finalist: Designbx
  • Finalist: ShowPo
  • Finalist: TDE

  Best Online Customer Service

  • Winner: Ubank
  • Finalist: Teachers Mutual Bank
  • Finalist: Lovehoney
  • Finalist: Fast Cover
  • Finalist: Budget Direct

  Best Travel Innovation

  • Winner: Fast Cover
  • Finalist: GoGet
  • Finalist: Good to Go
  • Finalist: Professionals Travel Cover
  • Finalist: Leezair

  Best Tech Innovation

  • Winner: Qoctor
  • Finalist: Spriggy
  • Finalist: Optus Loop
  • Finalist: Gobbill
  • Finalist: Brickx

  Best Banking Innovation

  • Winner: Spriggy
  • Finalist: AMP Bett3r Account
  • Finalist: Macquarie Bank
  • Finalist: OnTrack
  • Finalist: Tic:Toc

  Most Innovative Team/Person

  • Winner: Rivva (Spriggy) - Mario Hasanakos and Alex Badran, Founders
  • Finalist: CreditorWatch – Dale Hurley, Director of Innovation
  • Finalist: Mobiddiction – Team
  • Finalist: Pocketbook – Alvin Singh, CEO
  • Finalist: Travel with Jane – Team

• Winners and finalists in 2016

  Best Telco Customer Service innovation

  • Winner: amaysim
  • Finalist: Optus
  • Finalist: OVO Mobile
  • Finalist: Vaya, Vaya Price Beat Guarantee

  Best Tech innovation

  • Winner: Acorns Grow Australia
  • Finalist: CommBank
  • Finalist: Macquarie Bank
  • Finalist: Cash by Optus

  Best Mobile Payments Service

  • Winner: Optus, Cash by Optus
  • Finalist: Android, Android Pay
  • Finalist: Apple, Apple Pay
  • Finalist: Samsung, Samsung Pay

  Best Internet Banking

  • Winner: CommBank, NetBank
  • Finalist: ING, ING Direct
  • Finalist: Travel Money, Key to the World Digital Travel Wallet
  • Finalist: Beyond Bank, Beyond Financial Manager
  • Finalist:Macquarie Bank, Macquarie Bank Digital Banking

  Best Personal Finance App

  • Winner: Pocketbook Australia, Pocketbook App
  • Finalist: Acorns Grow Australia, Acorns App
  • Finalist: American Express, AMEX AU App
  • Finalist: CommBank, CommBank App

  Best Online Customer Service

  • Winner: Optus
  • Finalist: amaysim
  • Finalist: Fast Cover Travel Insurance
  • Finalist: loans.com.au

  Most Innovative Person/Team

  • Winner: Rebecca James, Chief Marketing Officer at ME
  • Finalist: CoverMore
  • Finalist: Optus
  • Finalist: Smarter Property

  Gold Innovation Award

  • Winner: CommBank