Finder Innovation Awards Terms & Conditions

Terms and Conditions

The Finder Innovation Awards 2026 ("Awards") are conducted by Hive Empire Pty Ltd (ABN 18 118 785 121) trading as finder.com.au ("Finder") of Level 10, 99 York Street, Sydney NSW 2000 ("finder.com.au", "Finder", "We", "Us", "Our").

In these terms and conditions of entry ("Terms"), unless otherwise stated, a reference to "Applicant" means the natural person or legal person identified as such in an application submitted in accordance with these Terms for the purpose of entry into the Awards.

ELIGIBILITY

1. To be eligible to enter the Awards, the Applicant must:
1. satisfy the entry criteria for the relevant Award Category ("Entry Criteria") set out in the Awards Methodology located here ("Awards Methodology"); and
2. where the Applicant is a legal person:
1. be an entity incorporated and is domiciled in Australia;
2. operate its business in Australia and provide its products and/or services to Australian customers; and
3. have a registered Australian Business Number.
2. To enter the Awards and be eligible to win, the Applicant must:
1. comply with the Terms, the Guidelines and Entry Criteria;
2. submit an entry for 1 or more Award Categories (determined by the Applicant) by completing the online application form for the relevant Award Category(ies) at https://www.finder.com.au/finder-awards/innovation-awards ("Application Form"); and
3. submit the completed requisite Application Form(s) and provide all requested supporting documentation ("Application") by 5:00PM AEST on 10 June 2026. Special consideration extensions may be granted at Finder's sole discretion.
3. We reserve the right to reject any Application and declare any entry ineligible if, during the Awards Period, We reasonably determine that:
1. the Applicant (including any of its officeholders, executives, owners or founders, where applicable) has, or is likely to, engaged in any activity, statement, or conduct that may bring Finder and/or the Awards into disrepute;
2. the Applicant (including any of its officeholders, executives, owners or founders, where applicable) have not complied with, or are unable to comply with, these Terms, the Guidelines or the Entry Criteria;
3. the submitted Application is incomplete or indecipherable;
4. any information submitted in an Application and any of its supporting documentation was, or subsequent to its submission date during the Awards Period is:
1. false, misleading or inaccurate (including due to omission and/or deficient information); and/or
2. disclosed unlawfully in breach of applicable law or regulation or the Applicant's contractual obligations to a third party.

TERMS OF ENTRY

4. Entry instructions and judging procedures, including the Finder Innovation Awards Methodology 2026 (available at finder.com.au/finder-awards/innovation-awards and cdn.finder.com.au), are incorporated into these Terms. To the extent of any inconsistency between these Terms and the Methodology, these Terms prevail.
5. The Applicant warrants and represents to Us that:
1. the information submitted in an Application and any of its supporting documentation is and will remain at all times during the Awards Period, true, accurate, current, not misleading and compliant with applicable law and regulation; and
2. where the Applicant is a legal person:
1. the person(s) involved in the preparation and submission of Application have all necessary and prerequisite authorities, consents, rights, powers and permissions to make and submit the Application and enter into these Terms for and on behalf of the Applicant; and
2. it has full corporate power and authority to enter into, perform and observe its obligations under these Terms, and that its execution, delivery and performance of these Terms has been duly and validly authorised by all necessary corporate action.
6. The Applicant acknowledges and agrees that the submission of an Application:
1. will be relied upon by Us for the purpose of the Awards and selection of Award winners;
2. constitutes the entry of the Applicant into the Awards;
3. will be subject to Finder's AI Policy, available at finder.com.au/finder-ai-policy
4. constitutes the Applicant's deemed acceptance of, and agreement to be legally bound by and comply with, these Terms for the duration of the Awards Period; and
5. to the extent collected or otherwise processed by us in connection with an Application and the administration of the Awards, their personal information (where the Applicant is a legal person, the personal information of its representatives) will be handled in accordance with the Finder Group Privacy & Cookies Policy.
7. Applicants that require a license or regulatory approval to offer their services must hold such license or approval (e.g. an AFSL for offering financial services in Australia). Finder reserves the right to verify their license or regulatory approval and to disqualify any entry where the Applicant does not hold the requisite license or regulatory approval.
8. The Awards will run for the duration commencing on the earlier of 5 May 2026 or the submission date of the Applicant's first Application, and ending at 5:00 PM AEST on 10 June 2026 ("Awards Period").
9. The duration of the Awards Period may be shortened or extended by Us, at Our sole discretion.

AWARDS CATEGORIES

9. The Awards comprise the following categories:

Award Category	Award Name
Industry	Best Banking and Payments Innovation
	Best Fintech Innovation
	Best Forex Broker Innovation
	Best Innovation in Digital Assets & Web3
	Best Insurance Innovation
	Best Investment Innovation
	Best Lending Innovation
	Best Loan Broker Innovation
	Best Property Innovation
	Best Retail Innovation
	Best Retail Product Innovation
	Best Telco Innovation
	Best Travel Innovation
Business and Social Impact	Best AI Innovation
	Best App Innovation
	Best B2B Innovation
	Best Customer Service Innovation
	Best Green Innovation
	Best Social Impact Innovation
	Best Tech Innovation
	Best UX Innovation
Team and Leadership	Innovation Champion
	Most Innovative Team
People's Choice	People's Choice: AI Innovation
	People's Choice: App Innovation
	People's Choice: B2B Innovation
	People's Choice: Banking and Payments Innovation
	People's Choice: Customer Service Innovation
	People's Choice: Fintech Innovation
	People's Choice: Forex Broker Innovation
	People's Choice: Green Innovation
	People's Choice: Innovation Champion
	People's Choice: Innovation in Digital Assets & Web3
	People's Choice: Insurance Innovation
	People's Choice: Investment Innovation
	People's Choice: Lending Innovation
	People's Choice: Loan Broker Innovation
	People's Choice: Most Innovative Team
	People's Choice: Property Innovation
	People's Choice: Retail Innovation
	People's Choice: Retail Product Innovation
	People's Choice: Social Impact Innovation
	People's Choice: Tech Innovation
	People's Choice: Telco Innovation
	People's Choice: Travel Innovation
	People's Choice: UX Innovation

We may vary or amend the Award categories at our sole discretion.

LIABILITY

10. To the extent allowed by the law, we are not liable, and expressly exclude liability for, any loss, injury or damage which results directly or indirectly from the Awards, the publication of any matter related to the Awards, or Our reasonable reliance on any Application submitted by the Applicant. For the avoidance of doubt, we are not liable for any breach of any third-party intellectual property rights by the Applicant.

INDEMNITY

11. The Applicant will at all times indemnify, keep indemnified, defend and hold harmless Us, Our related bodies corporate and each of Our respective officers, employees and agents ("Indemnified Persons"), from and against any loss (including reasonable legal costs and expenses) or liability incurred by any of the Indemnified Persons arising from any claim, demand, suit, action or proceeding by any person against any of the Indemnified Persons where such loss or liability arose out of, in connection with or in respect of the Awards, the publication or promotion of any matter related to the Awards, any breach of these Terms or Our reasonable reliance on any Application submitted by the Applicant.

GENERAL

12. At any time during or after the Awards Period, We reserve the right to disqualify the Applicant entirely, or any one of its Applications (where multiple are received) in the event of non-compliance with these Terms.
13. We may, in Our discretion, revoke any Award granted to the Applicant if we reasonably determine that the Applicant (and, its representatives, where applicable) has or is likely to, engage in any activity, statement or conduct(including of a personal or business nature) that:
1. is illegal;
2. is misleading, deceptive, inaccurate or misrepresentative;
3. may harm Us or bring Us, Our name or reputation into disrepute; or
4. breaches these Terms.
14. If requested by Us, the Applicant agrees to (and, where applicable, will procure its representatives to) no longer publicly promote itself or its business as being affiliated or otherwise associated with the Awards. This clause survives the termination or expiration of these Terms.
15. For the industry, business & social impact, as well as the team & leadership categories, a panel of judges consisting of internal subject matter experts will review all valid Applications received in the Awards Period and will select a winner for each Award in accordance with the Awards Methodology. The judges' decision is final. No decision will be reviewed and no correspondence will be entered into.
16. For the People's Choice Award categories, the winners will be decided by a public vote. The winners will be selected in accordance with the Awards Methodology. No decision will be reviewed and no correspondence will be entered into.

(a) People's Choice — Automatic Entry and Opt-Out
All valid Applications submitted in the Industry, Business & Social Impact, and Team & Leadership categories are automatically entered into the corresponding People's Choice category. If an Applicant does not wish to participate in the People's Choice Awards, the Applicant must notify Finder in writing at awards@finder.com no later than 5 business days before the commencement of the People's Choice voting period. Finder will use reasonable efforts to remove the Applicant from the public vote, but accepts no liability for any promotional materials published prior to receiving the opt-out notice.

17. We accept no responsibility for entries not received by Us for any reason.
18. By submitting an Application, the Applicant grants Us a non-exclusive, perpetual, royalty-free, worldwide right to:
    (a) use, publish, promote and reference the Applicant's name, brand, logo, category entered, award outcome and any non-confidential descriptive content from the Application for the purpose of promoting the Awards, Finder's brand and related editorial content; and
    (b) use the Application and its contents (including supporting documentation) internally for the purpose of judging, administration and improvement of the Awards.

    For the avoidance of doubt, specific commercial data submitted as part of the Application (including but not limited to revenue figures, NPS scores, internal costs and customer metrics) will be treated as confidential, used solely for judging purposes and will not be published or disclosed to third parties without the Applicant's prior written consent. Finder does not provide Application feedback.

19. We have the right to alter or cancel part or all of the Awards at any time, in Our sole discretion.
20. The Awards, and these Terms, are governed by the laws of the State of New South Wales, and the courts of the State of New South Wales will have exclusive jurisdiction over any disputes arising out of or in connection with them.